Debt Yield – What Is It and What Is Acceptable?

Debt Yield is a relatively new metric and is still not used by most commercial banks who are portfolio lenders. It is used primarily by investment banks and conduit lenders to calculate their cash-on-cash return on their investment if they were to foreclose on the asset they are lending on. It is calculated by dividing…

Wal-Mart – What Makes Them America’s Number One Company?

America, land of “free-enterprise” has millions of companies in its market. The metropolitan statistical area of Houston, Texas in fact has over 600,000 businesses, most employing from 2 to 10 employees. As companies grow in the number of people they employ, fewer and fewer companies surround them. Most companies never grow beyond the smallest group…

Rolling Ball Sculptures in "Fracture," the Anthony Hopkins Movie

Rolling Ball Sculptures, both desktop and 6ft high are featured in the 2007 Anthony Hopkins movie “Fracture.” These elaborate rolling ball machines serve as dramatic metaphors for the character of Ted Crawford (Anthony Hopkins) and the story, symbolic of the many complicated and cunning plot twists to come in this clever up-to-the-minute suspense thriller. Anthony…

Benefits of an Outdoor Rabbit Hutch

If your family is considering adding rabbits as pets to the household quickly decide if you plan on keeping the bunnies indoors in a cage or outdoors in a special rabbit hutch. Having rabbits indoors is fine but you may need to rabbit-proof certain parts of the home that are not safe for rabbits and…

Success And Survival Tips From The Crocodile Island

Five friends went on a fishing trip down the Zambesi. Their terrifying story was dramatised recently on a UK Channel 4 program. Arthur Taylor and Alistair Gellatly, two experienced Safari guides, planned the trip. They did not anticipate trouble. Fay Taylor, Arthur’s English wife, and her parents Clive and Brenda Kelly went with them. Brenda…

Graphology at Home – Lesson 14 – The Letter A

Each sign in an analysis has meaning, but is reliable only as one aspect of the total analysis. So although the following letters are strong indicators by themselves, they cannot be regarded as proof of any fact about the writer until they are properly weighed. There are many different ways of forming the letters of…

Different Kinds of Career Paths in Plumbing

Plumbing is one career area that is both diverse in the types of job tasks and the job areas where plumbers can be found working. When most people think of plumbers, they think of professionals that deal with broken water pipes and blockages in the sewer lines. However, there is much more involved in the…

Summerizing Your Snow Blower

It's time to put your snow blower away for the season. Chances are you've already stuck it in the corner of your garage or shed and happily forgot about it but, trust me, drag it outside and take a little time to prep it for proper storage. Beside, it's a lot easier to work on…

How to Put a Hole in a Glass Bottle

Over the years, I have found my self in situations where I have needed to put a hole in glass bottles or just glass. From craft projects for the kids, fixing up the garage, or helping my friend make soda bottle wind chimes we have settled on our top 3 methods! Here is how to…