What Sort Of Interior Design Services Do Professionals Provide?

Interiors are hot topics, with a wide variety of home improvement, and interior design services reality shows on the air. However, some people might not understand the difference between interior decorating and interior design. An interior designer can also expand their business into decorating, but an interior decorator isn’t skilled, or licensed to practice interior design. This is the first essential difference. To clarify, if someone has a business that specializes in interior design services, then their education, and their base of service is a lot more broad than someone who simply decorates a home or a business. Here’s a look at those differences, and a look at what a designer does exactly.

An interior design professional is someone who has a college education, along with at least two years post-graduate experience. To simplify the explanation, the designer actually plans the design of the interior of a building. They create the design of an interior. They work with blueprints to actually design the compartments of a room. They work to design the openness and the division of room space. They are the ones who determine what the inside of a building will look like from a structural point of view. For example, if a person were to look at a floor plan of a residential home, they would see a drawing that details all aspects of the interior space. They would see where the door is located, and where the various rooms of the home are. They would also see things such as dividers and walls of the home in the drawing. They would probably also see rooms designated for kitchens, bathrooms, and for closet space. This planning didn’t happen by accident. A designer was the one who created the plan of the home in their minds, when they were tasked with creating the interior of a home, or of a residential apartment unit.

Designers also are tasked with the interior planning of commercial space. This professional can offer their services inside of commercial space, such as office buildings, banks, retail stores, museums, and any type of building that needs space and division planned in the building. This is why someone who offers such services needs to have many years of formal education. They must understand aspects of building material, blueprinting, building codes, and other aspects of planning and creating an interior. The most important aspect is that the design is safe, and that it is in accordance with local building codes. Of course codes are laws that ensure that the structure is safe for people to live in, or enter into. All of these aspects and more will be learned when someone is training for a career in interior design services.

Not only does the person training for a career in interior design services need to attend years of college, but they need to certify as well with the National Council For Interior Design Qualification. The trainee must also work with an architect as well, as part of their post-graduate training. There is a lot that goes into training for this profession, but it opens up a world of opportunities for those who have a passion for this career field. Again, the professional who offers interior design services can also offer interior decorating services. The interior decorator doesn’t need formal education, although there are certification classes that teach the aspect of design theory. When a person decorates a home, they don’t touch the structure of the home. They only advise in color scheme, furnishings, and fixtures.

Precast Concrete Construction

In the mid-nineties, I was heading a civil design department for a large EPC contractor in South East Asia. We had received an order to build a paper plant.

The primary building in a paper plant is the paper machine building. A typical paper machine building is about 300 m long. The building typically has two floors, one at ground level, and one at about 7.5 m level. The paper machine is installed on a foundation that is not connected to the building. The machine is accessible from the machine hall at 7.50 m level. This building houses other complex and heavy machinery and has very stringent requirements with respect to quality, structural design and stability. The roof is high up and some of the sections of this building are subject to temperatures between 50 to 60 0 C. A large overhead crane straddles the upstairs machine hall. The differential settlement in the paper machine foundation has to be less than one mm and overall settlement at any point less than 1.25 mm. This building, with all its components and the equipment foundations, normally takes 18 months to build.

Our managing director was an innovative man and constantly sought ideas to speed up construction. One day, he called me to his office and showed me an article narrating about a company in the US that had developed techniques to build a paper machine building using pre cast elements. This paper machine building was completed in a record time of 6 months, said the article. We appointed the US company as our consultants and they did the engineering with the help of our engineers in our office. We built our paper machine building in a year cutting down the time by about six months. This was despite a delay of about three months due to the learning curve and the time required for setting up a precast plant.

Thus began my twenty two years long association with pre-cast concrete. My old company has built several large industrial plants and other structures since then.

In many first world countries pre cast elements for bridges, culverts have been standardized. Pre-casting units are located near major cities that supply these elements to the construction sites. This not only reduces the construction time but also the design time as one uses standard elements whose properties are known.

There are variations of the precast concrete construction such as tilt up construction, module fitments etc.

I have often wondered why India, with so much construction needed in the all the sectors of construction, has not embraced this technique. Apart from other issues like need for repetition, unfriendly taxation, requirement of transport or lifting machinery etc., I think our engineers have not given a serious thought to developing this technique.

I would like to share some of my learnings.

1. Planning is Paramount: The structure to be built from precast elements has to be broken down in elements, in a pre-determined configuration. It is like making the pieces of a jigsaw puzzle that when put together will form the completed puzzle. It can be a combination of standard and non-standard pieces.

2. God is in details: Each element thus planned has to be detailed out to fit all the elements on all its sides and the embedment required for utilities.

3. Design the Construction and Construct the design: Normal structural engineering practice of designing the final product and leaving the “How?” to the construction personnel, does not work in precast. The structural engineer has to stay involved in the process of pre casting, erection and placement.

To the best of my knowledge, IS codes do not have specific provisions for pre cast structures unlike ACI or BS codes. Some of the clauses in ACI can be substituted by provisions in their supplementary publications. Such provisions have to be applied judiciously after a proper assessment of the stages in the service life of the element. A foremost expert on pre-casting once said “Applying provisions of R.C.C code to pre-casting would be like playing tennis with a baseball bat”

The structural design for a precast element is done for various stages of in its early life. Multiple level checks are required till the element is placed, more checks are required if it is a pre-stressed element with partial un-bonding of tendons.

4. Joints can cause headaches: Resolving and configuring a joint between precast elements can be an arduous task. It becomes a heuristic process to balance between the structural requirement, functionality with respect to basic consideration as water tightness, and the size of the elements to which an element in consideration is attached. Joints have to be constructed the way they have been envisaged.

5. Cutting off ears because they stick out, not only impairs hearing but also creates difficulty in wearing spectacles: This is known to occur frequently where architectural requirements are of primary importance. Typically some architects do not like some essential arrangements created for better joints. Doing away with these “hindering” details may lead to reduced functionality of the joints or the elements. Expensive alternate arrangements are required to restore functionality.

6. Construction Methodology can make or break a project: Many years ago, a large bulk warehouse with pre-cast pre stressed concrete bow string girders as roof trusses was being constructed in India for a fertilizer plant. Out of twelve bowstring girders, six broke while being lifted while the others were erected smoothly. Designs were checked and double checked and checked again. This was before the easy availability of the sophisticated finite element analysis that we have today. It finally dawned on someone that the bow string girders broke because a girder while being lifted in tandem by two cranes, twisted out of plane due to different rates of lifting. A structural engineer designing precast elements should, therefore, have the knowledge of the lifting process.

7. Quality is the watchword: Consistent Quality of production is one of the arguments put forward by the advocates of precast. But many a mismatches, rejections and failures have occurred due to watching only the quality of concrete and giving less importance to placement of reinforcement embeds and the dimensional tolerances.

8. A one rupee increase in the production cost can mean a crore of rupees at the end: Due the repetitive nature of the cost of pre-casting a lot of thought has to be given to use any “nice to have” component. While the most obvious cost elements related to concrete are watched vigilantly, a small embed or a detail, that is incorporated in the design and casting of an element for a probable use, escapes attention. Such an embed that was proposed to be used and has been cast in the element has already added to the cost of producing the element. When a number of such elements are cast, the expenditure can be substantial. If such redundancy if not eliminated in time, it can waste lakhs of rupees.

An Intro to the World of Drums

Drums have existed for a very long time. Some say they even date back to 6000 BC. It is no wonder then, that they have been used for a variety of situations and have evolved to create a wide range of different types. This being said, all drums, or ‘membranophones’ (the technical classification), consist of at least one drum-head or drum skin. This is stretched over a shell and beaten either by hand or instrument to produce its sound. Most commonly it is used as a musical instrument as a part of the percussion group, to be used in rituals or entertainment such as modern day’s rock bands. Throughout the world, drums have been created from many materials, including wood, metal, plastic and even clay.

The material of the drum skin can also vary from place to place, culture to culture. The skins of assorted animals such as goats, sheep and antelopes can be used as well as synthetic materials.

It is not uncommon to see an arrangement of drums called a ‘drum kit’. This allows the musician to use all of their limbs to produce numerous sounds and pitches.

There are a few simple classifications of drums which can be considered. Shape is undoubtedly the most familiar, with the majority of drums falling into one of these forms:

* Cylindrical drums

* Barrel drums

* Conga drums

* Waisted drums

* Goblet drums

* Bowl drums

There is another classification dependent on which side the drum has its head. A drum can have two heads on either side of the body, or alternatively, one drum-head on the top of the body. There are drums which have been designed to be easy to carry around, such as those used in street parades, and drums which are immobile.

When we listen to music such as rock, the drums we are hearing are inevitably part of the aforementioned drum kit – a selection of drums that are non-pitched and can be used together in harmony. The sounds and rhythms one can create with a drum kit are so diversified that a number of music genres can use them to create their preferred sound.

The bass drum is large and when played, creates a very low pitch. More specifically we are talking about the orchestral bass drum, the smaller ‘kick’ drum and the pitched bass drums. Orchestral drums are the larger of the three and are primarily used in orchestral concerts. The kick-drum is the largest drum in a drum-kit and is utilized with a foot pedal. The last one mentioned, the pitched bass drum, is a popular choice for marching parades and the drums corp.

The snare drum has plastic or calf skin drum heads stretched securely over a metal frame that is hollow. The top head is beaten with drumsticks that are wooden, and is known as the ‘batter-head’. The snare-head, also called the bottom head, has wires of metal called snares that are stretched across it. When this drum is struck on the head, the snares give off a sharp rattling sound, since they are vibrating on the snare head.

A tom-tom is a drum shaped like a cylinder that doesn’t have a snare. It goes all the way back to the Native America and Asian cultures and was not added to the drum kit until sometime in the early 20th century. It is now thought to be an essential component to the drum kit and can consist of up to three units of different size. One of those is mounted on three legs and sits to the left of the bass drum. The other two are usually hanging on either side above the bass drum.

An electric drum is generated by electronic waveforms produced by a generator or sampler as opposed to acoustic vibrations.

Designed to Last – Wooden Garden Furniture and Why You Should Look Closely Before You Buy

Wooden Garden Furniture in today's outdoor furniture market is a worldwide industry with more selection and choice available than ever before. If you love wooden garden furniture and are in the market to buy now there are 3 considerations which will help you make the right choice for a lasting addition to your outdoor environment. Good design, how the wood was processed, and what methods of assembly and hardware are used by the manufacturer will all be important considerations to ensure your satisfaction with your furniture over time.

People usually think of design as a visual preference. It is that- but it is so much more. Great design makes the piece function better and last longer. Design elements will guide you toward the best value as you search for different types of wooden garden furniture. If you are considering teak garden furniture, for example, is the shape cut into the wood or have straight pieces been bent into shape? The cut piece will last longer than the bent piece. Look at the chair back. Some makers will shorten the backs to shave costs resulting in a less comfortable design. The same thing applies to the arm height. Are there noticeably fewer slats in the back? This can affect the entire strength of the piece. Taking notice of these details, be it teak, mahogany, pine, or oak garden furniture will help determine a quality piece.

What are the properties of the materials being used in the construction of the furniture? Do you know if the manufacturer used first quality timber? How was it processed? If it is teak, kiln-dried timber is hands down the preferred method for top quality furniture. It will keep the furniture from warping, keeping joints tight for years to come. If it is pine garden furniture, pressure treating is a must to prevent insect infestations which could compromise the longevity of the piece. Environmental concerns can be addressed by looking for wood that has been responsibly grown and harvested to ensure sustainability. If you are looking for alternative materials, there are many large manufacturers and small cottage artisan shops offering unique lines in reclaimed teak garden furniture and recycled materials. Bamboo Garden Furniture is fast becoming a natural choice for those looking for eco-friendly materials. Rustic Garden Furniture, made from twigs, willow, and other natural materials is also a great green choice and perfect for the bohemian spirit. All of these materials are providing some of the most innovative and chic designs in outdoor furniture today.

After you have decided on the material of choice, take a look at how it is put together. Partially assembled pieces are not unusual, especially if it is to be shipped from the factory to the destination, but pieces which need to be completely assembled leave room for ill-fitting and loose joints as well as compromised strength. Always look for marine grade stainless steel bolts, screws, and hinges. This is the industry standard for the best hardware assembly. High quality brass fittings may be acceptable as well but do ask and check the quality. Poor quality hardware will rust and corrode with time. A well made piece of wooden outdoor furniture deserves hardware that will last too. Taking note of the above considerations will go a long way toward helping you make informed decisions as you search for the perfect garden furniture.

Fence Supplies – Mark Your Territory

Fence supplies in Portland, Oregon are available at almost any supplier. This makes it very easy for the residents of Portland Oregon to purchase and install them in the backyard or the gardens.

Fences always add a great deal to the ambience and the decor of the garden and the house. It also takes the added responsibility of protecting your home from intruders and offers privacy to the homeowner.

Why should you opt for Fences?

If you own a house with a backyard, it might be mandatory for you to have wings installed. You might also want to consider the types of fence that you install based on the area in which you live.

The gaps in Portland Oregon are specifically designed for this area to avoid thieves from breaking into the house through the backyard. At the same time, these changes enhance the look and feel of the backyard.

The use of Electric wings

Electric fences in Portland Oregon are extremely rare. Electric wings are more common with people who own acres of land. Electric wings can be placed into three categories. They are mentioned below –

1) Moderate – These type of electric knives are usually used by farmers to protect their cattle from straying outside the grazing area and to keep the predators out.

2) Painful – Electric fines associated with this category is usually found installed in company backyards to prevent potential thieves from breaking in and causing losses for the industry.

3) Lethal – Commonly found in militarized areas and high security prisons, these gaps have the potential to electrocute a human to death.

Moderate variations are the types that are usually provided by the companies in Portland Oregon. It is always advisable for the homeowner to have wings installed in their backyard.

Paint Supplies For Painting A Room

Finally ditching the barren white walls for a pop of color? Before you start splattering paint on the walls, you’ll need the proper paint supplies. It’s also good if you know a thing or two about what types of paint to purchase and how to properly apply said paint to the walls of your room without creating a mess.

The most important paint supplies are the paint brushes and rollers. Without quality tools, or even the right items, your paint job will quickly become a tiring hassle. Using the wrong brushes could take you twice as long and make the room look poorly painted. For painting large areas you’ll definitely want to add a paint roller to your paint supplies checklist. Just using brushes would take hours. Don’t forget the paint tray and roller handle to go along with it. Buy a full width roller for walls and ceilings. Smaller swaths are good for tight spaces and doors.

When it comes to paint brushes, a quality brush has a high percentage of bristles to hold larger amounts of paint. There are numerous types, so always make sure you’re using the correct one. A china brush should only be used with oil-based paints. Synthetic brushes, which include nylon and polyester blends, should be used with latex paints, while natural brushes made from animal hair can used with oil-based paints too. Bristled paint brushes will leave a slightly grainy texture. While foam brushes will provide a smooth texture, they are better suited for painting small areas. They are also considered disposable and can tear easily.

A nifty tool to have is a painter’s 5-in-1 tool. This is a must-have for cleaning rollers. The circular blade will scrape off extra paint -you can have up to half a cup still remaining on the roller! Spend the money now, save money later with this device. A stepladder and a dropcloth are a given. Don’t get stingy and just lay newspaper down. Paint WILL seep through. Tarps can be easily purchased at any builders hardware store. Blue painters’ tape will separate colors and keep paint off unwanted space.

Before painting, thoroughly prep the room. Remove all items that you can and cover the rest. Remove any and all hardware like electrical outlets, hinges, doorknobs, etc. It’s also important to clean the room of any dust so it does not blow onto the wet paint and cause bumps. All surfaces to be painted should be nice and clean.

With paint supplies in hand and a clean, prepped room, you can begin adding color and life to your walls.

Online Forex – A Good Way to Make Quick Money

You have probably heard about online forex trading and how people make millions each day on it. Well if you don’t know what forex is then you should find out because online forex is online currency trading. People around the world trade billions of dollars worth of currency without even moving a muscle. This is all thanks to the internet.

Online currency traders range from those who work for businesses to those who trade currencies from home. You are no longer limited to just trading forex from a specific location. You can open up an account with a brokerage online some providing you a leverage of 1:1000. Once you log in you can even trade online forex while you are on an airplane.

However online forex trading might seem easy but there is research involved. Traders don’t trade all currencies but rather they only focus on a fixed combination of currencies. Since its easy to track and forecast the performance of a specific set or sets of currencies. Online traders usually start their trading day with a fixed amount of seed money and trade all day until its time to close. Which means that they sell everything before the day is over. This is also termed as day trading.

Online forex traders are a special breed of people whose focus is constantly on their computer screens. A slight change in points can mean the difference between making a few thousand dollars to losing a few thousand dollars the latter of which is very unpleasant.

Each day cannot be successful, however with preparation and practice forex traders learn how to make a profit a majority of times. Many times the losses might be more than what they can bear so they also set a stop limit.

Mind-Body-Soul – Healing Yourself Using Your Mind and Will

How would you like to heal yourself, better yet, how would you like to never be unwell again? Did you know there are techniques and philosophies behind those techniques to make this happen? What if I told you that there is a lot of scientific research to back it all up? Well, if this interests you, I'm sure like to recommend a very good book to you, one that's been on my book shelf for well over two decades and for good reason. The book is:

"Healing from Within" by Dennis T. Jaffe, Ph. D., Published by Alfred A Knoph, New York, 1980.

This book is full of "psychological techniques you can use in partnership with your physician to achieve better health and prevent illness." In Part One the author discusses the healing partnership and disease adaptation, along with the personal message that an illness is giving to you, warning you that your body is out of balance and it is time to realign things, remove stress and resolve these problems. You can either work on self protection or self-destruction, this choice is yours and the author tells you why.

In Part II Jaffe discusses the physical cost of loss and change, as well as the coping and control that must be administrated, along with ditching all those repressed emotions, and why they must be overcome. In Part III you will learn all about internal self-control, and how to actually go about freeing yourself from the past and the biofeedback techniques you are going to need to keep it all going in your new balanced life. Please read this book to fix yourself and stay fixed and balance.

Vodafone Contract Phones – Makes Their Presence Felt

Mobile phones which stand out are those which are simple yet fully updated with good connectivity services. Keeping in mind the requirements and the budgets of the customers, handsets after handsets are being manufactured. UK citizens use the Vodafone contract phones which give them an opportunity to use a mobile along with a safe network operator with a lot of other benefits.

The pros of a mobile phone is that it helps to keep in touch with family, friends and even people from work or say anyone around the world. But its not enough to have a good handset. In order to receive good telecommunication services one has to have a good service provider. Thus, service providers like Three, Orange, Vodafone, Virgin come in help.

Top leading mobile phone manufacturers like Samsung, LG, Nokia, Blackberry, Motorola and Sony Ericsson and so on, their main objective is to provide customers with comfort. And to fulfill this objective they manufacture amazing handsets with the latest features and applications. All these things make mobile phones more desirable.

A good way to manage one's phone expenses is by opting for offers like sim fee deals, pay as you go deals and monthly payment deals. Vodafone Contract Phones give users the comfort to make mobile payments without any tension.

The best part is the gifts which are offered to the users like free mobile insurance, free mobile accessories, free talk time, gizmos like iPods, digital cameras, laptops and such.

The user and the seller make the actual sale by signing the contract. This contract lasts for a certain period and it may be for a term of 6, 12 or 24 months.

Document Shredding – 10 Things to Consider When Choosing Shredding Service

There are over a dozen important benefits to look for when contracting a document shredding service. Hopefully this list will help you to make sure all of your requirements are met and that you get the best deal. A good shredding company does not need to have to meet all of these criteria, but this should give you a good idea of ​​what a competitive service offers.

  1. Frequency – How often will the shredding company perform shred services? Some companies need services a few times per week while others may only need services every few months. Most companies are somewhere in-between requiring weekly or monthly pickup, with the option for call in service.
  2. Is Call In Service Available? If you need to schedule an immediate extra shred job due to an unusually large volume of paper in a specific time-frame, does the company offer call in service outside of the regular schedule? If so, what time frame will the guarantee?
  3. Storage Containers – Does the company provide free storage containers? Do these containers lock? Do they look good? If they are going to be used inside the office, are they furniture quality? Does the shredding company provide enough containers? Will they help you strategically place the containers on-site for ease of use? Also, will they provide you with additional consoles if needed and will there be any extra charges?
  4. Is The Company NAID Certified? NAID is the National Association of Information Destruction. They require each company to meet strict security standards before they are get certification. NAID is the top association in the shredding industry and they have a lot of resources to help both their member companies and the businesses that they serve. Ask if the company is NAID certified.
  5. Certificate of Destruction Does a representative provide you with a Certificate of Destruction upon completion of shredding services? A Certificate of Destruction is a legal document issued after a paper has been shredded by a shredding company that provides evidence that every document has been totally destroyed. It should be signed by the company rep., Document the date and method of destruction, date of destruction and include a reference number. This an important legal record for proof of compliance with state and federal laws and should be kept on file. Keep in mind It does not completely absolve the company of all responsibility though. Some companies provide certificates every time while others may provide certificates with monthly invoices.
  6. Live Observation – Can the shredding process can be witnessed in real time by your company representative. Many modern shredding trucks have viewing monitors so that you can watch a little screen and see your media being shredded.
  7. Contracts – Are There Long-Term Service Contracts To Sign? The good news is many shredding companies do not use these hard-binding contracts (Like our good friends in the cell phone business). Make sure you are comfortable with the terms of service and if they want you to sign a long term contract, you should know there are many very reputable shredding companies that do not require any contracts.
  8. Do You Have To Pay Up Front To Start The Service? Shredding is competitive and many top companies will not require you to pay any start-up fees or initial costs of any kind to get your service started.
  9. Will They Destroy Other Media? Is the shredding service capable of destroying all your confidential office waste? Many offices generate all sorts of confidential data in forms other than plain paper. Hospitals may generate X-rays, some companies may generate CD's. While this is short work for any shredding truck there are some materials that may require special equipment. For example, do they offer hard drive destruction? This may not be necessary, but can be a useful service if your organization uses many computers.
  10. Are the shredding personnel bonded and insured? You want to have some sort of insurance in place, especially if you are a large company.

You may want to refer to this checklist when you are talking to a shredding company representative.

The Benefits to Rent Carpet Cleaner

Carpets which are soiled, whether from normal traffic or special problems such as stains or odors, usually need to be shampooed. You can hire a company to shampoo it or buy or rent carpet cleaner to shampoo it yourself. Each of these options has both advantages and disadvantages.

A professional carpet cleaning company is expensive, although you can look for one running specials. Most will move the light furniture to clean under it and they will usually pre-treat stains. There are stains that re-appear after the carpet has dried and some companies will not come back out unless you pay for another cleaning.

There are a lot of selections of carpet shampooers for sale at various prices. Most inexpensive models will be good enough for the normal traffic type of cleaning, but are not equipped for tough stains or odors. The expensive ones will eventually pay for themselves, depending on how often you shampoo.

You can easily find carpet cleaners for rent at most major grocery stores, Home Depot and rental outlets. They are light and easy handling for the small people, yet have power enough to do a good job of cleaning. You can take the time to pre-treat any areas that need it, even shampooing an area twice if needed. They are easy to use and economical to rent.

Carpet cleaners come in different sizes and with a difference in the amount of power as well as attachments, so before you rent carpet cleaner, you should check on these. The size of the water tank and the power of the vacuum are important for its capacity to clean. Make sure the brushes and return tank is clean and that you understand how to operate it before you rent it. The machine must be clean when you return it to avoid any penalties.

How to Remove Skin Tags – At Home

Do you want to know how to remove skin tags?

Skin tags are little growths of skin that are usually shaped like a piece of cauliflower and can appear in the most inconvenient parts of your body – faces, necks, under arms. And, for the ladies, these maddening little stalks of skin often appear under your breasts and around the pubic area.

Friction with clothes can cause massive irritation – and bleeding and infection if located where clothes touch your body. Skin tags can erupt in more than one place on your body, and sometimes, in great numbers. They often happen in clusters, and are always rather ugly in appearance.

Your friendly dermatologist can remove these little nuisances easily and quickly – mine were surgically removed, with Novocaine to deaden the skin, and one stitch to close the wound. But, this was expensive, and now I've learned that there are very effective home remedies that you can use to safely remove skin tags.

Make Sure What You Have Is A Skin Tag

This is most important – because skin tags are minor skin growths and things like moles and skin cancers are not. The classic skin tag shape is usually elevated and flat or slightly rounded – similar in appearance to a single stalk of cauliflower.

The size will almost always be less than one-half inch (and often, much smaller). The "head" of this growth is usually attached to your skin by a thin "stalk" called a pendant. The color is most often the same as the surrounding skin, or possibly slightly darker – but not dark.

Moles and various skin cancers usually look much different than a skin tag. If you have any doubt that your growth may be a mole or some type of skin cancer – see your dermatologist! Warts and skin cancers are not to be treated at home!

For those who want to remove their skin tags at home – naturally and easily, I've researched the subject and have come up with a few ways you can get rid of them at home – by your self. Once again – be absolutely certain that you're not dealing with a more serious skin problem before you attempt to remove them.

Dry Them With Baking Soda & Castor Oil

Is not it amazing – yet another use for baking soda! This method will dry your skin tags up, and is especially convenient if you have a patch or cluster in close proximacy. And, both ingredients are cheap and readily available – your local drug store should have both!

Mix the castor oil and baking soda to form a paste – on the thick side so it will not slide off your body. Try to keep this paste on the tags for several hours a day – maybe use a rag or cloth to hold it in place? You should see them dry up in less that two weeks.

Tie Them Off With Dental Floss

This method is a little more invasive than the baking soda / castor oil – and a lot faster, too. You'll need some dental floss or other strong thread, some hydrogen peroxide or other strong anti-bacterial product, and a pair of sharp cuticle scissors. Make sure everything is clean, and sterilized in alcohol, first. Tie the thread or floss tightly around the base of the skin tag, cutting off circulation, and numbing in the process. Then, using the cuticle scissors, cut the tag off as close to the base as possible. Wash immediately and apply anti-bacterial solution – then put a band-aid on and you're finished!

Good old Duct Tape

This method may not work for everyone, but for those for whom it works – they love it! Cut a piece of duct tape small enough to cover the skin tag – and not much else. Apply the tape to the growth and keep it on as long as possible. Replace often. After a couple of weeks, you should see the tag drying up and coming off!

These are just a few of the many home remedies designed to show you how to remove skin tags.

Cat 5 Cable – A Primer

Usually known as Cat 5, the Category 5 cable is basically a set of 4 twisted pair copper wires which are insulated by an outer jacket. These 24-gauge copper wires terminate in an RJ-45 jack. By and large these cables are unshielded but shielded are available too. It is designed for high signal integrity and mostly used for cabling the computer networks like Ethernet. That is why it is also sometimes referred to as the Ethernet cable. It can also be used for some other signals like ATM, Token ring and basic voice services. Today for all kinds of telephone and network wiring, Cat 5 cable is the most preferred industry standard defined by EIA / TIA – Electronic Industries Association and Telecommunications Industry Association.

The outer cover of Cat 5 cable comes in different colors. The most common being blue. There is also a standard color scheme for the plastic that protects the twisted pairs inside. Orange, blue, green and brown wires are twisted except at the termination point where the connections are made. This twisting basically preserves a high signal-to-noise-ratio by reducing any kind of interference and crosstalk. It can handle frequencies of up to 100 MHz. You can buy this cable of any length that you desire. Standard lengths with an attached RJ-45 jack are also available.

The wire pairs have two main variants. They either have a stranded or a solid core. Stranded cables are suitable for short distances. For example for patch cables needed to connect computer network card to the network jack terminus a stranded core is used. Solid cables can work with longer distances. For runs from the wall termination back to the network patch panel, solid core is used.

One variant of Cat 5 cable is Plenum Cat 5 that has a special outer cover that does not produce any toxic fumes if it burns. These are mainly used to meet fire codes of buildings.

The earlier Cat 3 cable supported data speeds of only 10 megabits per second. While Cat 5 cable can carry data speeds of up to 100 mbps. The enhanced version of Cat 5, is the Cat 5e specification that supports data speeds of 1000 mbps (Gigabit Ethernet). Its performance performance is only recommended for shorter distances that run for a maximum of 100 meters. So it may not be suitable for longer distances for Ethernet networks. Cat 5e is backward compatible with the standard Cat 5 cable.

A more recent cable technology is the Cat 6 cable that has more stringent specifications for system noise and crosstalk. It is expected to support 10 gigabit Ethernet standards, with some limits on the length.

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Mortgage Loan With Bad Credit: Faster Approval, Better Terms Online

Hunting for a new home is not so simple for bad credit borrowers. Most mortgage providers do not feel so confident to approve large sums to such individuals, so the chances of getting the green light are very small. But that is not to say that mortgage loans with bad credit are not available.

The hyper-conservative policies of many traditional lenders, like banks, means that consumers are looking for a better alternative, and there has been a huge growth in the number of online mortgage financing packages available. Designed with bad credit borrowers in mind, securing loan approval has become somewhat more straightforward too.

In fact, for the most part, applicants can feel more confident of getting the mortgage loan that they need without having it cost the earth. But what are the issues that need to be addressed before approval can be secured?

Calculate What Mortgage is Affordable

A big mistake that many applicants make is in applying for a mortgage loan with bad credit for a sum that is not actually affordable. Everyone would like to buy the big home, but if your income is simply not big enough, then the application is certain to be forwarded.

Taking the time to sit down and calculate what is affordable is essential. This leads to the monthly outgoings and comparing that with the income being earned each month. What is left over in excess is a guide to the size of mortgage that is realistically within reach. Then securing loan approval becomes easier.

Still, the debt-to-income ratio must be applied too before a completely accurate calculation can be confirmed. The maximum size of the mortgage loan to apply for will depend on the monthly repayments not exceeding the 40% limit in income share for loan repayments. If the rate is exceeded, then the application will be redirected.

Consider a Larger Down Payment

Paying a larger down payment can make a huge difference to the chance of getting a mortgage loan with bad credit. With the down payment made, the size of the mortgage becomes less, so the mortgage itself becomes more affordable. This obviously helps greatly in getting the green light then.

The normal size of a down payment is about 5%, and on a home worth $ 200,000, that means a mortgage of $ 190,000 is needed to complete the purchase. But if this figure was increased, sometimes to 10%, it means a mortgage of $ 180,000 is needed, and 20% would lower it to $ 160,000. By knocking more off, securing loan approval becomes easier.

The commitment required to save the kind of cash sums involved, leaves mortgage providers all the more impressed. And, with the financial discipline implied, they are sure to feel comfortable approving the mortgage loan.

Finding a Lender

Finding the right lender is an important part of getting a mortgage loan with bad credit that is cost-effective. This is where online lenders are superior to the traditional mortgage providers, with their policies seeing lower interest rates charged, and more flexible reimbursement structures provided. It is also easier to reschedule with them if the need arises.

Online lenders are ideal for bad credit borrowers, since their packages are tailor to meet their needs. So, since traditional mortgage providers will place a variety of conditions on any agreement, securing loan approval is more likely with the online option.

Still, take some time to examine any mortgage loan in great detail before signing up to it. Be sure to read the small print, and check what penalies scheme may exist.

Interior Design: Good Decor – Good Life

Psychology of Color

Even though color is taken for granted in design, selecting the right color should be thought out. Fast food restaurants use colors like yellow and red to get more customers coming and going which is great for business. This is one main example how color is proven to affect us. Colors are also attached to our memories and inner feelings. If you had a blue bedroom as a child and had a lot of positive memories, you will consistently connect with the color blue in a positive way. Certain colors can also make you feel either angry, nervous and sad.

Reflection of Self

Home decor is appreciated when a home feels like a home, not just looks like a home. So how to avoid creating the boring home staging sort of look? Make every decision based on your personality and personal taste. Choose furniture you love 100 percent along with accessories and art work. Bringing items from past memories is always a great way to reflect the past and keep you going. Having furniture and accessories that reflect you will also boost your confidence and self esteem.

Functional Spaces Create A Nice Flow

Have you ever bought oversized furniture that crammed up a room? A dining table that is so close to the sofa will be uncomfortable. Once we are uncomfortable, we get frustrated and ever avoid the area to end the whole dilemma. Functional spaces with the right spacing and planning allows a room to "flow" nicely which makes a room feel calm.

Sense of Belong

When a room is planned and truly reflects you, there is a sense of belonging. You feel comfortable, safe and assured. Adding photos of family and friends is a great example of how art can make us belong. A room that is personalized indicates that the room is your space, your world.

Importance of Scale

Have you ever noticed that houses with a typical 9 foot footing tend to feel more cozy than 12 foot ceilings? Some people like having a lot of space and some do not. Bigger spaces can be a person feel more free or luxurious, but can make another person feel out of place.

Art

All forms of art, whether its music, sculpture or painting, affects our emotions. Listening to a classical song vs metal will create different emotions. Classical music can make us feel hopeful or decisive where metal music can make us feel revengeful or daring. Art communicates a statement and it can be either positive or negative.

Home decor is one simple way to plant that seed of happiness in our lives. The right decor can have a huge impact on your life.