One of the first things you should think about when going self employed as a Bricklayer or starting your own business is insurance. Bricklayers Insurance is an important cover for you to have, it means that you are protected for accidents that might happen because you could cause you to be claimed against.
You will know that being a self-employed Bricklayer means that you are responsible for your own business and you now do not have an employer to insure you. This is important because if an accident happens and you are not covered by insurance you will have to pay for the cost of the claim yourself.
The main part of your Bricklayers Insurance will be Public Liability Insurance. This will cover you if your business accidentally causes injury or damage to another person or their property. It's a cover that is essential to your business so that it can keep operating if something goes wrong.
Employers Liability Insurance is another cover that you need to have. As a business it is important to have cover for your employees because if they are injured or fall ill while at work, they may make a claim against you which could be a problem for your business. In the UK if you have employees, Employers Liability Insurance is a legal requirement. It's there to protect both you and your employees.
If you want to save money on your business insurance the best thing to do is to shop around to find the best deal.