When a homeowner is involved in a burglary and expensive items are stolen, it can cost an insurance company thousands of dollars when they pay for the loss. A homeowner that does not own a safe is more likely to have items stolen from their home in a burglary. Fire and waterproof safes can be hidden behind paintings in the wall or even installed in the floor so they are out of sight. This way, when a burglar breaks into a home the safe is out of sight and less likely to be broken into. Most burglars are in a hurry to grab visible items and get out of the home. They do not normally bring in tools and have the capabilities to break into burglary fireproof safes quickly. Insurance companies will lower your rate when they know you use a safe to protect expensive items.
Insurance companies also like fire and water proof safes because they protect your things if you have a flood or a fire. Flooding and fires damage legal documents and items that often times can not be replaced. If you have valuables that are irreplaceable, it is a good idea to own a safe to protect the items. Securing valuables from a home disaster is an excellent idea. Always let your insurance company know your valuables are protected. People receive discounts from home insurance policies when they protect their valuables with fireproof safes.
Fireproof safes are an excellent idea if you are looking for a way to lower your insurance rate on your homeowner's insurance policy. Insurance companies like to see valuables in a home protected by fire and water proof safes. Flooding, fire, and burglaries often cost an insurance company a large amount of money. When you install a hidden safe in your home be sure to notify your insurance company right away.