Flat Or Round HDMI Cable For Your Home Theater?

Just when you thought it was safe to go out and buy an HDMI cable, you now have to consider a new and interesting concept; flat HDMI cable. What in the world were the manufacturers thinking when they came up with that idea? I thought all cables are supposed to be round.

There are a few advantages to using flat HDMI, but in my opinion, these advantages have nothing to do with the quality of video. I have used both flat and round HDMI cables in many installations and compared them side-by-side. I have never seen a difference in picture quality. I have asked other installers that I work with to also compare the flat against the round and they agree with my comparison. Visually we cannot see any difference in picture quality between the two cables.

Of course the hard-core home theater buffs will disagree with me and say that a flat HDMI cable will give you better video quality. There is a theory that states a round HDMI cable has internal wires that are wrapped around each other, where the flat one separates each internal wire across the width of the cable. This is supposed to eliminate the “crosstalk” (interference) that you may experience in the round cable. The flat HDMI may eliminate this “crosstalk”, but visually, it sure doesn’t make much difference in picture quality.

The biggest advantage to using a flat HDMI cable is convenience. It is easier to work with and I use it when my installations don’t afford me a lot of room to move around.

Here are a few advantages to using a flat HDMI cable:

  1. It bends easier. A round HDMI cable is thicker and cannot bend as easily as a flat one. This makes it easier to install into/along walls.
  2. It’s easier to tuck behind a hanging HDTV. A round HDMI cannot be wrapped up as tight as a flat one can, and will tend to bulge from behind the television.
  3. You can hide it behind a baseboard better. It lays flat against the wall and this lets you put the baseboard back flush without gaps.
  4. Running it under carpet is easier. Just make sure you don’t put it in under the carpet in a high traffic area. This is something that installers are doing these days since the cable with not cause a bump in your carpet.
  5. It can be painted easier than a round one can. This is a huge advantage if you decide to run your flat HDMI along the top of your baseboards and paint it to blend into the wall.

So the flat HDMI cable will function just as well as the round one will (maybe even better if you believe in the “crosstalk” theory), and as long as it is certified by the HDMI committee, you should consider buying the flat HDMI cable because of convenience, not video quality.

Baby Helmets for Treating Flat Head Syndrome

When your child is diagnosed with severe plagiocephaly, brachycephaly, or scaphocephaly, you may be left wondering about the treatment options available. In the most severe cases where physical therapy and repositioning have proven ineffective, orthotic helmets or bands are prescribed. In this article, we’ll review the different types of orthotic devices available, the average cost, and some issues that you may run into if you are considering this treatment, such as insurance.

If your doctor or physician has recommended the use of an orthotic device to remedy your child’s flat head, your options are numerous. Many smaller orthotic companies produce their own devices, although most in the United States now recommend that their patients use the STAR family of products, Boston Band, or the DOC band. These companies have become industry leaders due to their ability to provide customized products at low cost to a large number of patients across the US. They may work directly with your physician or through local clinics. In other countries, different manufacturer options are available.

Helmets and bands work along similar principles. Some individuals choose to distinguish between active and passive orthotic devices – although for many of the orthotic devices available today, the difference between the two is negligible. This is, in part, the result of most helmets and bands being considered passive devices or falling in a gray area between active and passive. The primary difference between the two, as currently viewed, is the snugness of fit. Active devices fit more tightly than their passive counterparts. Self-described active orthotics currently in use for the treatment of flat head syndrome include the STARband, STARlight band, STARband bi-valve, STARlight bi-valve, STARlight cap, DOC band, and the Hanger cranial band. Passive helmets and bands include the Clarren helmet and the Boston band.

Treatment with a helmet or band lasts an average of 2-4 months and the cost varies widely, from $2300-$4000 per helmet or band. Some children will require more than one orthotic device, depending on the severity of their condition and the type of orthotic helmet or band used to correct the deformity. Some designs are intended to accommodate for skull growth and can be adjusted as your baby ages, while others are expected to be replaced as the cranium changes and develops with age. If your baby gets a cranial helmet, they will need to visit the clinic frequently for adjustments, normally every one to two weeks.

Many parents are concerned, and rightly so, about the position which their insurance company takes regarding their child’s condition. Luckily, much of the necessary information is available on-line. In order to prepare yourself for an insurance claim, you can thoroughly research the ICD-9-CM diagnosis codes, HCPCS procedure codes, and billing practices of your insurance company regarding the treatment of baby flat head syndrome or positional plagiocephaly, brachycephaly and scaphocephaly. You may wish to consult carefully with your orthotic provider before proceeding with treatment in order to determine the amount you will have to cover out of pocket, and what their track record has been for collaboration with your insurance company. Some clinics only work with a limited number of insurance companies. Sometimes, the preference for one code over another or the use of an outdated code can cause huge insurance headaches or the denial of coverage that would normally have been provided, which is why it can really help to do your homework.

If you filed an insurance claim for your child’s helmet or band and have been denied coverage because it is considered a cosmetic problem, you can write an appeal letter. The status of plagiocephaly, brachycephaly and scaphocephaly as real medical conditions with long-term health ramifications is still underway. Many insurance companies have faced law suits in recent years, and are beginning to recognize the need to provide coverage for infants and children with these conditions. Look up examples on-line, and contact other parents via forums and support groups in order to bolster your appeal.

Once you have completed the appeal process, if your company still denies coverage, you can re-appeal, or look for other funding options. Additionally, there are some non-profit organizations and foundations dedicated to securing funding for children in need of treatment for flat head syndrome.

Creative New Home Electrical Ideas

The best part about building your own home? All the possibilities for customization. The worst part? All the possibilities for customization. It sounds crazy, but sometimes having complete power and freedom is overwhelming. No matter how many recommendations you get or how many hours you spend perusing Pinterest, you’re bound to forget something. So let’s make it a little simpler by focusing our attention on one aspect of your new home: the electric. We’ve got some ingenious new home electrical ideas that will have you running to your electrician. Not only are they cool and creative, but they will also make your home amazingly convenient and efficient.

The Basics

  1. Before you install drywall, take pictures of the walls once your wiring is up. These pictures will be vital in future years when projects require that you tap into existing wires. Your future electrician will thank you.
  2. Decide how you will arrange rooms before the house is complete and approve every last outlet.
  3. Do you like to decorate for the holidays? Think about where you’ll be placing your Christmas lights and where you would like to turn them on. You can have an outlet installed along the eaves below the roofline that connects to a light-switch in a more convenient place like in the garage or beside the front door.
  4. Add extra wires for cable and phone capacity. You may need them later and it’s cheaper to install them during the construction phase.
  5. Place a light-switch for the attic in the hallway below so that you don’t have to wander around your dark, steamy attic looking for the switch.
  6. Place a light-switch beside your bed so that you don’t have to get up to turn off the light.

The Amazing

  1. If you and your electronics are attached at the hip, consider including a “charging station” in your new home plans. It will eliminate messy cords and lost electronics and work to charge everything from phones and iPods to cameras and tablets.
  2. Add outlets inside your pantry and closets. These can be useful for appliances that need to be charged for use (like a cordless vacuum) and for appliances that don’t leave the closet (like an iron, perhaps).
  3. Also think about adding outlets inside bathroom drawers and cabinets to plug in devices like electric toothbrushes, razors, and blow dryers.
  4. Set up audio wires in the backyard that can be turned on from both inside and out.
  5. Make your bathroom warm and toasty in the winter months by adding heated floors and towel racks.
  6. Recess your outlets in places where plugs might protrude and disturb furniture, like behind bookshelves and beds.
  7. Add a surge protector that can be pulled up from your countertop and used to plug in appliances that don’t live there permanently.

These new home electrical ideas will add a new level of convenience to your dream home and hopefully minimize some of the stress.

Plastic Sheds VS Metal Sheds

When talking about the different types of sheds most people trend towards the standard wooden shed. However, as materials improve in the plastics, vinyl and metal categories, there is a real battle going on as to what type is better for the average homeowner. This article will attempt to give you, the reader, a fair and balanced review between these two types of storage buildings. In our discussion the plastic, resin and vinyl material is really the same, just as metal and steel.

Before going into their differences let’s discuss a few things they share as compared to a wood structure. Both metal and vinyl are resistant to bug infestations as well as rot brought on my moisture. This makes them great alternatives in areas that are prone to a lot of rain and humidity as well as boring and destroying insects like termites. They both tend to be somewhat plain looking but manufacturers seem to be trying new designs from time to time to improve the way they look.

Staying with look, storage sheds made of plastic seem to be some shade of beige. This neutral color is not bad but it’s not especially great either. Metal sheds, on the other hand, do come in a few colors though not too many. With wood, if you don’t like the color you can paint it. Metal and plastic are not very good paintable materials.

A lot of people really like the plastic buildings because they are somewhat lightweight and easy to put together. They also have accessories available that include windows, lights, ranks, hooks and foundation kits. The maintenance for a resin shed is very easy. Most of the time, all you need to do is wash it down once a year with a power sprayer or get a push broom and some gentle dishwashing soap to scrub it down once a year and rinse. Other than that you only need to check the locks, doors and hardware to insure everything is in working order and you are done.

To contrast the metal building, it can also be washed down with a power sprayer but you will need to make sure it dries out properly, especially on the roof. If water is allowed to gather, rust can set in over time and you could develop leaks. Many people choose not to clean their steel buildings and, if small enough, just use a blower to knock off as much dirt as possible on the outer walls.

Metal walls and roofs can be of varied thickness so you need to check out the gauge of the metal on the unit you are looking to purchase. The thicker the metal the more secure and sturdy the building. On the other hand, it is also much heavier.

The plastic walls are reinforced to make them sturdy. However, if the plastic is hit from the outside it will sometimes create a dent in the side of the building that won’t come out. Of course metal walls can get scratched and dinged as well under the right circumstances. Knowing that both are prone to scratch or dent on the outside, make sure you place these sheds somewhere were they will be as safe as possible from being inadvertently hit by someone or something.

Read as much as you can find about the brand and make of the unit you are interested in before you buy and always check with your local codes department to make sure you can put the shed where you want to put it. You will need some basic building skills to put either of these together but you should be able to in a weekend or two; depending on the size you choose.

How Ornate Picture Frames Are Made Using Different Frame Making Techniques

There are several different types of ornate picture frame. They include hand carved ornaments made from solid timber, hand-made composition ornaments applied to a pre-joined frame, machine-made compo frames and mechanically embossed timber ornamentation.

Frames have been made from solid timber for several thousands of years. There are examples from Ancient Egypt and there is a solid link between the Roman Catholic Church and ornate framed religious artworks for at least the last 1000 years. The Egyptians discovered methods of applying gold leaf to timber by applying a bole made from Armenian clay. The clay provided a smooth base that the gold leaf could be applied to and the red color of the bole imparted a luscious glow to the thin layer of gold applied over it. Modern gilding today still uses identical methods to fix gold leaf to timber.

In the early European examples the ornaments were carved to match the architecture of the day. The frames were often designed by the artist in consultation with the artisan framer. In many examples the frame was made prior to the artwork being painted. The panels and canvasses that the artist would prepare used similar materials like animal glues combined with calcium carbonate or chalk to make a sound surface to commence painting on.

The carved frames were often gessoed with the same concoction of rabbit skin glue, water, deadened plaster and chalk. The gesso mixture was applied warm from a double boiler and built up over several layers. The final layers prior to gilding were done with a bole mixture where often the lowlights were covered in a yellow ochre toned clay and the highlights were reddish toned. The yellow tone provided a mask for where the hollow section of ornament may be left un-gilded. It was difficult to get the gold leaf down into every hollow so the yellow tone helped disguise the missing leaf.

Framers wanted to make ornate frames quicker and also wished to replicate a particular design to save time from the laborious task of carving so they developed a mixture called “compo”. The composition as it was known was a secret recipe basically made from rock resin or rosin that had been melted with raw linseed oil. This molten resin mix was then combined with hot rabbit skin glue and mixed quickly to emulsify the oil and water mix. As the component were being blended the addition of a filler in the form of powdered chalk or whiting was added to give the material body.

The composition could be made in a large batch and stored as bricks to be later heated and reactivated into a pliable molding compound.

Ornaments could then be carved once and then either by making the carving as a negative mold or by copying the ornament by using molten shellac or molten resin be copied by pressing the hot compo into the mold and then applying the flexible ornament to the frame before it had cooled and set hard.

Many replica frames are still made today by the composition method.

Modern use of silicone has enabled easy replication of carved ornaments although there are several practitioners of the old methods using traditional materials.

The ornate swept frame where an ornament is applied to a timber base and then gilded is a common example. The gilding in this case is usually done with schlagmetal or Dutch metal leaf. An imitation gold made from a mixture of copper and nickel. The schlagmetal is applied using an oil gilding method where a slow drying varnish is applied to the prepared frame and then after a set time just before the varnish is totally dry the leaf is applied to the surface. If the leaf is applied too soon the finish is dull and lifeless but when the timing is right a bright gold surface is achieved. This type of gilding needs to be protected with layers of shellac and is also often varnished to prevent tarnishing occurring.

Most commercial gold frames are made with artificial gold leaf like schlagmetal due to the low-cost of the material and the speedier application of the finish and preparation of the underlying timber.

Modern ornate gold frames that can be purchased in lengths are usually made by a mechanical compo machine. The machine consists of a feeder type system where a timber profile is drawn through the machine passing under a large embossing wheel that has the pattern engraved on to it. A modern mixture of synthetic compounds or wood mast much like a wet mixture of MDF is pumped onto the frame just prior to it passing under the embossing wheel. The wheel stamps the pattern into the mixture as the timber passes through the machine.

The profiles are then dried and can be finished in a number of ways ranging from painting, gilding or synthetic foiling with a hot stamped foiling machine. The foils are available in a wide range of finishes mimicking all types of finish.

The other common method of producing ornamental timber finished frames is by using a mechanical embossing machine. The embossing machine is similar to the composition machine but instead of applying a layer of compo to the frame the wheel with the pattern on it is heated up by a blow torch type set up. The wheel is heated gradually by rotating it through the gas flame until it is hot enough to scorch the timber. Then the pattern is embossed into the timber frame molding under heat and pressure. Usually this type of frame is then stained to a dark color to help conceal the odd scorch marks.

There are different molding techniques being developed all the time for modern replication of ornate picture frames. These methods usually involve mass reproduction of a particular design just to meet a specific price point that is acceptable to the market. They are not usually used to make unique hand-made frames to suit individual artworks.

It is worth understanding the ancient methods and appreciating that the techniques developed over the centuries have a place of value. A modern picture frame may last a century but this is often unlikely whereas antique traditionally crafted frames have lasted a millennium.

Can an Electric Fireplace Heat the Whole House?

I was hanging out at the local pub the other night when a friend of mine told me he was thinking about buying an electric fireplace for his home. Inevitably he asked me about their heating capabilities. Like many people, he was thinking about putting the unit into his bedroom, and using that as a main source of heat, and turn down, or even off, the heat in the rest of his place.

Now as you know, I’m a big, big fan of electric fireplaces. I love Dimplex and Classic Flame fireplaces the most-with ChimneyFree fast becoming my ‘best value’ choice. But as a primary source of heat in a home? Well, it’s a good question…but…so here are some facts….

To do this right, if you’re thinking of heating the whole house with an electric, then we should take a look at a couple of different sized models to see how they stack up. We’ll look at the Classic Flame Augusta 33″ Antique Mahogany Electric Fireplace, a larger, high-end model, (pictured left) and the ChimneyFree Ashbury 23″ Premium Cherry Media Console Electric Fireplace, a beautiful, real cherry-wood, mid-sized, mid-market model, pictured right.

The ChimneyFree Ashbury has fan-forced heat with up to 4,600 BTUs/hr (1350 watts) of heating power.  I don’t think I have to say anything more as I note that the ChimneyFree sales materials state that this model “provides supplemental heat for up to 400 sq ft”, key word being ‘supplemental. So, the manufacturer is not saying this should be a primary heating source. As for a 400 square foot room, that’s a 20 x 20 space, so it’s not small-but remember-‘supplemental’.

As for the Classic Flame Augusta, interestingly enough, the sales literature also says fan-forced heat quietly provides up to 4,600 BTUs/hr for ‘supplemental’ heat for up to 400 sq ft.

Frankly, sales people in the fireplace business don’t seem to have much imagination…

But I digress…the bottom line is that the makers of these fireplaces don’t even market them as a primary heating source. And with good reason. Electricity is the most expensive way to heat a home. You have to figure you’ll spend at least 10 cents an hour for a unit, and that would be in one room. You still have to heat the rest of the house, at least where I live in the northeast. So, 10 cents an hour, every hour, for a month, comes out to…hmmm….carry the 2…$72…not bad-except that it only heats one room…put one in every room and and your paying more than you even pay to the oil company…oh well…

The Electric Fireplace Reviewer’s final say: One large, one medium sized, but both with the same size heater. Fireplaces like the ChimneyFree Ashbury electric fireplace and the Classic Flame August electric fireplace are furniture-beautiful and functional-but they just aren’t primary heaters. Still, they do provide enough warmth, and great ambiance, and, with such realistic flames and long, to make them worth every penny.

Professionalism in Translation Business

From the very beginning of human history when mankind started to speak different languages, individuals needed to communicate with different tribes to survive, avoid wars and progress. There were neither professional translators nor interpreter to do this job. Probably someone with more imagination than the rest, using body language and a lot of courage was doing this job. It was more a work of guessing than real understanding. A coding and decoding activity was used to get the message across as clearly as possible. The degree of responsibility was also huge. A badly conveyed message could lead to awful consequences. The interpreter was the mediator and had to measure each word very carefully. His family’s fate and his own wellbeing would often depend on those words and his capacity to convey the message accurately and sensibility.

The basic activity of the language interpreter and translator has not changed over time, but the tools, means, knowledge and way of working has revolutionized the profession completely.

Translators and interpreters do not transfer anything physical, but information, information that is never measured in Kilograms, but in computer bytes. Translators can not work as the primitive interpreters and translators anymore. The professionalism of the profession is a must and a necessity.

The translator’s work is not limited to converting one language into another. The end result has to be faithful to the original, nicely presented and competitive in price.

In order to achieve this, the professionalism is essential, some conditions the translators should meet are:

A) Be an upright person to follow a strict professional code of ethics. Translators often come across secret information; be a new invention, a good business chance, a company’s marketing strategy, etc. The good professional translator would never use this information to harm his client. The good professional translator is intelligent and knows that in the long run, honesty and loyalty pays off. The good professional translator knows that being fair to clients, is building his own carrier and his future as translator. These are basic behavior patterns regardless of non disclosure or confidentiality agreements.

B) Master the source and target languages to be able to convey the message faithfully. And specially the target language, where the translator has to transmit the small nuance. A good professional translator will translate to his/her native language or equivalent.

C) Be familiar with the topic or field being translated. The same word could mean something different in Economics or metallurgy.

D) Have some knowledge in computers and modern communication tools. To stay competitive and take full advantage of all its benefits.

E) Have capacity and be ready to learn and adapt to this fast moving technological world. Never stop learning.

F) Make all the points clear right from the beginning. Like cost of translation, delivery deadline, translation format, payment conditions, etc. and then feel the responsibility and HONOR THE AGREEMENT.

G) The translator should never accept translation work beyond his/her capacity. Accepting impossible tasks is one of the best ways to loose customers and build a bad reputation. It is hard to build a trustworthy reputation and very easy to loose it. Therefore always decline impossible tasks. Better say NO than sorry in this case.

The translator following some of the above advice will greatly increase the chances to succeed in this borderless profession where competition is fierce. Nowadays a translator needs to be more professional that in any other profession.

A bricklayer or anybody doing physical work will find competitors in his geographical surroundings. But the translator’s competitor could be located in the South Pole sending the translated work through the Internet. That is why professionalism is not a choice but a necessity.

Facts About Cable Television

Years ago, television was a black and white screen that gave its viewers a limited number of programming. However, even though television options were limited back then, the popularity of television never subsided. By the touch of a button, consumers could be exposed to various forms of entertainment, right in their living rooms.

Since the 20th century, the button has been replaced by the remote as the 21st century gives us technology that has become a standard for many Americans. One of them is cable television.

This form of television is delivered by way of a coaxial cable. In order to benefit from this, a viewer must be a subscriber to a provider of this form of television. Legally, it is not a free service, although when it first came onto the scene, theft was a problem. Today, companies have worked hard to provide television services only to those who pay for it.

The United States has the honor of having invented many of today’s top services. Community antenna television, now known as cable television, is a 20th century invention. It was invented in June of 1948 in Mahoney City, Pennsylvania by a man named John Walson.

Mr. Walson, a television salesman, took a transmission line and strung it from an antenna attached to his store to some homes of people who had bought televisions from him. His desire was to improve signal quality due to the poor reception available in his community. Since then, CATV has been perfected and continues to be perfected.

As people contact cable companies to replace their broadcast, they are being treated to constant updates, such as the new interactive television that allows a viewer to interact with the programming on the screen. For example, viewers who watch football games can be treated to special camera angles and other options that they can control.

One major improvement that the industry has incorporated is the conversion from analog TV, which is traditional broadcast television, to high quality digital signals. The availability of interactive television means that access can also be delivered to your computer by way of the Internet.

There are some interesting facts when it comes to cable television. More women than men subscribe, with the median age of a cable subscriber being in the mid-forties. About a fourth of subscribers are college graduates and more than half are married. The median household income of a typical subscriber is around $45.00.

The biggest group of people who watch cable television are families with children. Also, when it comes to children, over 70,000 schools subscribe in the classroom. These programs are funded by the government, by the television companies and by private donations.

Today, cable television viewing can also be enhanced with the best in technology when it comes to hardware. Today’s viewers are treated to flat screen televisions and high definition television. The color and sound of television is better today than ever before. If you subscribe, chances are you will want to enhance your investment with one of the newer television options available.

Mama Gets in Line

Not long ago, I saw Kevin Spacey do some hilarious impressions on The Tonight Show with Jimmy Fallon. Spacey mimics the late host of that show, the inimitable Johnny Carson, particularly well. In fact, Spacey pretended to be Carson’s son in his younger (and much less famous) years to gain entrance to exclusive clubs, parties, and shows, “borrowing” tuxedos from prop rooms.

Kevin Spacey had nothing on Mama. She did such good impressions, she could (and did) call up her own mother to mess with her. And she could drop a name on a dime, but only if she realized someone was being pretentious. If she saw an opportunity to befuddle someone just a little too full of themselves, bar the door, Nellie.

Years ago (Mama would be ninety-one if she were still with us here), one of my uncles was at a major university hospital for surgery. I won’t say which one. I might want to visit my home state again someday.) Some of my aunts, an uncle, and Mama went to visit him for the day.

Of course, they got hungry while there, so off they went to the hospital cafeteria. I should say cafeterias. Things were different in those days. There was a separate, nicer dining area for the physicians and surgeons. Mama was having none of that.

Dressed to the nines, Mama and the others got right in line – with the doctors. They chatted about “their patient,” addressed each other appropriately, and dined in high style. All the while, those around them tried to figure out who these interlopers were.

They’d never get away with such pranks today. With tight security, credentials on name badges, locked doors, and carded locks, all good things, a person would find it almost impossible to pull such a prank. Besides, I never see separate dining facilities in hospitals these days.

However, Mama did train me well. When I was the age she was during her doctor escapade, I entertained myself by becoming a mannequin in fine clothing or department stores. You haven’t had fun until you strike such a perfect pose on a store pedestal you can freak out a grown man with a slight wink.

But back in time to the hospital story, Mama and her co-conspirators finished their meals, thoroughly amused with and proud of themselves. As they left the dining area, still calling each other Dr. So-and-So, a real physician whose curiosity finally got the best of him introduced himself and asked them who they were. He handed himself to Mama on a silver platter.

As they all walked confidently away, she turned to him and whispered loudly, “We’re spies from Duke.”

Cable Railing Vs Glass Railing

There are two main types of railing systems that you can buy: cable and glass. While the systems are popular, many people don’t know their differences. The cool thing is that I’m here to shed light on the topic. Here is how the two compare:


Cable railing does a good job at preserving the view. While this is the case, you need to focus beyond the rail for the cables to disappear from your focus. Glass is designed to be seen through; therefore, you won’t have a hard time having a great view.


Since the cables and fittings are made from stainless steel, they don’t require a lot of maintenance and can last for a long time. To maintain them you only need to regularly clean them.

Glass also requires minimal maintenance, but it’s maintenance is more than that of cable. One of the major things that you need to do is to clean the railing.


While the cable is safe for adults, it’s not for children as the children can easily climb over them. Due to this, you should be cautious when you have small children.

Studies have shown that there are some jurisdictions that don’t allow horizontal cable railings; therefore, before installing them always check with your jurisdiction and ensure that the railing is allowed.

Glass railings have minimized corners and spaces; therefore, it’s hard for children and animals to climb over them. It’s also hard for the animals and children to get stuck between the rail panels.


Since cable railings are made from stainless steel, they are less expensive than glass railings.

Glass railings are expensive and block air from flowing freely. The cool thing with them is that you can easily customize them.


Cable railing is very easy to install compared to glass railing. Glass railing is not only difficult to install, it’s also expensive.


Both cable and glass railings are great and you should go ahead and install them in your home or office.

If you want to get the benefits that come with each railing, you should install both of them. For example, if you want to install the railing on your home deck, you can install the semi-transparent glass on the sides of the deck to provide you with privacy. You should then install the cable railing at the front of the deck.

To avoid law suits, always ensure that the railing system combination is allowed by the local authorities.

Fundamentals of Mortgage Law

A mortgage is an interest in land created by a contract, not a loan. Although almost all mortgage agreements contain a promise to repay a debt, a mortgage is not a debt by and in itself. It can be better characterized as evidence of a debt. More importantly, a mortgage is a transfer of a legal or equitable interest in land, on the condition sine qua non that the interest will be returned when the terms of the mortgage contract are performed. A mortgage agreement usually transfers the interest in the borrower’s land to the lender. However, the transfer has a condition attached: if the borrower performs the obligations of the mortgage contract, the transfer becomes void. This is the reason why the borrower is allowed to remain on title as the registered owner. In practicality, he retains possession of the land but the lender holds the right to the interest in said land.

In essence, therefore, a mortgage is a conveyance of land as a security for payment of the underlying debt or the discharge of some other obligation for which it is given. In a mortgage contract, the borrower is called ‘mortgagor’ and the lender ‘mortgagee’.

The History of Mortgage Law

Mortgage Law originated in the English feudal system as early as the 12th century. At that time the effect of a mortgage was to legally convey both the title of the interest in land and possession of the land to the lender. This conveyance was ‘absolute’, that is subject only to the lender’s promise to re-convey the property to the borrower if the specified sum was repaid by the specified date

If, on the other hand, the borrower failed to comply with the terms, then the interest in land automatically became the lender’s and the borrower had no further claims or recourses at law. There were, back in feudal England, basically two kinds of mortgages: ‘ad vivum vadium‘, Latin for ‘a live pledge’ in which the income from the land was used by the borrower to repay the debt, and ‘ad mortuum vadium‘, Latin for ‘a dead pledge’ where the lender was entitled to the income from the land and the borrower had to raise funds elsewhere to repay the debt. Whereas at the beginning only ‘live pledges’ were legal and ‘dead pledges’ were considered an infringement of the laws of usury and of religious teachings, by the 14th century only dead pledges remained and were all very legal and very religious. And, apparently, they are still very religious in the 21st century.

Express Contractual Terms of a Mortgage

Following is an analysis of the clauses contained in most mortgage contracts. It should be emphasized, however, that the wording varies from contract to contract, and that the types of clauses change to conform to the particular types of securities mortgaged.

[ ] Redemption

When the mortgagor fulfills his obligations under the contract, the mortgage will be void and the mortgagee will be bound to reconvey the legal interest to the mortgagor.

[ ] Transferability

All the covenants made by the mortgagor will be binding upon him, his heirs, executors and administrators. This is the case whether the legal interest his held by the mortgagee, or by the mortgagee’s heirs, executors, administrators or assignees.

[ ] Personal Covenant

The contractual promise made by the borrower is his personal covenant. Because of this, it does not run with the land, so that the lender can sue the borrower on his personal covenant even in the eventuality that the borrower has sold the interest in land to someone else who has assumed the mortgage. In practicality, this means that until the original mortgage contract is valid, in full force and effect the original mortgagor is always liable.

[ ] Title Integrity

The mortgagor confirms and guarantees that he is the owner in fee simple and holds all rights and powers that such ownership entails, including the right to convey the land to the mortgagee.

[ ] Free and Clear

This is the very essence of the security for the debt: the title must be free and clear of all encumbrances (subject to certain statutory rights, such as taxation), so that conveyance can take place. Upon conveyance, the interest is transferred to the lender while the borrower retains possession. But on default, the borrower will deliver also possession to the lender subject to any encumbrance in priority. This can be a tax lien or, in the case of default on a second mortgage, a first mortgage.

[ ] Further Assurances

In the event of default, the mortgagor promises to do all that is necessary to allow the lender to obtain title of the property.

[ ] Prior Encumbrances

Except for statutory encumbrances, the mortgagor must make a declaration of any and all charges that have priority over the mortgage being contracted, otherwise the lender expects and has the right to be registered in first priority.

[ ] Insurance

The mortgage covenants to either keep the buildings located on said land insured at all times or, in the alternative, to provide a cash bond covering the replacement cost of said buildings.

[ ] Release of all Claims

The borrower gives up any claims he may have against the lender with respect to the property, except the borrower’s right to demand reconveyance when the underlying debt is repaid.

[ ] Acceleration on Default

Acceleration is a proviso stipulating the on default the principal and interest of the underlying debt will both become due and payable forthwith at the option of the mortgagee.

[ ] Quiet Possession

A stipulation that, until default, the mortgagor shall have quiet possession of said lands.

[ ] Omnibus Clause

In default of any payment of money to be paid by the mortgagor under the terms of the mortgage contract, the mortgagee may pay the same and the amount so paid shall be added forthwith to the principal debt secured by the contract and carrying interest at the same rate stipulated by the contract.

[ ] Repairs

The mortgagor has a duty and an obligation to keep the lands and the buildings thereon in good conditions and in a reasonable state of repair and, furthermore, he will not abandon or commit waste anywhere on the mortgaged property. This clause is intended to safeguard the value of the lender’s security.

[ ] Advances

The mortgagee shall not be bound to advance any part of the money intended to be secured by the mortgage contract. For example, where part of the money has been advanced and subsequently a builder’s lien is filed against the land, the lender will require the lien to be removed before advancing further funds. Note that builder’s liens have priority over mortgages.

[ ] Sale Clause

Also known as ‘Due on Sale’ the mortgagor agrees to pay, at the option of the mortgagee, all principal and interest of the underlying debt upon sale of the property. This clause effectively prevents the mortgage from being assumed by anyone unacceptable to the lender. Obviously, the other option of the lender is not to call the loan if the mortgagor sells to a Buyer acceptable to the lender. In the absence of this clause, the mortgage is always assumable.

Luigi Frascati

Organic Interior Designs

Organic design of interiors uses natural elements for creating those designs by minimal usage of synthetic materials. An organic decorator should be aware of the type of natural elements available in the market and in nature which can be used to replace those synthetic decorators. It will be quite challenging for usual indoor decorators to turn to eco-friendly interior decorators.

Now a days green or organic interior decoration is not very much accepted by the people around the world. But more than 70% of the people around the world would like to live a life which is close to nature. The reason i am telling is because, when looking the travel statistics around the world people are choosing destinations which are close to nature for their holidays. People love nature and likes to have fresh intake of oxygen. Fresh air is not available in big cities and in artificially ventilated interiors. So people are traveling to those ecological and nature friendly places spend at least some days in a year. Which type of room would you love to live in through out your lifespan whether it is an artificially created room or in a room which is filled with natural light and with a breeze of natural air.

Many people think that green interior decorating is being utilized by those who don’t want to spend much money on their interiors. People who are willing to spend much money on their interiors think that their interior will feel unusual if their turn to organic interior decorating. It is a fact that people used to return to those indoors which are organically designed than those with synthetically designed indoors. Moreover people living inside organic designed interiors have got less friction and differences among them when compared to people living in synthetically designed interiors. Organic interior design can create that ambience inside a room which can create a sense of tranquility and serenity inside the rooms.With some simple measures and changes synthetically designed rooms can be changed to organic. Organically designed interiors are decorated in such a way that it should provide that much need calm and rejuvenation for mind and soul. After all what we need for our homes or office interiors is peace of mind.

Organic interior design has become relevant in today’s world because of the amount of pollution happening in our cities. Every day people are adding more air conditioners to their rooms. Many research have proved that emissions from these air conditioners is one of the reason for climate change. Organic interior decorators around the world are having the opinion that people are gradually thinking about organic interior designs for their rooms.

Inviting Mother Nature into the home through home design is an exceptional way to get back to basics while infusing a house with warmth, color, purpose and practicality. We were originally organic to begin with, so why not keep up the tradition of peace, harmony and health.

Allure the pacifying Mother Nature into your indoors through organic interior design is an exceptional way to get back to basics while incorporating a home or office interior with warmth, color, purpose and practicality. Our ancestors lived an organic life, so why not keep up the tradition of peace, harmony and health.

What Is Inside A Lifeguard Fanny Pack?

They are usually red and waterproof. You may have seen them on many lifeguards, but have you ever wondered: what’s exactly inside a lifeguard fanny pack?

Lifeguards have a big responsibility on their hands. They must be ready to intervene at any time: their alertness, and the equipment they carry with them, is actively saving lives!

While on duty, a lifeguard will most frequently use his whistle. The whistle that a lifeguard carries on a lanyard around his neck must be waterproof, and loud enough to be heard above the pool noise.

He will always have with him a rescue tube or a rescue board, and a first aid kit. It is the first aid kit that is the content of a lifeguard fanny pack!

The contents of a lifeguard fanny pack focus on emergencies that require his immediate attention. A lifeguard fanny pack will typically contain an adult and pediatric Cardiopulmonary Resuscitation (CPR) breathing mask, sterile pads, an absorbent compress (roller gauze) or triangular bandage, gloves, and antiseptic wipes.

These items will provide a lifeguard with all that he needs for initial care of an unresponsive victim, until other lifeguards bring larger first aid kit and other equipment to the scene. If necessary, a lifeguard fanny pack can go into the water with him.

Whenever a lifeguard administers first aid, he will wear gloves from his first aid kit. He will apply a body isolation substance on the victim, and use the antiseptic wipes for local disinfection.

When administering mouth-to-mouth resuscitation, a lifeguard will place a CPR mask over the victim’s nose and mouth. Antiseptic wipes from his first aid kit can be used to sterilize the mask.

There should be enough gauze in the fanny pack for a lifeguard to control the bleeding or other trauma, until other lifeguards get more supplies or the 911 arrives. Triangle bandages can be used to create slings and splints in case of a bone breakage.

CPR masks are usually packed in white triangular cases, so they can be fitted inside the fanny pack. Sterile items such as adhesive bandages, gauze pads, or roller gauze, must be sealed in waterproof protection. If possible, they should not be taken into the water at all. They are of no use to the victim while still in the water, and they could be accidentally contaminated.

The job of a lifeguard is to keep everyone safe. A lifeguard fanny pack is the best way to have with him at all times all the necessities he needs to do just that.

Benefits of a Multi-Tool

Multi-tools have been widely used all over the world as a means of survival at times when you do not have the right tool to use in a given situation. It saves you in situations like when you do not have a knife to cut a branch from a tree or you do not have a tool to tighten up a screw or even just simple things removing silver from your hand. Multi-tools always come in handy. It has so many uses and it is by far the most used invention and the most successful tool in today’s generation. It is great for outdoor use like traveling or having a camp out of town.

A multi-tool is considered as a one stop shopping. It is very light and easy to carry. Multi-tool is a versatile and portable hand tool that uniquely combines several tool functions in just a single grip or sometimes in a shape of a credit card. They are small enough to be carried in you wallet or your pocket. A lot of models comes along with a pouch which you can wear them on your belt. It combines every tool that you need in every situation that you may encounter. It acts as a clip-point, wire cutters and serrated knife blades. It can also be a diamond coated file, a needle and regular nose pliers, wire strippers, screwdriver, can or bottle opener, wood saw and scissors. Everything you need is compacted in a handy single grip. These tools comes in different sizes, designs and packaging depending on the company’s preference. The tools incorporated in the device may also vary.

Tim Leatherman is the man behind this genius creation. His genuine idea of combining useful devices in a single grip has indeed contributed in making life much more easier than ever. A multi-tool gives us endless possibilities of tool services. Today, a lot of competitors have emerged and all of them seems to be a great hit in the market today.

Multi-tools have its own benefits which you cannot find in any other tool. One major advantage of this device is knowing that it carries more than one tool that fits in your pocket. Imagine carrying a single nose pliers, a scissors, a can opener, a screwdriver a lot more in your pocket. It’s quite heavy and it may tear your pocket. Multi-tools are practical and convenient. It is also very easy to use. Having a multi-tool in your pocket guarantees you that you will not be lost in any kind of situation. It can also serve as self-defense when you are out in the dark woods and someone grabs your back. Generally, multi-tool is a one of kind device that is suited for both outdoor and indoor activities. You can accomplish a lot of work even with just a single hand held device. The power of a multi-tool of one of a kind and there are no other versatile devices that do a lot of work as compared to this tool.

Qualifications and Skills Required For Industrial Engineering Jobs

Job of Industrial Engineer

The estimation of production cost, creation of effective product design, development of production standards, revision of production schedules, delegation of responsibilities to the workers and completion of production within the given time frame are the major tasks executed by an engineer.

Industrial Engineer decides and monitors the quality control objectives, and resolves any sort of problem that occurs during the production process. His main focus is always on the efficient production and cost minimization. He also keeps an update of the project status, purchases, manufacturing and production processes. Also, the design, layout and draft of the equipments and materials are summarized by him.

Required Qualifications

Mechanical knowledge is one aspect without which a person can not realize the dream of making a career in industrial engineering. An engineering degree coupled with the knowledge of industrial production and technology is the foremost qualification required for a job of industrial engineer. A keen design sense, command on English language and computer knowledge are the other requirements to do the work of an industrial engineer.

A strong background of Mathematics is compulsory since the work involves the application of arithmetic, calculus, algebra, geometry and statistics. The job profile also demands a command on management and administration principles which are the basic tools for resource allocation, production and strategic planning, and; work coordination and delegation.

Skill Requirements

An ability to think logically and critically helps industrial engineers to weigh the various available options and take the best decision in favor of efficient production. They should also possess the active listening and fast reading skills to take the desired steps in flick of seconds. Quick decision making and excellent time management skills make the person doing industrial engineering jobs, quite resourceful.