How Is TDSR Different From MSR?

As Singapore debt levels were estimated to be among the highest in Asia, the Monetary Authority of Singapore (MAS) decided to implement the TDSR – Total Debt Servicing Ratio, which is a framework that allows the standardization of the manner in which financial institutions underwrite loans and ensure that borrowers do not become overleveraged. This…

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How to Wear Security Earpieces

Radio earpieces look really cool. They are generally used for surveillance but some enthusiasts also wear them just for fun. Secret agents and spies in the movies have made these accessories really cool to wear. Putting on a radio earpiece is not a tough job. To put on an earpiece, first of all you need…

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How to Hit Longer, Straighter Golf Drives

As a retired aerospace engineer, I like to experiment with various aspects of the golf swing and golf putter design. recent discovery by a retired aerospace engineer offers the average golfer a chance to gain distance and accuracy with every club in his bag. There are no club modifications required. I was having problems with…

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The Magnesium Production Process

Magnesium is an alkaline earth metal that is never found in nature on its own. Instead, the element is found in seawater, carbon ores, dolomite, carnalite, and other minerals. Thus, the production of the metal in order to create the cutting edge magnesium sheet products begins as soon as the minerals and seawater is harvested.…

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Stylish and Strong Ornate Fencing Products

Ornate fencing products give an attention grabbing and secure perimeter to your property, but they need to be designed to be stylish while at the same time providing a strong and secure barrier. Some ornate fines are stylish and modern while others are styled with a more classic and traditional look. Ornate suites often have…

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Mason Handshake, Ten Things You May Not Know

The Mason handshake has been shrouded in mystery for centuries. Many Non-Masons hold the false belief that there is one standard secret handshake that they use to identify each other, this is untrue. Below are ten things about the Masonic handshake you may not have known. There is not one handshake that is recognized by…

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