Foreclosure Floodgates Opening Up Again Can Mean Big Business for Smaller Companies

Just recently, Superior Court Judge Mary Jacobson issued orders stating that Bank of America, Citibank, JPMorgan Chase, OneWest, and Wells Fargo had demonstrated the 'reliability of their processes' and that they were granted permission to resume prosecution of uncontested foreclosures in New Jersey. It's not unreasonable to predict other states will follow suit. This means the foreclosure floodgates will be fully open, and the industry will see even more foreclosures hit the market. Smaller foreclosure cleanup vendors, those properly credentialed, will be in great demand as banks move in on their stagnant files.

A foreclosure cleanup business handles everything from cleaning and debris removal, to lawn maintenance, pressure washing, gutter cleaning, interior and exterior cleaning, painting, winterization and de-winterization, roof repairs, general handyman duties, window and door boarding and replacement, locksmith services, vacancy, occupation and various other inspections, and more.

Foreclosure cleaning businesses are solid enterprises to start in today's turbulent real estate world. These types of REO services are in huge demand in a market packed with defaults and ultimate foreclosures. The robo-signing fiasco held up a great number of foreclosures starting back in 2010.

Because several of the larger lenders through the United States were buried under litigation paperwork, they just could not trudge ahead with courthouse step foreclosures on buyers in default.

But even then, the foreclosure cleaning industry still thrived because the REOs financial institutions did have on their books had to inspected, secured and maintained. And the smaller foreclosure cleanup company was the maintenance and inspection arm, either directly as contractors, or indirectly through their larger property preservation partners.

Larger property preservation companies often work for HUD's marketing and management ("M & M") derivatives. The M & Ms provide inspection, securitization and maintenance work orders to the larger property preservation companies, who, in turn, outsource these work orders to smaller, licensed and insured foreclosure cleanup businesses.

According to Cassandra Black, the author of How to Start a Foreclosure Cleanup Business, "I've seen more property preservation job listings than I've ever seen before. , which means that they need managing default files and coordinating vendors. "

With the legal arm being lifted from the large banks, we can expect to see a plethora of new foreclosures hitting the market over the coming months. The smaller foreclosure cleanup company that's properly licensed and insured, organized, and poised to act can have a thriving mortgage field services enterprise for years to come if they take advantage of the workload available in today's real estate market.

How to Get Your Golf Club Out of the Hole

I would like to share with you a Legendary quote, from my friend, Brian Tracy, in answer to the question, “What Should You Do When Your Club Is Doing Poorly?”

“Sometimes doing exactly the opposite of what you have been doing up until now, can turn out to be the perfect solution. The natural tendency for a person, when they find themselves in a hole, is to dig deeper. In many cases, the solution is to go and dig somewhere else. Remember, the first law of holes is, “When you find yourself in one, stop digging.”

Take a gander at these scenarios of DOOM and THINK about them:

Play is not what they expected so what do most daily fee clubs do? DISCOUNT their rates! (In one famous case, we doubled rates and quadrupled business!)

Memberships are down, so what do most private clubs do? Remove their joining fees. (At one club this year we did just the opposite and added a $1,000 initiation fee, we ending up selling 194 memberships!)

Competition heats up and money gets tight, so what do most resorts do? Spend LESS on marketing!

Housing sales are down, banquet sales are down, outing sales are down, so what do these organizations do? Spend money on training to increase their sales peoples’ skills?

Hell NO, whip ’em till morale improves more likely!

Yet it is a proven FACT, that the fastest way to increase income in any organization is to increase sales skills. Very often the exact opposite of what you or your competitors are currently doing is, in fact, the best strategy to shoot you out of the hole like a V-10 Rocket!

  • If all your competitors discount, then you should add value instead.
  • If all your competitors run ads in the local paper, Golfer Guide or similar, you should use direct mail. (Send only to golf lists.)
  • If all your competitors have crummy low end websites, you should launch a top of the line site. A website with content and features that keeps people coming back automatically each month. If they come back, you have an ongoing chance to sell them. If they have no reason to come back, THEY WON’T!
  • Look for Fusion alliances in your community. What non-competing businesses are servicing the same people YOU want to reach? What can you do with them that would be mutually beneficial? For example: offer a trial, month membership for everyone who buys a Cadillac, Mercedes or Lexus at the local dealership.
  • Come up with a MUCH higher priced option than whatever you have now. If just a few people take advantage of your offer, it can get you out of the hole. For example, if you sell four lifetime memberships at $50,000; that’s a cool: $200,000 you can use for marketing, sales training or that big YELLOW tractor you wanted since you were six! This is one of the simplest and least used strategies of all; you know why? Because people don’t believe it will work… if you package it right is does!

You need to think of out of the box ideas. Doing the same thing the other golf courses in the area are doing will just set you up for failure!

Things to Keep in Mind When Getting Your Bike Light

Cycling lights are a wonderful safety tool for people who find themselves riding after dark. Riding a bike after dark is dangerous, not only is it difficult to see what is ahead of you, but it is also difficult for car drivers to see you. Riding a bike on roadways can be equally dangerous during the day. Drivers always have difficulty spotting cyclists, and flashing lights can help keep you safe.

Bike lights come in a variety of styles. One type are headlight signal devices designed to get a driver's attention. These lights are usually small, and are not meant to light the road. These lights are designed to blink a bright white, getting the attention of a driver.

A second type of lights are tail lights. Tail lights are small signal devices that mount to the post under the cyclist's seat. These are usually red. Higher end models offer both a standard setting, that regularly glows, and a blinking setting, that flashes to draw attention to the bike from passing motorists.

The third style of lights are the headlights. These are best used in environments that are not bright enough by street lamps, or when you need extra illumination for the road ahead of you. These headlights are designed to light your way, unlike the smaller signal lights. These lights mount to either your handlebars or your helmet.

When looking for cycling lights, there are several things to keep in mind. To begin with, you should look into getting all LED lights. LED lights shine brighter and use less battery power than their counterparts. LED lights appear crisp and bright in the darkness, getting the attention of drivers faster than other types of lights.

Each light will claim that it offers a certain amount of lumen. A lumen is a standard unit of light, and a count of lumen shows how much light is emitted by the device per second. This means that the higher the lumen, the brighter the light. Non-signal headlights should be at least 300 lumen to provide enough light to see obstacles in the road.

Rechargeable cycling lights will save you a lot in battery costs. Look for lights that recharge as an entire unit. These are usually the easiest to use, frequently detaching from your bike quickly. The light can be charged in the house at night, and reattached to the bike easily in the morning.

Signal tail lights should be mounted to the post under the seat, pointing directly backwards. Signal headlights should be mounted near the center of the handlebars, facing directly forward. Headlights should be mounted both on the handlebars and your helmet. The handlebar headlight should be pointing at the ground a few feet in front of your bike to illuminate the near road. The headlight on your helmet should be centered above your forehead and pointing straight forward. This will cause the light to shine where your head turns, giving extra light when needed. All lights operate with a small switch. Remember to turn all bike lights on before you start riding, and off when you reach your destination.

Laser Eye Surgery Compllications and What To Do About Them

If you are planning to be free from glasses or contact lenses, then laser eye surgery is the thing for you. However, being zapped with high energy lasers has its price and it is not just about the money. Laser eye surgery complications can affect anyone who decides to undergo this sort of procedure and one should be fully aware and prepared for such risks, otherwise it could lead to some very nasty surprises.

By far, the most universal laser eye surgery complication is constant dry eyes. This is caused by the laser itself that not only burns off the inner corneal tissue, but also severs the corneal nerves that supply the tear glands. This results in a lack of feedback to the brain, which would normally signal the production of tears, and then dry eye syndrome occurs. Eye drops prescribed to you after laser eye surgery should be used to alleviate the symptoms of dry eye, such as pain, itching, burning, a sensation of something in the eye and a feeling of the eye sticking to the eyelid. If you still experience persistent dry eyes after 6 months after surgery, then it is likely to be a permanent side effect. Regular visits to the doctor prior to 6 months after surgery should have preceded such incidents from occurring.

Another one of the most common laser eye surgery complications is debilitating eye conditions. This manifests itself as night glare, haloes, starbursts and ghost vision. Night glare is the enhanced glare effect at night, which often means an increased recovery time to glare. This results in increased glare effects and makes it very difficult to see at night, especially in the presence of light. Haloes also happens around lights and it usually shows itself as halo rings around these lights. Starbursts are similar to haloes except that the lights appear to exude a sparkling or excessive shining effect, in the same way an especially bright star in the sky would appear. Ghost vision essentially results in double vision and creates something of a dazed effect. All of these symptoms are often in combination and can severely affect the patient's vision, especially at night. It may take some time to fully recover, probably about several months, before these symptoms veryly subside.

Under correction or over correction can also occur as a complication of laser surgery. In any case, this is due to the patient's healing rate, since it varies from person to person. Any difficulties in seeing clearly without glasses or contact lenses should be rectified with wearing glasses or contact lenses of a weaker prescription. The patient should also wait for their prescription to stabilize before before further eye surgery to completely correct their eyesight.

These are some of laser eye surgery complications that you can expect to experience after the surgery. With proper planning and knowledge, it should be reasonably possible to address any adverse effects of laser eye surgery and to achieve perfectly clear vision.

Contemporary Furniture Manufacturers – A Growing Trend

Demand is a product of changes in personal tastes and global fashion trends. When it comes to furniture, the same rule applies. There are people who follow tastes that have prevailed for decades opting to stick with the classics rather than move with the time. Many however go for more dynamic, urbane and polished tastes. It is this change in tastes that has stimulated the rapid growth of Contemporary Furniture Manufacturers.

Modern Furniture Manufacturers have dedicated their time and efforts to come up with standardized designs and styles that suit the modern customer. Customers are looking for uniqueness and distinction and are not willing to go with what has always been there. The modern generation wants furniture that is hippy and stylish. They are looking for seats and sofas for instance that will fit in with the general theme of the home. For this reason, manufacturers today have invested a lot in scientific research to create unique and trendy pieces of furniture that their customers want to have.

There is something that really stands out about Contemporary Furniture Manufacturers and puts them a stride ahead of the rest. They have a variety of products meaning that they are able to meet the demand of any customer who makes an order. The online store is well stocked and displayed with useful hints on what is available for sale. This means that they are able to reach a huge amount customers within a short time. They also make use of a wide array of materials infusing a flair for art and innovation that ensures the end products perfectly combine aesthetics and functionality. For those in search of glass furniture you are sure to get a breathtaking piece that will blend in with the rest of the home style. Contemporary furniture allows more freedom in designs and materials. Clients come with varied tastes and regardless of the material used, whether wood, stone or metal, they are looking for elegance that can only be offered by Modern furniture manufacturers.

The preference for contemporary furniture manufacturers is also as a result of the changes in interior and exterior decor. A number of decor experts opine how the popularity of condos has changed and how people furnish their homes. There is no longer luxury in space as most people are going for small and stylish as opposed to large and luxurious homes. There is also an increased trend for outdoor furniture due to the great emphasis on outdoor living and shared compounds. Lounge chairs and bar stools are created to entice and provide ample room for relaxation.

There is no doubt that many people are going for modern furniture more than for the classics. This may be a reflection of the change in demographics but most Contemporary Furniture Manufacturers are rising to the challenge and providing goods that are attuned to these tastes. The new contemporary furniture is also as a result of inspiration of the various cultures. It is a fusion of Western and Eastern European elegance, Asian style, American sturdiness and Mediterranean originality among many others.

Residential Rubber Flooring: Rolls and Mats for Home

Using rubberized mats and rubber rolling roller rolls for the home can be a good idea for areas where soft and grippy surfaces are needed. These mats can also add a layer of safety against falls or bumps-all while providing good insulation, too. They are easy to handle and manipulate to fit any size and shape floor, making them a versatile floor option for any room.

Rubber flooring rolls come in a variety of forms which can be suitable to particular applications. They usually come in tiles that can interlock with each other, or big sheets or rolls that come in long pieces ideal for covering large areas. Installed properly, they may never need additional adhesives to lay them down, making them easy to apply or replace. Rubber flooring can also act as a moisture barrier making them ideal material for basement and garage floors or in areas where water may be an issue.

Rubber mats come in a wide variety of colors, thicknesses and textures and can be used in different areas of the home. They are easiest to install in square shaped rooms as they come in set size tiles which lend itself better to flat angled walls. Most rubber floor tiles have interlocking edges that help keep them locked together once laid down and will often not require adhesives to keep them down the floor.

In general, thick and heavy rubber tiles are best suited for exterior applications as they are more hardwearing and can better resist impact and pressure. Textured rubber tiles are great for garages and driveways where the added grip is desirable. High texture patterns are also great for helping with water runoff and preventing puddles from forming.

Aside from use as a soft padding for areas like kid playrooms, rubber flooring can also work great for kitchen and utility areas in the home. Thanks to rubber flooring's ability to resist staining and spills-as well as the fact that they are easy to maintain-they are fast becoming popular for many residential uses. Rubber flooring rolls that mimic wood planking have also become widly available and are finding more and more uses in the home because they are extremely durable and require very little maintenance.

They offer rubber items in variety of forms like rubber mats, rubber sheets, rubber rolls and many more. All these products are useful for a variety of applications such as gyms, basements, offices, warehouses, trailers, garage and other areas.

3 Mouth-Watering Fried Desserts You Will not Be Able To Resist

While eating healthy and watching your sugar intake are ideal, sometimes we need to reward ourselves with sweet treats without feeling guilty. While you're at it, forget cakes, chocolates, cookies or ice cream for now and try something unique – fried desserts!

Try these easy to follow recipes and your sweet tooth will definitely thank you for it!

Deep Fried Choco-Caramel Bites

What you need:

  • 2 full size chocolate-covered, caramel / nougat-filled candy bars (such as Snickers), chilled
  • 2 cups milk
  • 2 cups all-purpose flour
  • 1 cup corn flour
  • 1 cup vegetable oil
  • 1/8 teaspoon baking soda

In a shallow bowl, combine all-purpose flour, corn flour and baking soda then carefully add milk to create a thin batter. The batter should still be able to stick to the candy bars and not drip off. Heat vegetable oil in a deep skillet to 350F. Dip candy bars in the batter to coat then deep fry for 2 to 3 minutes or until golden brown. Allow to cool for at least 10 minutes before slicing into bit-size pieces.

Fried Cinnamon Fruit Pie

What you need:

  • 1 package frozen prepared pie crusts, thawed and cut into 6 4-inch squares
  • 1 1/2 cups dried apricots
  • 1/2 cup white sugar
  • 1/2 cup vegetable oil
  • 1 tablespoon butter
  • 1 tablespoon confectioner's sugar
  • 1/2 teaspoon ground cinnamon

Place apricot in a saucepan then add just enough water to cover. Bring to a boil then lower heat and simmer until apricots are tender, about 30 minutes. Reserve tables of the liquid and discard the rest. Place apricot and reserved liquid in a blender and pulse until smooth. Add in white sugar, butter and cinnamon and pulse again until all ingredients are well-blended. Place 1 tablespoon of apricot mixture in each pie crust square and fold each in half diagonally. Press edges with a fork to seal. Heat oil over medium-high heat in a large pan and cook triangles until golden brown, 2 to 3 minutes per side. Transfer to serving plate and sprinkle with confectioner's sugar before serving.

Healthy Fried Plantains

What you need:

  • 4 cups oil for frying
  • 2 ripe plantains
  • Brown sugar

Peel plantains, slice in half then slice each half lengthwise into thin pieces. Heat oil over medium-high heat in a deep skillet then fry plantain pieces until browned and tender. Place fried plantains on paper towels and sprinkle with brown sugar before serving.

Satisfy your craving for sweets with these unique and irresistible fried dessert recipes!

Powerful Natural Healing Supplements and Superfoods From the Earth

Let's face it, shady marketers are everywhere trying to prey on your insecurities and rape your wallet. They know that humans love pleasure and hate pain, and also that us Americans will pay top dollar for a quick fix!

I mean the second someone says quick, easy, no effort required, just minutes per day, we unleash our credit cards like they were burning a hole in the seat of our pants.

Regardless of how silly the marketing claims may be, people always seem to believe in the next best thing, buy into the hype, and throw money down the drain.

Did you really think you were going to lose 30 pounds in 30 days or melt your love handles I just 3 minutes per day?

You have a better chance of watching Santa Claus fight the Easter Bunny in a celebrity death on your front lawn than you do losing weight or getting six pack abs with a "miracle formula" or gadget …

With millions of sick people across the USA, health care costs skyrocketing, insurance premiums raging, and new diseases popping up everywhere it is easy to forget all about basic nutrition and opt for drugs.

The surge in doctors fees, hospital costs, and weird disease stats makes it very easy to take the easy way out and opt for the "under the counter and over the counter" drug cocktail for symptomatic relief … especially since "a quick fix cure "is usually just a phone call away.

But there is a better way …

There is a long loss "work-a-round" that can help you remarkably cure and prevent deadly diseases. Plus it can keep you healthy, fit and full of energy year round. Yes, this simple work-a-round can reduce your risk of heart disease and cancer, lower your cholesterol, help you lose belly fat fast, put you in a better mood, improve your skin, increase energy levels, and much more.

As an added bonus, there are no adverse side effects and you can stock up without having to pay an annoying deductible! Even better news, various forms of this work-a-round exist all around you!

When I was diagnosed with Crohn's Disease 10 years ago I was faced with some very difficult decisions. I could either take pills for the rest of my life and feel like crap every day, or make some serious diet and lifestyle changes and fight back.

I decided to fight back.

Instead of taking the dangerous sulfa drugs and steroids I decided to detoxify my body and use the tools that were put here on earth for our use (herbs, plants, vegetables, and fruits) to get healthy again.

Today I'm going to share a few of the natural supplements that I used back to restore my health, which also happens to be the most powerful supplements on the planet. You will not find these in the muscle mags, and most supplement companies refuse to sell them, but I used them back then and I still use these to this day to keep my body healthy and strong!

Note: you do not need to have a stomach problem or be sick to use these supplements. These natural supplements are beneficial to everyone and can help you get healthy and stay that way forever!

Acidophilus – Healthy colon flora should consist of roughly 85% lactobacilli and 15% coliform bacteria. Sadly, the average colon has those numbers flipped around and this can lead to a host of unpleasant symptoms including: GI toxicity, nutrient malabsorption, indigestion, gas, bloating, and more. Lactobacillus acidophilus is a "friendly" bacteria that can help you fight back against the "bad" bacteria by helping to restore the healthy balance of intestinal flora. It also aids digestion, lowers blood cholesterol levels, and can help you absorb more nutrients. Take it on an empty stomach before breakfast and about an hour before each meal.

Alfalfa – As one of the purest and most mineral rich foods on the planet, alfalfa is one of my top superfoods. Because of the fact it is so deep rooted (its roots can grow up to 130 feet deep) it picks up a ton of trace elements like phosphorus, zinc, magnesium, silicon, calcium, iron, and potassium, plus a boatload of other helpful vitamins and minerals, as well as digestive enzymes, and amino acids. Are you kidding me? Add Alfalfa to your rotation asap.

Aloe Vera – I like to take this as a juice because it cleanses the digestive tract and improves digestion. Efficient digestion is important for nutrient absorption, which as you know is very important when training. Aloe vera also helps heal gastro intestinal disorders such as constipation, ulcers, colitis, and various conditions of the colon. Plus it fights infections, holds varicose veins in check, and fights arthritis.

Here's a powerful toxin removal technique you can try using aloe vera juice: combine psyllium husk with aloe vera juice. It cleans out the pockets and folds of the colon and Promotes normal function and balance. Aloe vera juice definitely lives up to the hype, plus some. Note: when drinking aloe vera juice, opt for brands that are 98 or 99 percent pure.

Barley Grass – This amazing supplement is a very good anti-inflammatory, plus it is chock full of all the essential amino acids. It is also high in iron, vitamin C, vitamin B12, calcium, flavonoids, chlorophyll, as well as helpful enzymes and minerals. I used barley grass quite extensively when I was sick with great results as it helps heal colon, stomach, and duodenal disorders. But do not skip out on barley grass just because you do not have a stomach problem! It has a ton of awesome benefits.

Chlorella – Chlorella is an edible alga which is very high in vitamin B12 (it contains all of the B vitamins), but also contains vitamins C & E, rare trace minerals, protein, and amino acids. If you choose not to eat meat, you can try supplementing with chlorella because it is essentially a complete food.

Chlorophyll – Chlorophyll is essentially the green pigment in leaves that absorbs sunlight and converts it into energy. This is what I like to call the "lifeblood" of plants. I like to drink chlorophyll rich juices made from raw foods because of their cleansing effect of the lymph, blood, and intracellular fluid. Chlorophyll will help your body digest food better, absorb nutrients more efficiently, and boost your energy levels.

Coenzyme Q10 – Studies have shown that over 75% of people over the age of 50 are deficient in coenzyme Q10. A deficiency can result in poor blood circulation which can result in heart disease.

Essential Fatty Acids (EFAs) – Contrary to popular myth, the body does need fat. It just needs the right KIND of fat. If you only take one supplement, make it Omega-3 fatty acids. Omega-3 fatty acids are probably the most underrated, yet most powerful fat loss and health boosting supplement in the world. These "miracle" fats can increase metabolic rate, reduce blood pressure, reduce the risk of developing cancer and heart disease, reduce stress, protect from bone loss, improve mood, reduce inflammation and pain in joints, and much more.

It is very important to supplement with EFAs because they are necessary for health and they can not be made by the human body. A few of my favorite EFAs are flaxseeds and flaxseed oil, fish oils, primrose oil, and grape seed oil.

Fiber – Because of the processing and refining of most of our food these days, the average American diet is unfortunately deficient in fiber. Foods such as whole grains, beans, fresh raw veggies, nuts, seeds, fresh fruit, and lentils are very high in fiber and should be eaten on a daily basis.

Due to the host of positive benefits of a high fiber diet (fiber helps prevent obesity, stabilizes blood sugar levels, prevents constipation, helps prevent colon cancer, lowers blood cholesterol levels, etc), I recommend everyone take a fiber supplement because it can be close to impossible to get enough fiber from a normal diet these days.

Be sure to stay within the 20-30 grams daily range as an overdose of fiber can decrease the absorption of important nutrients and give you painful gas, cramps, and bloating.

Note: Fiber can decrease the effectiveness and strength of medications and supplements when taken at the same time. Note: Do not use one of the crappy fiber supplements that contains any ingredient other than 100% psyllium husk. It is pointless to take a "healthy supplement" that is loaded with garbage ingredients like artificial sweeteners and additives.

Garlic – Garlic has been one of the top supplements in the world for over 2000 years. It is a shame more people do not harness the power of it! As a potent immune system booster and natural antibiotic, garlic can also reduce your risk of heart attack, fight cancer, destroy various viruses, as well as have a host of other benefits. It is said that the allicin in garlic (the antibacterial property) has an effect equal to 1% of penicillin! You can use fresh cloves or use my personal favorite, the Kyolic supplement made by Wakunaga.

Kelp – Kelp is a type of seaweed and I like to use it as a salt substitute sometimes, not only because I like the taste, but because it is so rich in vitamins, minerals, and trace elements. I highly recommend using kelp, especially if you have thyroid problems

Kombucha Tea – This miracle tea is believed to have the power to reverse the aging process. I can not personally vouch for this because I've got that young gene thing going on so you may have to ask me in 10 or 20 years lol. I love kombucha tea because it contains a host of health boosting substances, gives me a nice energy boost, and is a natural detoxifier.

Spirulina – If you want to look up superfood, look no further than spirulina. The concentrations of nutrients in spirulina are more than any plant, grain, or herb in the world. I'm talking, vitamin B12, chlorophyll, gamma-linolenic acid, iron, essential amino acids, and more! The high protein content in spirulina can also help stabilize blood sugar levels between meals and I like to use it in my raw juices.

Wheatgrass – Wheatgrass is real fuel from whole food that helps metabolic functions and it is chock full of minerals and enzymes. It contains protein, provitamin A, prostaglandins, trace elements, and chlorophyll. The nutritional value of this powerful supplement is off the charts!

Some experts have even said that one pound of wheatgrass is equal to about 25 pounds of the best vegetables! If there is a "miracle" supplement out there, I would have to say it is this one. I like to put wheatgrass in my raw juices or just hit up my local health food store or Whole Foods Market for a wheat grass shot!

Whey Protein – Ahhh yes I saved the best for last! Good ole whey protein … Maaaa the protein! OK you may not know that joke but for those who do, I hope you got a good LOL out of it.

You'll probably already know that whey protein helps build lean muscle, but I bet you did not know that whey protein can also enhance immune function, protect against free radical damage, and in some studies it has appeared to inhibit the increase of cancer cells! When you train hard in the gym, you need to eat more protein, and if you do not get the amount you need from food, you will not make the progress you want.

Whey protein powder is very cost effective, it is convenient, and it is perfect for pre and post workout supplementation. Of course nothing can replace real food, but a whey protein supplement is very important! My brand's choice is Optimum Nutrition and Program.

Bali – Timeless Holiday Romance With a Modern Twist

Bali, a Hindu island in a mostly Muslim archipelago, a tourist destination that is at once commercial and deeply spiritual might sound like a paradox but Bali tourism is estimated to have bought 5.48 million tourists and earned us $ 7.2 billion in 2009 making tourism the major contributor to the national economy at 42% of the total revenue. The 2,259,000 foreign tourists who came to Bali in 2009 spent an average of US $ 137.90 per person per day over the average 8.75 average-length-of-stay on the island.

To add to this pleasure, Bali has also been voted the most enchanting holiday escape of 2009 and so many popular Bali hotels and villas are renovating and redesigning themselves to follow this trend. But unlike in a hotel where accommodation may be cramped and services not up to the mark, there are Luxury Bali villas that maximize all the drawbacks of the best Bali hotels as the Bali villas provide more in terms of living space, privacy, choice of services , the option to cook your own food, butler and driver services, and what ever you choose to ask for. The service and treatment of vacationers and renters by the well trained and multilingual villa staff is exceptional and is very personalized on preference which not many hotels can provide.

In the Bali type residences, vacationers can enjoy utmost privacy making luxury Bali villas the ideal place to stay for honeymooners and couple on romantic outings. The leading luxury Bali villas provide utmost privacy by providing a secluded setting of each villa, permitting undisturbed outdoor life with outdoor dining areas giving you a first hand experience of living life within the nature of Balinese way with outdoor bathrooms and private plunge pools as well.

In Bali, the Umalas is a good place to find accommodation as there is the Albia Villa resting amidst the peace and serenity of the terraced rice fields, where you can listen and enjoy the sights and the sounds of the tropical fauna and flora which has made its home in the island paradise. But be assured, that in luxury Bali villas like these, unless you book your villa early, you might just loose out on your chance to stay here.

With multiple living / dining areas, visitors in a group of 8 can be accommodated in one luxury Bali villa as there are 4 master bedrooms with en-suite changing rooms, en-suite open-air showers / bathrooms with latest accessories, Individually-controlled hot & cold water facilities, Safety Deposit Boxes, Hair dryers, International power-sockets and all other bathroom amenities that you can ask for making it the ideal choice for whole families as well as honeymooning couple.

The new intimate luxury Bali villas is creating a trend in holiday stay among the vacationers as rates in Bali are many times low compared to the other island holiday spots all over the world while enjoying the best of holiday stay options in Bali. As luxury Bali villas supports the space needs and promotes peace and tranquility on an individualized personal care and attention your stay in Albia villa is an experience that 'is made' to be experienced the Balinese way.

Auto Repair Basics: Opening Your Hood

Too many auto repair articles and videos assume a certain level of knowledge on the part of the reader / viewer. While it's nice to not feel condescending to, the truth is that many car owners know next to nothing about their vehicles. They know how to drive and change the radio station, but that's about all. And frankly, with a good mechanic no more than a phone call away, it is not always necessary to know much more than that. Of course, taking the first hesitant steps into doing your own car work (or even checking your oil) requires expanding your knowledge just a bit. So here's how to pop the hood.

The Lever
More often than not (at least if you drive a car made in the last twenty years), the first step to opening the hood will actually start inside the car. The lever for doing so will be located in a different place on every vehicle, but it's under the dash more often than not. It will usually-but not always-be a much larger lever than those used to pop the trunk and the gas tank, but it works in a similar fashion. Check your owner's manual for your car's location. Just give it a tug and you should hear the hood release pop open.

The Safety Latch
You're not out of the woods quite yet. To prevent the hood from accidentally flying open during vehicle operation, all cars are equipped with a safety latch. You'll need to press this in and lift the hood simultaniously. This is another situation where it's different on every model. Just pull the hood up as far as it will go and then feel around with your fingers until you come across it. If you're having trouble finding it, there should be a diagram in your owner's manual that will show you where to look. Press it in (or pull it out) and you should be able to lift the hood completely and access the engine for auto repair.

Keeping It Open
Hoods work in one of two ways: they either stay up on their own or have to be propped with a rod. If yours stays up on its own, congratulations! You're all done and you can commence to checking the oil, changing the spark plugs, or any other auto repair you had in mind. If you need a prop rod, you should find it located on the right side of your engine compartment. It will be connected to the car on one end and loose (well, held in a small latch) on the other. Pull it up and put it into one of the holes on top of the hood. Set the hood down gently and make sure it is not going anywhere. That's all there is to it!

Arthroscopic ACL Surgery

Arthroscopic ACL surgical treatment is done to repair a partially or completely torn anterior cruciate ligament(ACL). ACL wounds account for about 40% of all sporting injuries and can lead to long-term pain and instability. There are two types of ACL knee surgery commonly performed depending on the severity of the damage, ACL repair surgery or an ACL reconstruction.

In most cases, ACL knee surgery is performed arthroscopically these days. Through Small holes, a special camera and Surgical tools are inserted into the knee in this Arthroscopic surgical process.

It is usually referred to as “keyhole surgery”. The big advantage is that the surgeon can assess the joint and repair any injuries without fully opening the joint. This speeds up recovery due to less trauma to the knee.

What Is An ACL Injury?

Arthroscopic ACL surgery is recommended when there is significant damage to the ACL. The ACL (anterior cruciate ligament) is one of a pair of ligaments in the mid of the knee joint, responsible to provide stability. It is a very strong ligament but if it gets overstressed, the fibres start to tear. With enough force, it can rupture completely.

ACL injuries are generally caused by:

1) Sudden, awkward movements of the knee e.g. winding the knee or overextending it

2) Direct blow: to the outside of the knee when the foot is fixed to the ground e.g. in sportsmen wearing studs

3 grades of ACL injury:

Grade 1: The ligament is overstretched and less than 10% of the fibres are torn. Should heal naturally in a few weeks.

Grade 2: Ligaments are intact when most of the fibres are torn. May heal with a rehab programme or may require arthroscopic ACL surgery.

Grade 3: The ligament is completely ruptured i.e. torn in two. Usually requires arthroscopic knee surgery.

Types of Arthroscopic ACL Surgery

Arthroscopic ACL surgery is performed to resume the stability of the knees.

2 types of Operation to treat ACL injuries and both are done arthroscopically.

1) ACL Repair Surgery:

Arthroscopic ACL repair surgery is performed when the muscle is broken off from the bone (called as an avulsion). The ligament is reattached to the bone and held in place. Repair is sometimes done if the ligament is partially torn. The surgeon sews the ligament back together in order to heal. However, there is a high failure rate so in most cases, it is better to go for a reconstruction than repair.

2) ACL Reconstruction:

If there is more significant damage or ongoing problems with pain and instability, the torn muscle is removed and replaced with an implant, generally taken from your hamstring or patellar tendon.

A reconstruction is much more common than a repair.

Preparing for Surgery

Performing Operation too quickly is coupled with an increased failure rate due to re-rupture of the new transplant. Your Physician will probably want you to wait until:

1) The swelling is reduced

2) You regain full range of movement at the knee

3) You build up the strength of the quadriceps and hamstring muscles

They may refer you to physio before your operation to urge you started a rehab programme. This will also have a positive impact on the recovery process.

What Happens During Surgery?

With both forms of arthroscopic ACL surgery, 2 or 3 small slits are made at the side of the knee. A special camera (known as an arthroscope) is inserted through one hole so that the surgeon can see the level of the damage. Special tools (such as scissors or lasers) are then inserted through the other hole and used to repair or replace any damaged tissue.

What Happens After Surgery?

Arthroscopic ACL surgery is not a fast fix. Both procedures require a few months of rehab to make up the strength and stability of the knee.

Do I Need Surgery?

Many people recover from ACL injuries without any need for arthroscopic ACL surgery, even some people with the completely ruptured ligament. It essentially comes down to 2 things, how severely the stability of the knee has been affected and what activities the affected individual does to become normal.

Arthroscopic ACL surgery is therefore indicated in individuals who:

a) want to return to pivoting sports e.g. football, skiing, tennis, rugby, boxing or hockey

b) suffer problems of instability with their knee giving way during their everyday activities

Alternatives to Surgery

Not everybody whose ligament ruptures goes for an arthroscopic ACL surgery. Exercise rehabilitation for fully or a partially torn ACL appears to make up the strength of the knee ligaments so that they can supply enough stability and support for the knee to compensate for the torn ACL. It additionally helps train the muscles and other ligaments to supply proprioceptive feedback to gain more stability. It normally takes a few months of rehab to completely recover from a torn ACL.

Wearing an ACL knee brace might facilitate support and protection to stop the knee from giving way.

Five Vital Elements to Consider Prior to Becoming a Professional Photographer

Photography is an art that most people have an affinity for. Since the emergence of this art form, people have always been drawn towards it as a means of a hobby. But with the progress of time, photography has become more of a profession and a successful one too. Like any other art form, dexterity in capturing images does not happen overnight. You have to become a patient and improve your skills very much to make a mark in the photographic community.

Everyone dreams of being known as one of the best photographers around, but few have the talent to make it big. If you think you do not have the required skill, you are greatly underestimating yourself. With enough dedication and determination, you can also capture images of professional quality. But before you venture into this world you need to know a few things about photography which are extremely important.

The five basic aspects of photography

Exposure: This is one of the most fundamental elements of photography. How much light you use in your photos is extremely important in ensuring how you pictures will come out. To capture stunning images, you have to ensure that there is a balance, and your photos are subject to underexposure or overexposure.

Color: The mood of your photos greatly depends on color. Slight variation in colors can evoke different emotions from happy, calmness or gloomy. You need to understand when your pictures should be colorful and when not.

Story: Every one of your photos should be able to tell a story about what the picture is all about. Like professionals who see a moment in any ordinary situation, you will also have to click images in any situation that will convey what you are trying to show.

Composition: Sometimes you may want to highlight a certain object in the picture, so you have to click the picture in a way so that when anyone else sees it, they are immediately drawn towards the highlighted object. Suppose, you have clicked a picture of a crowd and you need to focus on a single person, you will need great composition skills.

Combination: For capturing stunning images, you need to combine all the above factors. If you do not coordinate all the aspects of photography, you will never be able to take professional worthy images. The key to capturing professional quality photos is striking a balance.

Mastering photography is difficult but if you give your 100% and have a little bit of patience, you will also be able to capture breathtaking images. It's true that you can gain much by emulating others which is why you should also follow the work of eminent photographers and try to understand their technique. You will learn a lot by studying their pictures and apply their principles to your photography.

Dangers of Cosmetics

Hi there, are you a regular user of cosmetics? Do you know that there are certain dangers associated with the use of cosmetics? Just like there are pros and cons in everything you do, the use of cosmetics can lead to danger in some cases or just hazardous to health, if you are using the wrong type of cosmetics or you are using bad and harmful cosmetics.

First of all, there is a saying do not drink and drive. It is not good when you have drunk alcohol above the legal prescribed limit but decide to drive after that. Similarly, drivers should also know that the use of handphones is not safe for driving. I know you may have also seen Mr Bean wake up in the morning and brush his teeth, change into his work clothes (including putting on his pants and socks) while driving.

While this may seem quite out of this world and may not happen, I think putting on cosmetics while driving may seem to be quite a real thing, since there is some dangers associated with this and I would advise you to refuse from driving and putting on cosmetics at the same time!

Another danger of cosmetics is if you use cosmetics which has already turned bad and has turned bad and can not be used anymore. If your cosmetics smells funny or looks funny, ie the color has faded or instead of one color you now see two colors, it may be an indication that the cosmetics is not to be used anymore. Always remember to close your make-up containers tight when you are not using the make-up.

This will help to preserve the make up and the cosmetics. In addition, do store your cosmetics in a cool dry place. Do not leave your cosmetics in an area which is exposed to sunlight or constant heat. Sunlight and heat can kill the preservatives used in the cosmetics that are added to preserve it and to kill off fight bacteria. That said, if your car is parked under the hot sun for several hours, it is best not to keep your cosmetics in the car while you are not on the road.

Oh another point is never to share your cosmetics and make-up with other people. This is due to personal hygiene reasons and is simple common sense really. Just like you do not share your clothes, towels or personal toiletries with others, please also do not share your cosmetics also. Beware too when you try out samples at a departmental store and always use a new sponge to apply these cosmetics. Please also do not apply the cosmetics directly to your lips, eyes, etc. It is best just to test it out on the skin of your hands.

Important Tips on Roof Maintenance

Roof repairs can take a large chunk of your savings and as a homeowner you should do anything you know to avoid spending on such expenses. Roof maintenance, although often ignored, is what you need to do so as to avoid unnecessary damages. Many companies that do roof repair jobs can actually give you tips and information on maintenance. The companies have professionals who can assist you in doing this noble task and help you save your money in the long run.

Do not ignore small problems: One of the most important factors concerning roof repair issues is how timely you are in doing any small repairs that come up from time to time. Dealing with small problems early prevents them from becoming larger problems later on. You should never ignore any small cracks or leakages because doing so will let them become bigger and cost you a tedious sum of money when you try to work on them later. Sometimes, some of these small jobs that are left undone will end up so bad you will be forced to repair the entire roof. This means the best time to call your roof repair specialist is as soon as you notice a problem, however small it is; a stitch in time saves nine.

Follow maintenance tips: If you want your roof to stay longer and you avoid leakages and other related problems, it is always good for you to learn about roof maintenance tips and follow them religiously. There are companies that have a roof maintenance service that homeowners can sign up for; This allows the professionals to visit your property on a regular basis so as to do inspections on the roofs for any potential damages. Since many of these maintenance plans that have occasional repairs included in the quotation, you will not have to pay any extra cash for such repairs. They also share a few upkeep rules with their clients to help them know how to avoid some structural damage.

Loose shingles: One of the best ways to take care of your roof is to check for lose shingles and having them fixed before they fall; Ensure high quality cement is used to keep them intact.

Trim trees: Check out for trees that have branches grazing near the roof and have them trimmed as soon as possible. Failure to do this in good time can easily lead to the damage of your roof materials. You must also try to clear moss from the roof as well. All the gutters need to be regularly cleaned of dead twigs or any other debris that can block this drain pipe because when they are blocked, water from the gutters can easily get back to the roof and cause it to rot.

Insist on quality: Any time you have even the smallest repair job being done, do not try to make savings by using cheap materials of low quality. This will compromise the quality of the roof and you will be forced to replace them every now and again; plan to get it right the first time.

Making Use Of Bog Mats As Smart Flooring Solutions

When it comes to outdoor events, flooring is always an issue especially when transporting heavy set-up equipment. Thankfully, portable flooring such as bog mats can be rented. These mats can easily transform rough grounds into smooth surfaces that make transport of equipment a whole lot easier and safer. Since outdoor events usually require a lot of heavy equipment and tools used for audio-video programs and stage set-up, it is very important that you establish a heavy-duty floor that will keep them safe and durable all through the event.

Aside bog mats, heavy duty temporary roadway which support light vehicle access is also used in preparing outdoor locations for a concert or any outdoor event or program. These are necessary for organizing traffic especially since a lot of outdoor venues do not have paved paths for vehicles. Setting up these temporary roadways clearly identifies where cars are supposed to go for a smooth flow of traffic.

Another advantage to these flooring solutions is that they are able to protect the natural makeup of the venue, ensuring that everything can look like it used to prior to the event. Plus, they are perfect for instant parking spaces which is perfect as well for those with visitors who bring their cars with them and those whose event locations are very far from the main highway.

So many other types of portable flooring apart from the two aforementioned figure in the preparation of open locations for concerts. Exhibition flooring is commonly used for artists' tents. It comes in unique designs and colors to make spaces visually appealing which is a requirement divas always have. There is a special type that is a particularly popular choice of exhibition flooring used for artists' tents as it provides superior ergonomic qualities with proven anti-fatigue capacities.

Another type of portable flooring that is often used for concerts is offered by the most reliable companies or providers offering such products. This is a highly durable yet lightweight flooring option. It is a reliable decking solution for areas with heavy foot traffic, and where equipment is constantly moved around. Flooring is just one component to prepare for an outdoor concert, but it can make a huge impact on the final outcome of the event. It truly is a good thing that there are companies that can provide a variety of portable flooring options that can boost the success of such events. And using bog mats , which they usually offer, is just a smart option for people planning for outdoor events.