ERISA Summary Plan Description Requirements

The Employee Retirement Income Security Act (ERISA), the federal law that governs private pension, group life, and health plans, requires that plan participants receive a document known as a summary plan description (“SPD”). Although the SPD must be drafted in accordance with two Department of Labor regulations, it does not have to be called “The…

Bikinis for Wide Hips

Hips are in, the curvaceous figure is back in style and wide hips are what it’s all about, so read on, were going to give you some ideas on what kind of bikini looks best for women with wider hips. A woman with a thicker torso has more options believe it or not when it…

How To Read SMD Resistor Code

SMD stand for surface mount device and if you repair LCD monitors, you would come across lots of SMD components. CRT monitors rarely use SMD thus it is quite easy to find out the components value. In this article, I’m going to talks about SMD resistor code and how you could calculate the values. This…

What Are the Different Types of Migraines?

If you’ve been suffering from migraine headaches, you may have noticed the symptoms are almost the same for everyone – a painful ache in one spot that becomes worse and spreads over one side of your face – sometimes almost entirely. The nausea and vomiting you feel are also common symptoms of most migraines. So,…

Dwarf Weeping Willow Tree

Variety is the centerpiece of the joy of a beautiful landscape. You can make your landscape more captivating by using dwarf weeping willow trees to emphasize scale and form of your yard. A dwarf weeping willow tree or Kilmarnock is a perfect ornamental tree especially for small gardens. The tree grows up to 5-6 feet…

7 Areas of Limitation in Career Development

Limited Self-Belief and Lack of Self-Esteem: As career professionals, we generally underestimate our own abilities and attribute a greater degree of efficiency and aptitude to others. This limiting belief holds career development back from achieving its full potential. Professionals who desire career advancement need to understand that their abilities match up competitively with others in…

Beware the LED Killers – Over-Heating & Over-Voltage

LEDs are the greatest lighting source available, but in the RV environment they have two Achilles Heels — Over-Heating and Over-Voltage. LEDs are tiny slivers of semi-conductor material (p-n junctions for the geeks who want to know), a piece of silicon doped with rare earths that is mixed to emit photons in the visible spectrum…

The English Only Policy in the Philippines Call Center

Working in the call center in the Philippines is extraordinary because of their strict English only policy replicated in the entire working force of the company. The company imposed this policy to further enhance the English communication skill of their people. Call center agents are required to speak the international language while inside the premises…

Types of Construction Projects

Construction is defined as “a process that consists of the building or assembling of infrastructure.” (See 1. below) On the other hand, a Construction Project “includes all material and work necessary for the construction of a finished structure for occupancy by End Customer. This includes site preparation, foundations, mechanical, electrical work, and any other work…

Anxiety Panic Attacks Caused by Malfunction in the Inner Ear – Motion and Visual Related Phobias!

The inner-ear processes all motion-related information. If it is impaired, you may be hypersensitive to horizontal motion, vertical motion, clockwise motion, counterclockwise motion, or any combination of the above. Depending on what types of motion you are sensitive to, and your degree of sensitivity to each, the movement of a boat, plane, car, elevator, escalator,…