Life Insurance Quote No Medical Exam – You May Be Able To Slide Through – Read On

First of all you can get life insurance quote with no medical exam, however, there’s no guarantee that you’re going to be approved for the insurance without the medical exam.

There are many of these policies are advertised on television where you might possibly be able to get some type of life insurance coverage without being seen, however, most of these are a special type of whole life insurance and they have their own policy inclusions and exclusions.

One common one of these is the fact that you have to wait at least two years to have full coverage come into effect. These policies differ and I highly recommend that you have three or four sent to you and read the fine print so you can compare them all, after which you can make an informed decision.

Just because you have certain health conditions doesn’t mean that you’re going to automatically be disqualified from getting life insurance. Of course, this will depend on what type of health conditions you have. For example, if you have terminal cancer you’re probably not going to qualify for life insurance. However, there are other conditions, such as certain types of diabetes, that won’t automatically exclude you.

You can get free quotes just about anywhere online. I recommend you take a advantage of a few of these free quotes and go forward with the process. This way you can talk to an insurance agent and find out exactly were you stand. You may even have one tell you that you can get approved right away, you just never know. I once had an individual that had applied to get life insurance and it failed to get past the underwriter, however, I ran is paperwork through and it came back approved. This individual was diabetic too so don’t ever yourself out.