Using Vinegar For Head Lice Removal – How to Un-Stick Nits!

It is that moment in every caring parent’s life that you dread. I’m talking about the day that the light of your life arrives home from school with a head full of lice! Home remedies for treating these annoying little parasites are getting a lot of attention at the moment. Using vinegar for head lice removal is one that many people get confused with. Keep reading to learn just what vinegar can do to help treat your lice problem.

Dealing with head lice if you haven’t had to deal with them before is a little worrying when you first discover them. But if you start treating them as soon as you realise it is lice that your child has it can be fairly easy to get rid of them.

How can you be sure it is head lice?

The most characteristic symptoms of lice are the urge to constantly scratch at your scalp. They bite you so they can feed on small amounts of your blood. Their saliva leaves a residue that causes your scalp to become irritated and culminates in you wanting to scratch continuously.

You’ll know if you see one because it will look like a sesame seed with 6 little legs crawling around. They usually live on your scalp but can also be found on the hair itself. They favour the back of your neck and behind your ears so make sure you check around those areas first.

The female louse can lay up to 4 eggs per day and these are more often known to as “nits.” The incubation period of a nit is around 7 days and they hatch into the young louse known as a nymph. They become fully mature and ready to lay eggs in around 10 days.

Nits are creamy whitish in colour, about the size of a pinhead and are usually found about 2 to 3 cm up the hair shaft. They stick to the hair quite firmly and can it be a real job to shift them. They are quite often confused with bits of flaked skin such as dandruff. If you brush through the hair and they seem to come off easily it’s most likely dandruff. If they don’t seem to be shifting – it’s a nit!

Unnecessary treatment with lice shampoos and creams is something that you want to avoid. They are chemically based insecticides and should only be used (if that is what you want to use) once you are certain that it is lice you have found. But once you are sure it is lice (by following what I described above), you can get on with the process of removing our unwanted little guests!

Most people automatically turn to over the counter tried and trusted treatments such as pesticide shampoos and various chemical based creams without realising that there are some very effective natural alternatives to look at. Home remedies seem to be “flavour of the month” at the moment and using vinegar to treat lice is one of the most popular ones.

Vinegar isn’t the best product for killing lice but it is however excellent for removing nits. The acidic properties within vinegar are very efficient at dissolving the glue that holds them firmly to the hair. You would mix 1 part vinegar (apple cider vinegar seems to be one that has shown the best results) to approximately 10 parts water. Warm it up slightly and completely drench the affected person’s hair. Cover it with a plastic cap and leave it to dissolve the glue for at least 2 hours. Rinse off and comb through from the root of the hair to the tip with a metal toothed lice comb.

Using vinegar for head lice removal is just one part of the process required to completely rid you of these insects. Remember, vinegar is really only useful for dislodging the nits, you will need to use a treatment to kill the live lice as well. Don’t forget to use a dedicated lice comb to remove any dead lice or destroyed eggs or you will soon find yourself fighting yet another infestation sooner than you think!

Reverse Heart Muscle Damage Naturally – A Case Study

Did you know that heart muscle damage can be reversed naturally? I am walking, talking, living proof, and this article is a case study profiling that proof.

Case History of Reversing Heart Muscle Damage

Five years ago I underwent surgery to replace a congenitally-faulty aortic valve in my heart. The valve didn’t shut properly and leaked with every heart beat, making my heart less efficient. I had lived with this valve for 67 years without realizing that it was faulty. I suffered from symptoms of this congenital defect but never realized the reason.

For instance, although I have always had great physical strength, I have never been able to perform exercise that required prolonged cardiovascular stamina. I always wondered how people could jog and talk at the same time, since I could hardly run half a mile without being totally winded.

After the surgery, I was able to do aerobic exercises that I had never been able to do before. I could easily run for 30 minutes without being winded. However, my physician informed me that my echocardiogram results indicated that my heart muscle was enlarged and somewhat damaged from a lifetime of overwork. She told me that this kind of enlargement could never be reversed, and that I would have to treat my heart with care for the rest of my life.

I appreciated her concern, but being a doctor of Chinese Medicine I did not believe that the situation could not be reversed. In Chinese Medicine it is believed that any condition can be healed.

Natural Supplement Therapy

After surgery my cardiologist prescribed coumadin to prevent any blood from clotting on the artificial aortic valve. I had serious side effects from taking coumadin so I switched to a natural blood regulator called nattokinase, which has been used by Asians for centuries to dissolve and prevent blood clots. In addition, I increased my intake of coenzyme Q10 from 30 mg to 180 mg. I had taken coenzyme Q10 for years as a natural form of support for my heart, and since I knew it had healing properties for the heart muscle, I increased my intake to therapeutic levels.

Echocardiogram Test Results

I get an echocardiogram once a year to ensure that my artificial heart valve is functioning properly and to check the general health of my heart. Three years ago, the results from my annual echocardiogram astonished my physician. She called me and asked me what I had been doing for my heart. I told her, and then asked her why. She replied that my heart muscle was no longer enlarged and that the heart wall was no longer thickened. This surprised her greatly since she had never seen a reversal of this kind in her practice.

I am pleased that my heart muscle has recovered from the stresses of a lifetime of overwork, and gratified that the Chinese Medicine point of view, where healing is always possible, has proven true in my case. I hope these results will inspire others with “chronic conditions” to realize that any condition can be healed, and that natural supplementation is always an option to consider.

The Advantages and Benefits of Buying Office Stationery Online!

Procuring office stationery is one of the primary tasks that Admin managers have on hand. As essential as they are; shopping for them can be an equally time consuming endeavor. Visiting multiple vendors for different requirements and haggling over prices at crowded markets can take up the entire day, leaving no time for other duties. One solution to this problem is changing the way you procure office supplies.

Buying Office Stationery online is a great way to reduce the hassles that shopping from brick and mortar wholesalers often entails. However since most people are still ignorant of the perks and bonuses that come with buying office stationery online,we have put together a list of all the advantages that e-commerce boasts of.

Widest Range – More Options to Choose From: The biggest advantage of buying office stationery online is the extensive variety. Since an e-commerce portal is not bound by the restrictions of retail space, it can practically offer an infinite number of products for customers to choose from.On any given day, an average office stationery website has over 10 times more the number of products than found in even big retail stores. So, it means more variety for customers to choose from, thereby letting them make better buying decisions.

Convenience of a One-Stop-Shop: When you purchase office stationery online, you can happily bid adieu to multiple vendors and the troubles that come along. An office supplies online portal will generally have all the categories of products that your business or organization might need. So now, you don’t need to keep running to different vendors located in different parts of the city, as you can shop all you want from the comforts of your homes or offices with just a few clicks of the mouse.

Freedom to Compare Brands, Features and Prices: Since a website usually stocks up on all the latest models from all the top brands, all you need to do when buying office stationery online is shuffle between windows to compare and select stationery items you find most suitable. An opportunity to view so many choices in such a small time frame is surely not possible at a regular brick and mortar store.

Attractive Discounts and Wholesale Prices: Since a website doesn’t need to invest in expensive retail real estate and can cut down on the overhead costs associated with it, it can offer customers a much better discount as compared to brick and mortar retailers.

Save Time and Resources: Now because customers don’t have to go out to the markets to shop, they can save a lot of time and energy as browsing through a website and adding the chosen products to cart will definitely not take more than a couple of minutes. Plus, most websites generally ship for free, hence allowing customers the added benefit of saving on the transportation cost as well.

Dedicated Customer Support: With the advanced technology that e-commerce makes use of, customers now have the freedom to track their payments and orders, with a dedicated customer care to help them in the process.

High Service Quality: In the e-commerce space, opinions are shared rapidly, especially user experience. Serve the customers poorly and they will share the negative news far and wide; similarly, great customers service encourages loyalty and positive referrals, and this is why websites put a lot of effort to ensure great service quality. Thus, giving customers value-added services like express delivery, free return policies and more. Secondly with security features like Norton Secured and highly secured payment gateways, customers needn’t have any anxieties while paying with their credit cards, debit cards or with Net banking.

Making the Transition From an Apartment to Your First Home

Between myself and my real estate team, we have worked with several first time home buyers we have had several times where a first time homebuyer was moving from an apartment complex and into their first home.

We found that this transition in real terms is not that big of a deal, however it is the sentimental, emotional, and financial part of the transition that can have the biggest effect on a first time homebuyer. In other words, first time homebuyers that have been renting in the years leading up to the purchase of their first home have, on average, moved a half dozen times before the move into their first new home. The average age of a homebuyer is 32, and i can remember making at least 5 times before planting down in my first place. Point being, its not the actual move that causes the fear or the challenge in the moving transition; we have found that its all inside the buyer’s head.

With that said, the biggest change for a first time homebuyer will be the emotional and financial changes that occur through the process of buying one’s first home. Most notably, in most cases, a buyer’s monthly payment will go up compared to the rent that they were paying. Also, renters are used to calling the landlord when something breaks in the place that they are renting. For a first time homebuyer, something we do with our initial consultation is set expectations and try to ease the “sticker shock” for a first time homebuyer. We do this by encouraging the buyer to “pretend” to make his or her would-be payments so that they can get a feel for it and not get all stressed out the first month they move in. I’ve found that this fear of a higher monthly payment is all inside your head. Many buyers initially fear the higher payment, and sometimes it is a deterrent from buying a home in the first place, but I’ve found that all buyers get used to their new payment and make it a part of their lives and adapt and adjust their finances accordingly. A buyer gets qualified for a home loan, so the bank is taking a statistical bet that the buyer will be able to handle the payments, and i tend to agree with them on this as well.

However, a buyer can get over this financial concern by making the “pretend” payment; for example, if rent is $1500 a month, but the new mortgage is going to be around $2200 a month, then make the rental payment, and throw $700 into a savings account every month leading up to your home purchase. For some buyers who are buying a short sale, this may entail more than a few months of saving, which is even better and directly addresses the second most common concern about the home-purchase transition for a new buyer which is maintaining and taking care of the home they just bought.

By saving each month with your pretend home payment, you are building a reserve for the rainy-day (or Maintenance fund) for your new home. Any good realtor professional will (or should have) a great list of referrals for all types of service providers and tradespeople, and we let our clients know this so that no matter what could happen, we have them covered with a good, reliable professional that can assist. Furthermore, if and when something may occur, or if our buyers are just looking to upgrade the home in a necessary or desired manner, they have the funds to do so rather than dipping into credit cards and getting further into debt, which we recommend staying away from at all costs.

The pretend mortgage payment is one great strategy that if implemented correctly, reduces stress, fear and concern in the mind of a first time homebuyer and allows them to focus on the task at hand and make the homebuying process a fun one.

Lastly, its interesting to note that nearly every new buyer that comes into the office, when we ask them why they are looking to buy their first place, one common thread that they all have is to quit paying someone else’s mortgage because they are sick of paying rent – this is the motivation enough to know that by purchasing a home they are staking a claim into their financial future and making their future that much more secure which is the emotional push that they draw upon whenever the buying process gets challenging, or when fears or concerns begin to mount. We always remind our clients why they came to us in the first place and that helps them get through the finish line and on with the enjoyment of their new home.

Ab King Pro Review – Does it Work? – 3 Things You Need to Know

The Ab King Pro is a popular fitness equipment which is sold in many countries around the world. It is basically a workout bench which moves on its axis with you as you’re doing crunches on it. The main benefit is that your back and neck are supported on this bench. For people with back problems this can prove to be a way to do crunches without so much pain.

However, the main question about the Ab King Pro is does it work? After all, the infomercial promises or at least suggests wondrous results with this fitness machine and the question is whether or not these are the real results that can be expected.

Some people seem to believe that using the Ab King Pro will help them get flat abs. If you think so too I want you to keep in mind three important facts:

1. No ab machine alone can get you flat abs. It’s just impossible. The reason why this cannot happen is that you can’t get flat abs by doing stomach exercises alone. The way our stomach is built is in layers. The muscle layer is underneath the fat layer. This means that it doesn’t really matter how strong your stomach is, as long as you have excess abdominal fat, you will never have flat looking abs.

Since it’s virtually impossible to spot reduce fat with any exercise, you can’t burn off belly fat by doing stomach exercises of any kind, whether with this machine or any other. Therefore, the key to getting flat abs is to do fat burning workouts and not just stomach exercises.

2. Although the Ab King Pro supports your neck and back, which is a true benefit, it doesn’t help you do a more rigorous exercise than the basic crunch. You get the same effect as you would had you performed the exercise on a mat. Therefore, you shouldn’t expect miraculous results from it. Your stomach muscles can become stronger, but not in a accelerated way.

3. No one ever got a flat stomach by exercising alone. The biggest key to fat loss isn’t how you workout but how you eat. It doesn’t matter if you train from sunrise to sunset, if you don’t eat right you will not lose belly fat and will not have the perfect abs you seek. This is why the Ab King Pro cannot work alone. It has to be used alongside a sensible and healthy eating plan.

Use this machine if you want more support for your neck and back, but make sure to remember the 3 facts I outlined to avoid disappointment and steer you on the road to success.

Setting Up Quickbooks – Entering Accounts Part One


Adding accounts to Quickbooks is very easy, the warning here is that it is so easy that making a mistake either in placement of the account or the identification of where to put it may be a little deceiving. It is always advisable that you consult a professional to help you as once you add these accounts and begin using them, it can be a long procedure to correct mistakes. And because each business is unique in it’s accounts, it may take a little creative maneuvering to best fit your type of business. Having said that, let’s look at your different options in adding accounts.

I. Income Accounts

There may be several ways that your business receives income. (this is where the help of a ProAdvisor comes in) For example if you are a service industry business, let’s use a lawn care company as an example. The overall easy way to handle this is to enter ALL income into one account. However, this doesn’t help you as a business owner decide which of your services is more profitable than another. You may not care about that, but it only takes another few minutes of effort to get it right, so let’s make sure we do so. Create an account for income for lawn maintenance, another for landscape design and yet another for pest control or another similar service. Create a parent account named Lawn Services and a sub account for each of the areas you earn income in. Upon entering these sub-accounts you will see a box labeled sub-account of, check that box and type Lawn Services. The description, note and tax-line mapping boxes are optional, for the best results however, at least utilize the tax-line mapping and an income account will more than likely fit the first category listed which is Income: Gross Sales or Services. Consult your tax professional for more help with this area.

II. Expense Accounts

The expense window looks identical to the income in every way. I highly recommend a wise use of sub-accounts in the expense accounts area as well. For example, grouping your electrical, water and phone bills under utilities is what a lot of businesses do, however, what happens when you add a cell phone?

I would create a parent account for utilities and sub-accounts for power, water, phone, and other utilities. I would also suggest doing the same with advertising expenses, having one parent account for advertising and sub-accounts for signs, yellow pages ads, internet ads, and more so you can keep more careful track of your cash flow.

When you get to payroll expenses, you are definitely going to need to use sub-accounts appropriately and create sub-accounts for FICA payable – Company, Social Security Payable – Company, Worker’s Comp, etc. If you do not use Intuit’s Payroll services, that’s okay, but it increases the risk of mistakes in transmission of information from the payroll companies’ to the Quickbooks files.

III. Fixed Assets

There is a step by step procedure in entering fixed assets into Quickbooks and a detailed explanation of how to categorize your fixed assets. Fixed Assets include buildings, land, Machinery, vehicles and Accumulated Depreciation. The only difference in the Fixed Assets window is that the Tax-Line Mapping is automatically entered for you.

IV. Bank Accounts

In Quickbooks a Bank Account isn’t always necessarily an actual bank account. When entering a regular bank account whether it’s checking or savings, Quickbooks will ask for the opening balance as of a certain date. (If this is a new account, the opening balance isn’t necessary, it will be $0.00) For a more accurate picture of your business’ financial situation, and to ensure an accurate reconciliation of your bank account, enter the opening balance, which will be the ending balance of the previous month. If this account was used for any business transactions prior to the date you install Quickbooks, it would be a good idea to have a Professional help you enter these transactions accurately.

When is a bank account NOT a bank account? If your business is using petty cash system, (to make change for customers, etc) it is best to set up Petty Cash as a separate bank account so that you can transfer funds from Petty Cash to Undeposited Funds when necessary.

What if you have a customer with whom you have an agreement to trade your services/products with theirs? In this case, you can create a bank account called Trade or Barter and deposit the value of your products/services to offset those of your customers. Neither one are actually bank accounts, but they make it easy to keep track of those ‘creative’ transactions.

V. Loan

A Loan account keeps track of the amount you owe on loans from those who you owe money to. This is NOT a long term liability account, this is money lent to the business by others and which you intend on paying back within the year. You have use of the funds, which is an asset, and you owe the loaner, which is a liability. If you need to enter a loan for a vehicle, building, etc, it needs to be in the Long Term Liability accounts.

VI. Credit Card Accounts

You must add a credit card to your account list to gain access to the Enter Credit Card Charges feature on the Quickbooks home menu. Credit Cards can be used to pay for expenses, items or bills. When using Credit Cards to pay bills, one common mistake business owners make is not choosing the correct account to pay the bill out of. If you are using more than one Credit Card, take it slow and make sure that your payments and credits to the account are appropriately applied or reconciliations will be a nightmare and a half.

You are given the option of being able to enter the account number, expiration date and more as you are entering the card for the first time. As long as you don’t have a situation where innumerable people have access to your Quickbooks files, it is perfectly safe to enter this information, if you do have that situation, consider hiring someone else or restricting access to others on your Quickbooks network.

VII. Equity Accounts

An equity account includes owner’s draw, owner’s contributions, etc (these categories change names but not function, depending on the legal formation of the company). This is the money the business owner invests in order to begin the company and the subsequent money they have to draw from in order to keep the company running. The retained earnings account is an equity account that is added by Quickbooks at year end when the revenue and expenses are calculated. The description that is given this account by Quickbooks is “undistributed earnings of the company”. In the case of a company just beginning to use Quickbooks, the account can be created manually for previous years balances in another accounting software system by creating the account manually and entering in the opening balance from the previous year.

The rest of the accounts are going to be examined in a separate article where we will discuss common mistakes made in entering these accounts and the occasional symbiotic relationship these accounts have with one another.

Three Challenges Facing Tour Operators on Line

For a long time now, prospective travelers have had the ability to search, find and make their basic flight and hotel reservations on-line. Only recently has it been possible for these same travelers to book their destination products, such as sightseeing tours and attraction tickets on line as well. Despite this trend, however, there is still no primary distribution system; which means that most travelers have to visit many different individual websites in order to purchase their destination products.

For a tour operator, one of the most important goals is to sell seats. The challenge is how to sell more seats and what systems to use to manage those sales. There are several challenges facing individual tour operators providers when choosing to sell their products through their website or through a booking portal. The first challenge is deciding what kind of solution to use. There are primarily two types of on line booking systems available. One is stand-alone, which means that it is installed directly on a website, the other is hosted, which means it is installed and managed by another company. Generally speaking, stand-a-lone booking engines require an upfront license fee and require the tour operator to have access to a hosting facility, IT expertise, and the ability to install and manage the software.

The key benefit to a stand-alone solution is that the tour operator has complete control of their system and can customize it to fit their specific needs. The biggest disadvantage of a stand-a-lone system is that the tour operator’s products are only available from their website and cannot be distributed openly. Stand-alone systems can also be very costly, requiring both software and specialized hardware. Hosted solutions are sometimes referred to as “software as a service” solutions and are rented on a monthly basis. Because hosted solutions are shared by many users, they are generally lower cost, although not always, and do not support customizations. Although some solutions support distribution of products through a branded portal website, very few actually allow for the open distribution of destination products through some kind of global distribution system.

The second major challenge for tour operators is deciding whether to use a system that charges a flat fee or a commission. This can be a tougher challenge to overcome because both hosted and stand-alone systems charge both flat fees and commissions. So once the tour operator has chosen a technology, they must decide if the cost of the system is appropriate. The benefit of a commission based system is that there is generally very little cost to the tour operator until a sale is made and then the tour operator pays on average about a five percent commission on the sale of their products through the system. In some cases, the commission can be as low as one percent or as high as twenty-five percent. This may seem attractive because there are no upfront or ongoing costs, but the costs of a commission based system can quickly add up. Flat fee systems are more difficult to find because, for some reason, they are not the norm for the travel industry. Flat fee systems charge a regular monthly fee and a flat booking fee, generally between twenty-five cents and one dollar per booking. When compared with a commission based system, one might see why the the flat fee system is so attractive. A tour operator selling ten bookings a week with a retail value of a $350 per booking using a commission system which charges 10% would cost the tour operator $1,400 per month, compared to a flat fee system charging forty dollars per month and seventy-five cents per booking.

The third and perhaps most important challenge is how to distribute products through multiple on line and off line sales channels while managing inventory. This challenge is surprisingly not that difficult to overcome, primarily because there are so few choices for tour distribution systems. The major GDSs do not currently support destination products and are focused almost exclusively on the distribution of major airlines, hotels, and cruises. There are other consumer based tour product websites that will sell products on behalf of tour operators, however in almost all cases, these tour booking websites are simply travel agencies that charge a hefty commission or require exclusive net pricing. The best option for the tour operator is to find a system that allows them to manage their inventory, streamlines their sales process, gives them the ability to sell through their own website, and provides an underlying distribution network that allows them to resell their products through both on line and off line sales channels.

In summary, there is an immense number of tour operators who have not yet taken the leap to software based solutions for inventory, sales, and customer management. Although the number of solutions that provide some or all of these requirements is growing, they all present their own strengths and weaknesses. The best and most flexible solution would present itself as a hosted solution with an integrated distribution system. The solution would allow tour operators to manage their inventory, bookings, customer information, and provide lots of reporting. Ideally it would be a flat fee system that charges a monthly fee based on the operator’s volume of bookings rather than charging a commission.

The system would, however, still allow the operator to set commissions on products that are sold through third party resellers, so that they can compensate their sales peoples appropriately. It would have an integrated consumer booking engine that would give the tour operator options for customizing the look of their website. Lastly, the system would also have an open application interface that would allow more technologically savvy operators to totally customize their consumer booking experience and integrate products in unique and interesting ways.

How to Troubleshoot Video Problems

Few things can be as frustrating as picture problems. You get your system all ready to go, flip the switch, and WHAM! One or more channels look terrible. The good news is that the majority of video problems can be traced to just a few causes. Most problems are comprised of the following:


Horizontal bars rolling though the picture

Vertical bars rolling through the picture


Herringbone pattern (diagonal lines through picture)

Lower channels look fine, upper channels are not

These six are the main symptoms you’ll find when seeing video problems. Thankfully, most are fairly easy to fix.

Snow –

Snow is caused by inadequate signal strength at the tuner. It’s usually caused by:

1 Splitting the signal too many times.

2 A weak signal from the antenna or cable company

3 A very long cable run

If the signal is snowy at all your TVs, especially if you have more than 4 TVs, you probably need an RF amplifier. Check the strength at the demark (service entrance). If it is fine there, add an amplifier before the splitter. Make sure to use a quality unit with good bandwidth (out to at least 1000MHz). If you have digital cable or a cable modem, get an amplifier with a bidirectional return path to allow for communication back to the cable company. If the picture looks bad at the demark, contact the cable company.

If it is bad at only one TV, you may have a bad cable between the splitter and the TV or a very long run of cable. You can amplify just that run.

Horizontal Rolling Bars –

Horizontal rolling bars are caused by DC power getting into the cable system. To fix it, disconnect the TV from all other components in the system. If the bars disappear, add the other components back in until the bars return. When you find the offending component, use a DC blocker to eliminate the DC power path to the system.

Vertical Rolling Bars –

Vertical rolling bars are caused by AC power getting on the cable line. The best fix for this is to use a ground breaker. A ground breaker eliminates the electrical connection between the TV and the cable system. A ground breaker is also the main fix for a hum on your audio system’s speakers.

Ghosting –

Ghosting is caused by the tuner receiving identical signals at slightly different times. It can be caused by your TV receiving a local station broadcasting over the air and via the cable system at the same time. Make sure you are using good quality RG-6 coax cable and good compression fittings. Replace any low quality cable splitters or combiners with high quality units. Make sure they are tight also. This will also cure another cause of ghosting, signal reflection inside a poor cable.

Ghosting can also be caused by multi-path interference on an antenna system. This is especially true in an urban environment with lots of hills and tall buildings. To combat this, use a very directional antenna aimed directly at the desired station.

Herringbone Pattern –

A herringbone pattern is caused by radio frequency interference from other stations transmitting on the same channel or adjacent channels, powerful radio signals, computers, etc. Another common cause is being equidistant from two transmitters operating on the same channel.

In short, this can be caused by just about any sort of RF radiation at the correct frequency. Really great shielding found on high quality cables helps to combat this. If you are getting this interference while modulating an A/V source on a certain channel, try switching to a different channel.

Poor Upper Channel Reception –

Poor Upper Channel Reception is caused by poor signal strength on the upper channels. Use an amplifier with a tilt compensator that allows adjustment of the upper channels relative to the lower channels. This will prevent overdriving the lower channels while providing the upper channels with enough gain. Also, check to see if all components in the RF system are rated to at least 1GHz and RG-6 or RG-6Quad shield cable is being used throughout.

Why Do Mortgage Lenders Ask For So Much Information on My Mortgage Loan Application?

The mortgage lenders of today have been doing this for so long time and have so much statistical data, that they know exactly what parameters you must fall into to qualify for their loans. Although each lender may have their own little tweaks to the system of analyzing all of your personal data, they may vary one to another some in this regard. If you get denied a mortgage loan from one lender, you may qualify with another.

If you ever get denied a mortgage loan from a lender, go back and ask them to clarify which areas of your loan application that you need to improve on to be accepted the next time you apply. It may be a small debt that you continue to carry that if you took the time to just pay it off, it would get the numbers to fall with in the lenders standards for you. The five basics of what a lender is looking for when you apply for a mortgage loan with them are the following:

1. Your Total Income. List all of the income you have coming in. If you are married and your spouse has income, you want to list your spouse’s income on the application. The more income you can show on the application, the more debt you will be able to handle in the eyes of the lender.

2. Total Debt You Are Currently Carrying. You want to be very forthcoming on your application of all your current debt. This would be all such thing as car loans, credit card debt, credit union debt, etc.

They will list all of your current debts and come up with how much a month you are currently paying for the total of all your debt. They will compare your monthly income to your monthly debt payments to get an income to debt ratio.

3. The Amount You Need To Borrow For Your New Mortgage Loan. The amount of money you are asking to borrow for your new mortgage loan will come with a new monthly payment amount. Now that you are adding more debt to your other debts, will you be able to afford to take on the additional monthly payment in the eyes of the mortgage lender. Lenders usually have parameters of how much income to debt ratio for a mortgage loan they are willing to allow you. Additionally, they will have parameters of your total income to debt ratio, which includes all of your debt.

4. Your Credit Score. Do you have good credit or not. Good credit is extremely important when applying for a mortgage loan because without it, your chances are slim to none of getting your mortgage loan approved. The mortgage lender will get a credit report from at least one on the three main credit bureaus to see how well you have been doing making your payments on time with your current loan payments. Your credit history, another words. The three major credit bureaus – TransUnion, Equifax, and Experian – collect, maintain, and provide your report to landlords, businesses, and employers who need to check your financial responsibility. If you want to do your homework before applying for a mortgage loan, request a free credit report on your self and find out what is in your credit report before the lender does, just for your own peace of mind. Most lenders today have an up front fee you must pay for them to process your mortgage loan application. This can range from a few hundred dollars to over a thousand dollars. If you get a free credit report on your self and find out that your credit report is not very good right now, you may avoid applying for a loan at this time and save the cost of your application fee. The mortgage lender is very interested in seeing how well you have been treating your current lenders.

5. Your Identification. The mortgage lender will want to very your identification. Obviously, you know you are who you say you are, but with so much identity theft going on today the mortgage lender will want to verify that you are in fact who you say you are. Be glad they are doing this because if some one who has fraudulently taken on your identity has gotten a loan in your name, this is very bad for you for many obvious reasons. In today’s credit environment, it is almost necessary that everyone belong to one of the identity theft protection agencies such as LifeLock, TrustedID, IdentityGuard, etc. For the small annual fee you pay for this service, the identity protection is invaluable.

Hopefully, this will give you some insight of what the mortgage lenders are looking for before you contact them.

How to Create an Inviting Beer Garden for a Pub, Bar or Restaurant

It’s that time of year again where you need to start thinking about your Garden for the Summer. Here are a few useful ideas:


First and most importantly, a garden connected to a Pub, Bar or Restaurant should feel like a Garden and not in interior space. Many proprietors try to continue the interior finishes to outside which defeats the purpose of a Garden atmosphere. The Garden should have outdoor features like stone and brick and the furniture should look like outdoor furniture. On my travels I found many beer gardens with timber sheeting and fabric covered bar stools – these areas are trying to look like indoor spaces. Instead try to embrace the outdoor Garden atmosphere, work with the multitude of materials and finishes which are available to transform a bland space into an exciting alfresco experience.


Decide on your style or theme and then do some research.

Look at the building and its walls – are there any existing characteristics that may dictate a style or that can be embellished?

Keep the theme running from the interior through to the outside – for example, if you have an Art Deco interior then try to incorporate Art Deco statues, tiles or lamps outside rather than it being a generic garden. Similarly, if it is a traditional Pub with lots of Bric-a-Brac then carry outdoor Bric-a-Brac through.


Weather considerations

The glare/heat factor: use canopies, planting or coloured glass to diffuse.

Wind: Use wind breakers. Anything can be designed to reduce the wind factor – Willow fencing, metal or timber frameworks with glass or canvas wind breakers. I recently designed a trellis planter and because it was on wheels, it was movable which worked really well for my client.

When deciding on the position for your seating consider which direction the wind comes from.

Rain: Provide adequate coverage for smokers in bad weather. In particularly wet climates, a permanent fixed solution like glass in a timber or glass framework will be much more maintainable than a canvas canopy. Glass means that daylight/sunlight can come through which is important on those warm summer days. If it gets too hot or bright then outdoor blinds can be fitted.


Before building anything it is important to know what your local regulations are. In Ireland the guideline for covering areas is described like a bus shelter where the roof covers an area that has walls that are 50% open and 50% closed.


Divide smokers from non smokers if you have the space.

Opening windows may not be an option as the smoke can be pulled into the interior and customers do not like this.

Provide ashtrays on tables and a few sand buckets about the place from which cigarette butts can be taken from at cleaning time.


Make sure the views are good and not facing bin/garbage areas or car-parks. Use screening with plants or timber fencing to hide ugly areas.


Again use outdoor fittings which suit your style whether modern or traditional. Lights can be fitted into all kinds of things and places. Try outdoor led rope lights below skirtings at low level or above a wall for a nice warm glow. Often you can find a fitting which lights up and down thus getting the double benefit. Choose lighting that will create ambiance without giving your customers a headache from the glare. Candles always look fab in a garden setting set into simple glass jam jars, bird cages or antique sieves or metal objects. If you have an outdoor bar make it glow in the dark with candles and led strip lights.


Check the local regulations on this – in many cases outdoor bars need to be located in a smoke free area otherwise the person serving at the bar will be subject to smoke inhalation. If using timber, use teak or a suitable outdoor timber with as little detail as possible so that water does not collect in its cracks. Using timber outdoors means you are going to have to commit to maintaining it. Being subject to all kinds of weather means that whatever finish you use will need to be topped up regularly. Stone counter-tops are great because the water runs off. Use lockable fridges and under counter units for security. Make sure there is permanent cover over the Bar and the customer so that the counter can be used in all weather.


Flowers make people smile so go mad with them! Use colours to suit your garden’s palette. Its always good to have a few varieties in a planter or pot just in case one of them fail. You can plant flowers in anything as long as there are holes for run off water – buckets, bicycles, beds… have a look at these ideas. Ask your plumber to install a piped watering system set to a timer with feeds running to all your plants and flowers. It can be set to water at night so that run off water will have disappeared by morning. Change your planters to ivy’s and small trees like box hedge in the winter for an evergreen look.

I recommend you hire a designer to guide you through all of this. A professionals advise is worth it and you can usually agree with a designer as to the level they get involved so as to suit your budget.

For more ideas on gardens check out the blog posts at

How To Lick A Vagina – Bring Out The Sexual Animal Hiding Inside Your Wife!

The importance of knowing how to lick a vagina cannot be emphasized enough when it comes to pleasing your wife in bed. Basically, she has an easier time having an orgasm from you licking her than she does from penetration. So if giving your wife an amazing orgasm is what you want to do, here’s some advice…

1. Shave Her. If her pubic hair is long, start with clippers before actually shaving her. You should shave her in the shower, using ample shaving cream and a female razor. Women feel sexier about how the look down their when they’re shaved, and anything that makes her more able to let go helps to give her more sexual pleasure.

2. More Than Just Her Clit. So you know that her clitoris is the most sensitive part of her body and the key to giving her an orgasm. That’s great, just don’t forget that licking the other parts of her vagina also feels very good for her. So pay attention to her outer lips, run your tongue between her inner and outer lips. Lick up the middle and tell her how good she tastes. That’s how to lick a vagina.

3. Don’t Stop Too Soon. The worst thing you can do when licking your wife is to stop before she has an orgasm. If you do it right, oral sex will be a very intense experience for her so be prepared for that. Things might get intense well before she actually comes, so make sure you keep your tongue on her until you’re absolutely sure she’s finished. Things can get crazy, so hold on tight if she starts to really get into it.

Baking 101: Baking Tools and Equipment

Baking is one of the most enjoyable and fulfilling activities you can take up as a hobby or as a career.

Types of Baking Tools

– Cooling Racks

You can usually leave your baked goods to cool in the pans. There are some baked goods, however, that require cooling on wire or cooling racks, to avoid condensation.

Cooling racks are commonly square or rectangular, and are made of metal.

– Pans

After mixing the ingredients, you commonly place the dough or batter into a baking pan, before putting them in the oven.

There are some baked goods, however, that may need the use of special pans, which you can use for shaping or better heat conduction management. Baking pans are usually made of metal, glass, ceramics, and silicone.

– Mixing Bowls

Mixing bowls can come in many types, such as microwave-safe, stainless steel, copper, and crockery bowls. You can use each of these bowl types for specific ingredients and baking techniques.

You can use microwave-safe bowls for melting butter or chocolate, and can serve as containers for baked stews or casseroles. Stainless steel and copper bowls are ideal for whipping egg whites more easily. Crockery bowls, on the other hand, are perfect for bread baking, for they can stay warm for longer periods.

– Measuring Tools

Your baked goods need the right proportions for them to turn out successfully. Use measuring tools to produce dependable results.

There are three main classifications of measuring tools: measuring cups, spoons, and scales.

Measuring cups can come in glass, plastic, or metal. They can measure both liquid and solid ingredients, which is why there are separate measuring cups for liquid and solid ingredients.

Measuring cups for liquid ingredients have spouts for pouring, and are the largest common measuring tools. Glass measuring cups are ideal for liquid ingredients. They have volume markers on either side, for accurate determination of the correct amount of liquid required by the recipe.

Plastic and metal measuring cups are perfect for solid or dry ingredients, as you can level off the top of dry ingredients more easily when using them. Measuring spoons, on the other hand, can measure fractions of liquid or solid ingredients.

Measuring scales are the most traditional type of measuring tool. They can measure ingredients in ounces and pounds, instead of in fractional amounts or in cups. Sugar and flour are the most common types of ingredients you can measure using measuring scales.

– Rolling Pins

Use rolling pins to flatten, smoothen, and thin your dough, pastry, and other baking ingredients. You can do this by pressing and rolling the rolling pin along your ingredients’ surface.

Rolling pins are a type of shaper tool, characterized by their solid and hard cylindrical shape. Their measurements can range from 10 to 18 inches in length, and two to three inches in diameter.

You can produce many great tasting creations using different unbranded and branded baking tools, like PME Sugarcraft. Before you buy your baking needs and fire up your oven, however, you first need to know what these baking tools are.

A History of Safety

Throughout history, the safety and health movement has been impacted by legislation. In the following safety and health chronology, noteworthy events, individuals, and legislative action are set forth to illustrate the theme that the safety professional/practitioner is and has been a significant part of those preventive experiences making up the story of life.

The Ancient Chinese (c 2,500 BC) spread the risk of loss by placing 1/6 of their harvest on each of six boats traveling to the market.

Hammurabi (c 2,000 BC), ruler of Babylon, was responsible for the Code of Hammurabi, part of which bears resemblance to today’s workers’ compensation laws.

Ancient Egyptians (as early as 1600 BC) recognized the hazards of breathing the fumes produced by melting silver and gold.

Hippocrates (c 460-c 377 BC), the father of contemporary medicine, established a link between the respiratory problems of Greek stonecutters and the rock dust surrounding them.

In ancient Rome, the few slaves who survived the dangerous task of ship launching were given their freedom.

In 1601, the first English statute on “assurance” (an earlier term for insurance) was enacted. This statute covered marine risks.

In 1667, the Great Fire of London (September 2-7, 4666), caused the first English fire insurance laws to be enacted.

In 1700, Bernardino Ramazzini, an Italian physician, published the first thesis attempting to prove the connections between occupation and disease.

In 1730, Benjamin Franklin organized the first fire-fighting company in the United States as well as detecting lead poisoning symptoms with Dr. Evans.

In 1775, English doctors discovered that chimney sweeps, who were exposed to coal tar residues in their daily work, showed a higher incidence of cancer than did the general population.

In 1792, the first charter to write marine and fire insurance was granted in the United States.

In 1812, the Embargo of the War of 1812 spurred the development of the New England textile industry and the founding of factory mutual companies. These early insurance companies inspected properties for hazards and suggested loss control and prevention methods in order to secure low rates for their policyholders.

In 1864, The Pennsylvania Mine Safety Act (PMSA) was passed into law.

In 1864, North America’s first accident insurance policy was issued.

In 1867, the state of Massachusetts instituted the first government-sponsored factory inspection program.

In 1877, the state of Massachusetts passed a law requiring guarding for dangerous machinery, and took authority for enforcement of factory inspection programs.

In 1878, the first recorded call by a labor organization for federal occupational safety and health law is heard.

In 1896, an association to prevent fires and write codes and standards, the National Fire Protection Association (NFPA), was founded.

In 1902, the state of Maryland passed the first workers’ compensation law.

In 1904, the first attempt by a state government to force employers to compensate their employees for on-the-job injuries was overturned when the Supreme Court declared Maryland’s workers’ compensation law to be unconstitutional.

On March 21, 1911, in the Asch Building in New York City, nearly 150 women and young girls died in the Triangle Shirtwaist Factory Fire because of locked fire exits and inadequate fire extinguishing systems. A major turning point in history, this fire changed regulation by the government and laws instituted to protect workers.

In 1911, a professional, technical organization responsible for developing safety codes for boilers and elevators, the American Society of Mechanical Engineers (ASME) was founded. A17 Safety Code was published.

1911-1915, During this five-year period, 30 states passed workers’ compensation laws.

In October 14, 1911, the American Society of Safety Engineers (ASSE) was founded in New York City. Originally named the United Society of Casualty Inspectors. The ASSE was dedicated to the development of accident prevention techniques, and to the advancement of safety engineering as a profession.

California Railroad Commission, now known as the California Public Utilities Commission, ws created by constitutional amendment to oversee rail safety, including the safety of highway/rail crossings.

In 1912, a group of engineers representing insurance companies, industry, and government met in Milwaukee to exchange data on accident prevention. The organization formed at this meeting was to become the National Safety Council (NSC). (Today, the NSC carries on major safety campaigns for the general public, as well as assists industry in the development of safety promotion programs.)

In 1916, the Supreme Court upheld the constitutionality of state workers’ compensation laws.

In 1918, the American Standards Association was founded. Responsible for the development of many voluntary safety standards, some of which are referenced into laws, today, it is now called the American National Standards Institute [ANSI].

In 1931 the Uniform Traffic Code was established because of the increase in speed and volume of motor vehicle traffic and accidents. The code consists of four separate acts: motor vehicle registration, driver licensing, automobile anti-theft and uniform traffic regulations.

In 1936, Frances Perkins, Secretary of Labor, called for a federal occupational safety and health law. This action came a full 58 years after organized labor’s first recorded request for a law of this nature.

In 1936, the Walsh-Healey (Public Contracts) Act passed. This law required that all federal contracts be fulfilled in a healthful and safe working environment.

By 1948, all states (48 at the time) now had workers’ compensation laws.

In 1952, Coal Mine Safety Act (CMSA) was passed into law.

In 1960, specific safety standards were promulgated for the Walsh-Healey Act.

On Jan 3, 1961, an accident at an experimental nuclear reactor at a federal installation near Idaho Falls, ID kills three workers. These were the first deaths in U.S. nuclear reactor operations.

In 1966, the Metal and Nonmetallic Mines Safety Act (MNMSA) was passed.

In 1966, the U.S. Department of Transportation (DOT) and its sections, the National Highway Traffic Safety Administration (NHTSA) and the National Transportation Safety Board (NTSB), were established.

In 1968, President Lyndon Johnson called for a federal occupational safety and health law.

In 1969, the Construction Safety Act (CSA) was passed.

In 1969, the Board of Certified Safety Professionals (BCSP) was established. This organization certifies practitioners in the safety profession.

In 1970, President Richard Nixon signed into law the Occupational Safety and Health Act (OSHA), thus creating the OSHA administration and the National Institute for Occupational Safety and Health (NIOSH).

In 1970, on January 1, the National Environmental Policy Act, (NEPA) was signed. This provided a national charter for protecting and improving the environment and created the Environmental Protection Agency (EPA).

On May 29, 1971, the firast OSHA standards were adopted to provide a baseline for safety and health protection in American workplaces.

In 1972, the Consumers Product Safety Act (CPSA) was signed into law.

In 1976, The Resource Conservation and Recovery Act (RCRA) passed and became the instrument by which the management of hazardous waste is regulated.

In 1980, to address the issues of hazardous waste management, the Pollution Liability Insurance Association (PLIA) was formed.

Jan 16, 1981 OSHA updates business electrical standards to simplify compliance and adopt a performance approach.

1991 North Carolina Plant Fire kills 25 workers and 49 injured at the Imperial Chicken processing plant in Hamlet NC. The employees were trapped inside due to padlocked doors meant to keep vandals away.

Sep 11, 2001, 2886 work related fatalities including 537 rescue workers, resulted from terrorist attacks on the NY City World Trade Center, at the Pentagon, an on the planes that crashed.

The Bad Side of Inversion Therapy

People probably always think of back inversion table when they have back pain because this equipment is capable of relieving back and neck pain. It does give benefits, but as all things have advantages and disadvantages, a back inversion table is not good for some people.

Inversion tables are widely used in inversion therapies. This kind of therapy was first used over 2000 years ago and still popular until now. Inversion tables take a part in its popularity because nowadays, this equipment helps anyone to treat themselves at their own home.

The therapy gives several benefits, such as improving blood circulation, relieving spinal pressure, and increasing flexibility. To get all the advantages, what someone should do is attaching his or her body to the table and hung upside down. This therapy is considered good to improve health, but for people with certain illnesses, it can cause negative side effects.

Inversion therapy can increase eye and blood pressure, so that is why it is not recommended for some people with several conditions, such as pregnancy, heart disease, high blood pressure, glaucoma, hernia, spinal injury, osteoporosis, ear infection, obesity, and stroke.

People with obesity often exceed the weight capacity of the tables, while actually each table has its own recommended maximum weight. During the session, those with middle ear infections can experience discomfort and disorientation. It can also cause pressure on the optic nerves because the flow of fluids that circulate in the eyes is blocked. Of course, it is not good for someone with glaucoma. Another bad effect is it may separate retina from the optic nerve, which is called retinal detachment.

After knowing those effects, it does not mean that healthy people can use the inversion table freely without considering some factors. If you are a beginner, it is good to start with a very slight angle. In this case, you can put your feet 12 inches or less above the head.

It will be good if you have somebody to assist you during the therapy. For the very first time, you may feel dizziness, and that is why you need an assistant that will watch over you. The most important thing above all is you should have a talk with a doctor before you begin the therapy or even before you decide to go stores to purchase the equipment. The doctor will tell you whether you are allowed to use it or not in order to prevent bad things happen to you. Health is considered the most precious thing in life. Staying healthy is not a difficult task if you know what to do and what is best for your body.

How to Clean Attic Mold, Kill It, Or Maybe Forget Attic Mold Remediation – It Could Be Cheaper

House attic mold is one of the most “popular” items in my property inspection reports. And now is time for an explanation of how to kill mold and / or how to clean mold in the attic. But before I do that, let me give you a little advice, something to consider before you sign a few (if you’re lucky) thousand dollars contract agreement with a mold remediation company.

Attic mold remediation TIP – an alternative (to consider):

Let us assume that you are in the middle of a real-estate transaction, and the home inspector just revealed to you, that your entire house attic is contaminated with mold.

If you have a brand new roof, you can only blame yourself or try to blame the roofing contractor for not checking the attic before replacing the roof (he will laugh at you unless you’ve actually asked the guy to check the attic before the roof replacement). If you have an older roof, the importance of this advice is even greater.

Call at least 2-3 mold remediation companies for an estimate – specify to the representatives, that you not only want to have the mold removed, but also attic ventilation system corrected / installed if necessary / ask if the attic insulation requires replacement.

With the numbers from the mold remediation contractors, call 2-3 roofing contractors, and ask them for a quote on the roof replacement cost including decking boards / plywood (ask the roofer to check the attic area), attic ventilation improvement, and insulation if necessary.

Be cautious if they only suggest humidistat controlled power vent installation – without properly functioning soffit vents or any type of vents along the lower portion of the roof this might not be an adequate solution.

If the attic insulation replacement is not required (it most cases it will not be possible to tell without laboratory testing), make sure it’s sealed with plastic foil before the roof and its decking replacement. Fold the foil sealing its contents after the contaminated decking has been removed, and dispose of as a regular waste (EPA recommendation).

If you only have a small area of attic contaminated with mold, the roof replacement option would be more expensive. But with an entire attic that needs mold remediation, it might be cheaper (or even much cheaper) to remove all contaminated decking, install completely new roof and correct ventilation issues.

I have seen $3,000.00 – $10,000.00 invoices for the attic mold remediation process in approximately 1000 square feet of attic area.

Benefits of the roof / decking replacement over the mold removal:

  • roof and decking replacement might be cheaper than cleaning of an entire attic contaminated with mold
  • the real-estate transaction killing mold is gone
  • attic ventilation improvement is much easier during the roof replacement and often handled with no significant / additional cost
  • the buyer gets a brand new roof

Even if the roof replacement price is slightly higher than the mold remediation process, it is still worth to take it under the consideration because you are gaining a valuable house update (new roof), that will be disclosed on a real-estate listing.

In some cases, the roof decking and framing are contaminated, and replacement of the decking only would not entirely solve the problem. In such case, you’d have to clean contaminated joist or trusses.

How to kill mold and how to clean mold in the attic.

This is not a mold killing or mold cleaning case study, it is just an explanation based on my observations and EPA (Environmental Protection Agency) recommendations.

Even if you are dealing with a small contaminated attic area – 10′ x 10′ is the maximum area recommended by the EPA to be treated by non-professionals, forget about killing mold with spraying it with bleach or other disinfectants. It ‘s been confirmed by laboratory testing that it does not kill all of the spores and in most cases you’ll be just making a mess.

The best way to kill the attic mold (just like any other mold) is to remove it from the surface it’s growing on, or remove the contaminated surface!

EPA recommends four mold cleanup methods and all of them can be applied in the attic, assuming that it is a small area (up to 10 sq. feet).

  1. You can clean the surface by using a wet vacuum – the type you can fill its tank partially with water to contain mold residue from the contaminated surface
  2. Wipe the surface with a damp sponge or rag – use clean water or wood cleaner
  3. Use high efficiency HEPA vacuum cleaner on thoroughly dried surfaces, and dispose of the picked-up contents in well-sealed plastic bags
  4. Remove all contaminated material, seal it in plastic and dispose of as a regular waste. They recommend using HEPA vacuum after this, but in the attic you’d most likely have to remove the floor insulation (if contaminated). You can also cover the insulation with plastic foil, and fold the foil sealing its contents after the cleaning process.

You may or may not have any allergic reactions to mold. However, always use protective equipment, especially in the attic area where you are exposed to the insulation fibers and dust.

As a minimum protection during the mold removing procedure EPA recommends: Gloves, N-95 respirator and eye protection (preferably fully enclosed goggles). As an additional protection you can add half face respirator or full face respirator with HEPA filter, disposable full body clothing, head gear, and foot coverings.

How to clean mold if large section or an entire attic is contaminated

I personally wouldn’t even attempt to do it myself, so my suggestion is:

Use a professional mold remediation company:

  • check their background and check it manually by calling their clients
  • ask for clients who had their attic mold remediated approximately 1 year ago – it usually takes a winter for the mold to start growing again if the job wasn’t fully completed
  • Insist on removing the mold completely instead of encapsulating it (Media Blasting methods give the best results).
  • Encapsulation is simply a process of covering the mold contaminated surface with paint (paint like product) that contains (or at least some of them do) mold killing chemicals

If your attic mold is properly removed and all of the issues responsible for its growth corrected, which is even more important than mold removing, it will not re-grow / no need for encapsulating.

  • Hire a different contractor for mold testing and mold remediation to eliminate conflict of interest.
  • Make sure that you perform an independent clearance test after the mold remediation process completion.
  • Clearance test is to determine if there are any mold spores remaining in the previously contaminated area

Extremely important – examine the attic (or have somebody do it for you) after the mold cleaning procedure is finished.

All wood (framing and decking) surfaces should be perfectly clean (like brand new), unless there was some rotting that resulted from leaking roof or extremely humid conditions in the attic – those sections of wood should be either replaced or reinforced from underneath. You don’t want anyone to fall through the roof while servicing it or just inspecting.