Chicago is the third largest metropolitan in the United States and as such attracts thousands of people each day. The city is also a formidable financial center making it a magnet for people seeking economic and career opportunities. Chicago has many different apartments which are excellent for any purpose and for any family size. If you are shopping for an apartment rental in Chicago, it is best to be armed with the necessary information required. One of these is to know your credit score because Chicago apartments will conduct credit and rental history checks not to mention criminal background checks as well. So where can one rent an apartment in Chicago if they have a prior broken lease, less-than-adequate credit or a criminal record?
There are many different localities within Chi-town where this is possible. The following areas have different apartment leasing homes that cater to applicants with an unflattering rental history, tainted credit or criminal past:
- Downtown Chicago
- Southside
- Center City
- Southwest
- Bridesburg
One challenge that many people who have a poor rental background or less-than-perfect credit is where to locate apartments that are willing to work with them. This is because many second-chance apartments in Chicago do not advertise that they work with people with imperfect credit. This leaves applicants to guess which can be a costly and frustrating exercise indeed.
Techniques of find bad credit apartments in Chicago
One way to find second chance apartments in Chicago is off course the Internet. This can also be tricky because not all websites are straightforward and apartments rental regulations are constantly being revised.
Another option is to contract an apartment locator. Usually if you tell them what the issue is they can look for an apartment for you which can cater for people with previous issues such as broken lease agreements, bad credit or criminal pasts.
Important information to bear in mind
It is essential that you understand that even if the apartments are willing to work with impaired credit and/or an imperfect record as far as renting, they will still request that you fulfill a few requirements:
- Have a job for at least six months prior
- Be earning at least 3 times the rental amount
- Not be convicted of violent crime or crime against minors
- If felony, it has to be at least 5 years old
Sometimes the apartments will also require a hefty deposit and may hike their rent. But again these requirements vary from apartment to apartment and locality to locality.
Are you looking for apartments in Chicago which will approve you despite a previous broken apartment lease agreement, sub-prime credit or a criminal record?