Sample Late Payment Explanation Letter

When you write a creditor to explain your late payments (mortgage, car, or credit card), the letter should state: why you are late, (see paragraph 1 of the letter below) how serious you are about fulfilling your commitment to them (paragraph 2 of the letter below), and when you expect to be able to resume…

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The Exit Interview – A Valuable Tool For Reducing Turnover

The exit interview is often overlooked as an extremely valuable retention and organizational effectiveness tool. The purpose of exit interviews is to understand individuals’ perceptions and experiences and get feedback about the job the employee held, the work environment, and the organization. A well-crafted exit interview system can help reduce turnover and increase employee satisfaction…

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What Is a Marine Cooler?

While you were out looking to buy a cooler, you may have noticed that some coolers are labeled as “marine coolers.” What is the difference between a regular camping and picnic cooler and a marine cooler? Marine coolers are designed specifically to be used outdoors all of the time. They therefore are better capable of…

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6 Tips For Wearing Color in Summer

As the temperature increases and the sun begins to shine, it is time to put the Parka’s and Duffel coats back in the cupboard and fill your wardrobe with your summer wear for the light nights and hot holidays. Menswear summer fashion usually an injection of color into the pallet most men’s wardrobe. If worn…

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Tips When Considering Calcium Channel Blockers

Calcium channel blockers (CCBs) are used most commonly to treat high blood pressure, angina, hypertension, narrowed arteries, Raynaud’s syndrome, cardiomyopathy and arrhythmia (irregular heartbeat). However, they are also prescribed for subarachnoid hemorrhages, migraines and complications arising from brain aneurysms. These blockers work by reducing blood vessel constriction and calcium levels in the heart, allowing blood…

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How to Avoid the Line Extension Trap

If you follow the prevailing logic of most modern companies, you will inevitably fall into this trap. Line extension is using an existing brand name or image image and extending it to new products. Sounds like a good idea, right? Why not use the equity of your known brand to draw attention to a new…

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