Buying an Investment Property – Understanding Contract Contingencies

Contingencies are special conditions written into the purchase agreement when you make an offer on a property. Contingencies protect you by creating a way for you to pull the plug on a bad deal without losing your deposit. You can also use them to negotiate better terms from the seller. Stipulating too many contingencies in the contract will make you look like a difficult buyer and can weaken your offer. However, there are a few contingencies that you will want to use in most situations.

The most common contingency is the inspection contingency. This is standard in almost any real estate transaction. It gives you a specific, short period of time to bring in a house inspector and determine if there are any major problems with the house. Depending on the results, you may ask the seller to repair the problems, reduce the price, or give you a credit back. If the seller is unwilling to do any of these, you're entitled to withdraw the offer and reclaim your deposit.

Another common contingency is the financing contingency. This means that the offer will be rescinded if you can not get a loan. You usually have up to twenty-one days to get approved for at mortgage and give proof of the commitment to the seller. Within this contingency, you should state the maximum interest rate you are willing to pay for the loan. Otherwise you may be forced to take out a loan with unfavorable terms, and that's the last thing you want to do.

One more contingency that may be included in the contract is a marketable title contingency. This requires the seller to produce a title report or commitment providing that the title is insurable. Even if title problems are uncoovered, the seller can keep the contract in effect by settling the outstanding issues before the deal closes.

It's important to remove major contingencies by the deadlines set out in the contract. Miss a cutoff date and you'll miss the chance to get out of the deal without a penalty. The inspection contingency in particular should be addressed early. The seller will not want to make any repairs that you've asked for until contingencies are removed.

You should try to limit contingencies in the contract to the ones that benefit you, the buyer. However, it's good business practice to offer terms that give the seller something he wants, too. For example, you can tailor the length of escrow to the seller's needs. Some sellers want to close the deal within thirty days because they've already taken possession of their new home. Other sellers want a longer escrow, for tax reasons or to give them time to move. Ask what would suit the seller and be as accommodating as you can.

Rug Buying Tips and Recommendations

Rugs-

Rugs are available in all sizes starting from a small entrance mat to the largest, that can suit an activity room or large family room. They are available in runners, fixed lengths or continuous, round, oval, oblong and even square. Certain ranges may be available in all sizes and shapes while others are limited to 1 or 2 sizes.

The smallest rug size is a 120 x 170cm which is suitable for near the sofa, under a coffee table or a small lounge room.

The most popular size, used for the family area is a 160 x 230cm and this may vary slightly. This size is ideal to suit the setting of the family room with the seating around the rug. You will also find the greatest selection of designs and colors in this size.

For the dining room a suitable size is a 2m x 2.9m rug. The dining suite would seat 6 to 8 people. It allows the chairs to still be on the rug as they are dragged outwards to sit on. Of course it can also be used for the larger family rooms.

A full room size rug would be 240cm x 340cm. This is used for the larger family room, activity room or under an extended dining table. On some occasions a 3m x 4m might be available, but are limited to the more traditional colors and designs.

Runners-

Runners are manufactured at finished lengths or continuous. The finished lengths are generally 67cm-80cm x 300cm. Continuous runners come on a roll of up to 30 meters long and have a width of 67cm up to 80cm. The runners available on the roll can be cut to any length, overlocked or fringed and are available in many designs and colors. They are also available as rubber backed or the woven. Some can also be matched with room size rugs.

Quality-

The quality of the rugs will depend on the type of fiber used on the pile, and the process of construction.

Machine made rugs are made of wool and synthetics or as a combination of the two fibers. There are of course other natural fibers used like cotton, silk and jute, but are not as popular.

Synthetic fibers have come a long way in the recent years. At present most machine made rugs are made of Polypropylene, Acrylic and mixtures of man made fibers. The cheapest qualities are polypropylene rugs known as BCF, meaning continuous fiber, which are really good for a shorter time frame due to the depleting nature of the fiber which tends to flatten easily. Vacuuming and maintenance is also generally harder.

Heat Set Polypropylene Rugs-

Polypropylene rugs in a Heat Set Fiber means that the yarn is twisted and then treated with heat to stay twisted, acting like a shock absorber to prevent flattening. Heat Set fibers are easy to vacuum as they are anti static, meaning fluff and animal hairs do not adhere to them.

There are many qualities of Heat Set Polypropylene rugs in the market and the quality depends on the density of the weave and the thickness of the yarn. Generally, the thicker the yarn the less the quality. The finer the yarn is twisted and set, the more points or shots are required to cover the surface of the rug and there before the rug has more density and is more stable, making it longer lying.

Acrylic Rugs-

Acrylic rugs can also be of high quality. The acrylic yarn does not have the sheen that the polypropylene rugs produce. Acrylic rugs feel and look like wool but do not wear as well and are generally cheaper.

Woolen Rugs-

Woolen rugs are a lot warmer and have quality classification that dictates the quality. The T3 classification is the cheapest woolen machine woven rug. T4 is better and T6 is the highest quality produced. There are also a lot of hand tufted woolen rugs on the market today which are generally thicker than the machine wovens, and are mostly modern type designs. One advantage of woolen rugs is that they will not burn easily.

Hand Tufted Rugs-

Hand tufted rugs from India and China are easily recognizable and reliably inexpensively. Generally they use wool or acrylic fibers in this category, although now that shaggy rugs are back in fashion polypropylene and polyester are being introduced. You will always be able to distinguish the hand tufted by looking at the back of the rug where a plain color cloth covers the glue that keeps the yarn stuck on the base. Majority of these are heat sets but there are some cheaper brands available. If possible ask or feel the fiber and if it feels slightly sticky then it will have anti static problems.

Machine Made Flatweave Rugs-

Flatweave rugs are made with the fiber running horizontally rather than vertically and this has many advantages. Cleaning spills etc.is really easy and they do not have static problems, plus they are very hard wearing as there is no pile to flatten. The only disadvantages is that they are not soft to sit on and lack the plush look.

Shaggy Rugs-

Shaggy rugs are currently in fashion and the advantages of these is that they wear well and are great for sitting on and do not show fluff or dirt. The only disadvantage is that ever they will need to be hung up over something and hit to remove the debris / dirt.

Hand Knotted Rugs-

The back of the hand knotted rug reveals the design that is on the front. They are basic in design and are available in soft earthy tones.

Special requirement areas-

If you are searching for a rug for sound problems (echoing) I would recommend any thick type rug as they will absorb sound extremely well.

For a dining room table or games room a flatweave is a really cheap practical option, but remember they do not look plush.

If u want a mat / rug for near an open fire place, wool is the best option.

Top 5 Most Expensive Rugs of the World

Each day we come across exciting innovations and inventions. Each industry offers new products based on extensive research and one can not remain without appreciating their level of perfection. Carpet industry has matured and helped improve the level of customer satisfaction through the introduction of very graceful functional rugs as well as carpets.

For purchasing a rug, each customer comes with its own set of preferences and choices. Rug lovers truly care about the perfection of every rug in order to decorate their homes perfectly. One may not have an idea of how expensive the rugs can be and gets really amazed to review the prices of handmade rugs available in the market.

To your surprise the following list includes the most expensive rugs of the world with very unique names. One can’t imagine the beauty of these carpets and surely wants to have a feeling of how beautiful these carpets can be. Enjoy the list.

Kirman Vase carpet

This is a mid 17th century Persian rug with the measurements of 11ft x 5ft. This rug became the latest most expensive rug. The carpet broke the record of Pearl Carpet Baroda. This carpet is made in Kimran, city of Iran. This city is renowned for its skilled craftsmanship and amazing artistry. It was sold for £6.2 million to an anonymous person.

Pearl Carpet of Baroda

This carpet is highly appreciated by so many authors because of its beauty and vigor. The Indian Baroda Maharaja commissioned the carpet during the 18th century. Two million pearls of Arabian Gulf are utilized for the embellishment. This carpet costs 5 million dollars and rightly so.

Persian Silk rug

The Persian silk rug is a 500 years old masterpiece. The use of colors and knot density of the Persian Silk rug is worth appreciating. It managed to bring 4.45 million dollars ($700 /square inch) during 2008.Doris Duke, famous collector of Persian and oriental area rugs is known to have owned it.

The Bayeux tapestry

The historical and monetary worth of this carpet is exceptional. This rug is about 70 meters in length and shows the battle of Hastings (1066). Few people are of the view that this historical rug was made in a city of England named Kent. Watching this piece is a great excitement.

Tabriz Medallion Carpet

This piece has been acquired recently for 2.4 million dollars by Sheikh al Thani of Qatar. This rug approximately measures around 24 feet lengthwise and belongs to 16th century. This rug is large as compared to other expensive carpet in this list.

With the passage of time, the rug art is becoming popular and more people are taking great interest in handmade Persian rugs as well as oriental area rugs. Rug lovers must purchase handmade rugs from an authentic rug company so that they can enjoy maximum benefits of quality carpets for a long time period. Online rug stores like Admin rugs offer exclusive sale discounts to customers and free of cost rug pads along with the every item purchase.

Scrapbook Ideas – Five Steps on Putting Your Memories Together to Make Your Perfect Scrapbook

So you are interested in scrapbooking and want to make your very first scrapbook. That is wonderful and I am sure that you will find scrapbooking to be a lot of fun. Although the decision may have been made, I have found that for many first time scrapbookers, it can be difficult to get started.

Walking into a craft store, it can be overwhelming, to say the least. There are hundreds of items to choose from and even choosing the scrapbook itself can be daunting. Purchasing the supplies can be very expensive, especially if you are unsure what you need and many first time scrapbookers get dropped into buying things that they only use once or twice.

To avoid this, there are a few things that every new scrapbooker should do before they head to the scrapbook store.

Step One: Get Organized

Before you make a scrapbook, it is important to really get organized. Go through all of your photos and find out which ones you want in a scrapbook and which ones you do not. Remember that not all of your photos will be in a scrapbook so do not feel the pressure to put them in.

Once you have rolled out the photos you want in a special book, start organizing them into themed pages. Birthdays, vacations, special events or special memories that you want can be the themes that you sort by. Place them in a photo box with dividers identifying the theme or the event so they do not get mixed up.

Step Two: Decide on the Scrapbook

Next, decide on the scrapbook before you get ready to make it. This means that you will need to decide on whether you want to have a large 12 or 12 scrapbook or a smaller one. You can find them in many different sizes, although most scrapbookers prefer the larger 12 by 12 paged books. The smaller books are more cost effective and may be a better way to start out in the world of scrapbooking.

Once you have the size, determine if your scrapbook has a theme. You could do a couple's scrapbook, a baby's scrapbook, family memories, family trips, the dog's scrapbook and so on. There is no wrong theme and if you simply want one big book with everything, do not hesitate to make it.

Step Three: Find a Scrapbooking Group

While you do not need to do this, it does make scrapbooking more enjoyable. In addition, there are many crop meets and stores that offer crop nights so you can gain some experience and help with ease. The main reason why I recommend that you find a scrapbooking group or crop night is because many scrapbookers will share materials and tools with new scrapbookers. This will help cut down on the overall cost until you are sure this is the hobby for you.

Step Four: Purchase the Main Supplies

Go to the store and purchase the bare necessities for your scrapbook. Start with cutters, glue, double sided tape and a few embellishments that you enjoy. While the first few pages may not be as cutting edge as your later ones will be, it helps to start small and then slowly build up your supplies. It is also healthy for your wallet.

Step Five: Make your Scrapbook

Finally, sit down and start making your scrapbook. Use other people's scrapbooks for inspiration or use a scrapbooking kit for the first few pages. When you are making a scrapbook page, cut all your photos and paper and then place it on the main page before gluing. This will help you get the layout that you want without wrecking the paper. In addition, this habit will save you a lot of heartache over the years as you create pages after pages for your scrapbook.

In the end, making a scrapbook is very easy; however, being organized, finding a good group to scrapbook with and finding your inspiration will make it even easier.

Rich Fonts In Your Web Sites

Font selection is perhaps on of the largest deciding factors in the success of any given design. Using CSS we have the ability to modify existing fonts significantly. Unfortunately, we're still limited to a small number of browser safe fonts.

The sIFR typography module uses flash actionscripts and javascript to replace existing fonts with rich typography. It's an incredibly powerful tool. The module is free and available under a general public liscense.

How does it work?

sIFR downloads flash .swf files containing a custom font that is then held in the browser cache. This means you can effectively patch your user's browser with a new font that does not exist in their computer's font library. Crucially sIFR can handle dynamic content since the .swf is a font library, rather than a simple static flash movie.

Degradation / Compatibility

sIFR degrades gracefully into default CSS fonts for those users who have their Javascript of flash disabled. It's also fully accessible to screenreaders and other assistive technologies. Matt May from the W3C has fully endorsed it as an accessible method to create rich typography on the web.

In terms of compatibility, sIFR works on Firfox, IE5 +, Opera 7+, Safari and many other browsers. 90% of machines are said to be compatible. On non-compatible machines the module simply does not take effect.

Limitations

I've found there to be some minor speed issues. It's generally advisable only to use the module on small headlines etc rather than whole paragraphs. Loading speeds are excellent though if used properly, and are invisible to the user.

Overall impression

I love this module. I'll be using it in many of my future websites. This tool can make your websites stand out from the crowd by displaying fresh looking typography. It's important because to remember that small proportion of people who can not run the module, and make sure that the default CSS styles are also up to today's high standards.

I think that sIFR is an excellent stop-gap measure. It's badly needed as designer's grapple with current font limitations. In the long-term however, browsers will have to find a way to support rich typography ranges.

Installing a Solar Panel Aboard Your Boat

Following a recent five-day trip aboard our trawler where we had to frequently start up the genset to provide electricity to the 115 volt AC freezer to maintain temperatures, I began to mull over options. We put in an excess of ninety hours on the vessel generator in only five days; time for another oil change! I put in an inverter soon thereafter and that improved the run time for the generator drastically, but there was still work to be completed. I nonetheless needed to keep the batteries fully charged to operate the inverter. Then it occurred to me, why not explore solar panels for use aboard our yacht. Solar panels have been successfully utilized since the mid 1950s, originally utilized in manned space exploration. They have been dropping in cost since rough 2004 when their popularity really went up. And now with the Green pressure going on, solar panels are as accepted as ever. So I committed to delve into them and find out how to purchase and mount one; I was in for a big surprise. You can come across many retail vendors over the internet that will sell you a solar panel but now could I locate a detailed description of how to determine what to buy and how to install it; much less on board a yacht. So this piece was written as I made my way through the progress; therefore is a really a learn-as-you-go article.

What Exactly is a Solar Panel and How Do They Work?

Solar panels are basically any panel that makes use of the sun's thermal energy to create electricity. A solar panel can be described as a photovoltaic panel, the name used in the business, for panels intended to create electrical energy from the emission of the sun. Despite the group of solar panel being discussed, almost all solar panels are flat. This is because the surface of the panel needs to be at a 90 degree incline from the sun's rays for the best angle to soak up the sun's rays. Solar panels are able to absorb energy from the sun through a collection of solar cells on their surface. Very similar to how a plant is able to take in energy from the sun for photosynthesis, solar cells function in a comparable way. As the sun's rays hit the solar cells on a photovoltaic panel, the energy is transferred to a silicon semiconductor. The power is then changed into (dc) direct current electrical energy and then passed through connecting wires to extremely enter a storage battery.

Kinds of Solar Panels

Types of panels most commonly used in yachting uses either have multicrystalline or amorphous thin-film cells. Multicrystalline panels are the oldest technology obtainable and in addition the strongest. When sized correctly and paired with suitable batteries, these are the panels to make use of for operating large loads such as refrigeration.

Amorphous thin film solar panels are only about 50% as effective as multicrystalline panels, but can be bought in flexible varieties so they can roll or fold, or change to the shape of a boat cabin top or bimini. They do not often have adequate yield for considerable energy replenishment, but can be used to lightly charge a battery bank.

How Much Power Can Solar Cells Make?

Normally, we measure solar panels by wattage and that is how we buy them. You can get solar panels for boats as small as 10 watts to as great as 200 watts or even larger. But it is simpler to understand when we change watts to amperage. We calculate these values ​​by multiplying the number of hours the panel is in full sun (usually defined as 5 a day in Florida) by the panel's wattage. For a 195 watt solar panel the amount produced would be 195 x 5 hrs = 975 watts / day. We can then figure, 975 watts / 12 volts = 81.25 amps per day.

Power Consumption

Before considering which size panel to purchase for your boat, you will need to complete an energy budget to ascertain what sources of power consumption you have aboard while at anchor. I use the at anchor scenario as this is the place you will use the most energy; under power and your trawler can supply its needs without any issues.

Example, if you have 3 inside lights that pull 2 ​​amps each and you keep them on for 4 hours per night, your consumption would be 3 x 2 x 4 = 24 AH / Day. We are not concerned by running lights and electronics as they will not likely be running while at anchor.

DC Loads – calculate how many amps hours are used by each appliance

House Lighting
Anchor lights
Refrigeration
Freezer
Electric Toilet
Fresh Water Pump
Sanitation System
Stereo
Other

Inverter Loads

Inverter loads also make use of DC power but they are powering AC appliances and equipment. If you want to change watts to amps use (12watts / 12 volts = 1amp).

Calculate the amp hours used by each appliance

Computer
Microwave
Refrigeration
Freezer
Heater
Hair Dryer
Television
Other

Add up your overall daily energy use AH / per day

Solar Energy Creation

Different sources of power similar to solar panels can replace the amp / hrs dropped from the batteries. But similar to the power budget that determined your usage you will also need to compute your re-supply of amp hours. Keep in mind the formula – (12 watts / 12 volts = 1 amp). But be mindful, the formula is only a gauge; complete accuracy can only be where the panel production is constant and a solar panel may at times function ineffectually due to cloudy skies. Compare the day by day power use in AH / Day to the solar power creation. Your solar energy production must be larger than the use. If it is not, pick a larger wattage panel and recalculate. Always purchase more solar panel output than you think you will need; some professionals recommend at least 30% in excess.

Case in point – 100 watt solar panel / 12 volts = 8.3 amp x 5 hours = 41.66 AH / Day production

Installing Your Solar Panel

Now that you have got your solar panel, where do you put it on board your yacht? As we mentioned before, installing the panel ninety degrees to the sun is best. You will get the best power production this way. But on yachts, finding a fitting spot is tricky at best. A number of boaters put them on brackets placed on the rails, others position them on top of the bimini, and I have seen them positioned on the trawler dingy stanchions. But when you decide to mount them, bear in mind that to get the most out of them they bought to be in the open, away from any shading from booms, vessel radar arches, or cabin structures. Bear in mind that while at anchor, the boat will turn to the sun twice daily because of the tides. I opted to mount our panel on the top of the boat back deck hardtop in a horizontal position. Here it will get the greatest view of the sun and be clear from the radar arch shade as the boat swings at anchor. The slope toward the sun is not necessarily at ninety degrees but it will have to do. I selected a 195 watt panel so I get almost a 50% reserve ability in my panel to compensate for the small inefficiency of the sun's angle. We got the panel from Sun Electronics in Miami ,unelec.com as they had the best prices I could find anywhere on the web. But bear in mind, panels must be shipped using freight as they are heavily packed to reduce the chance of damage so be sure to calculate those expenses in your acquisition.

What is the best way to attach the panel to your vessel?

There are a variety of manufacturers of solar panel mounting rails and supports but almost all of them are made for roof or ground mounting. West Marine does carry a product for mounting small panels to the rails. A good number of boaters make their own mounts. I found a mount developed by Sunsei known as a Sunsei Glue Mounting Kit that is attached to the vessel and panel using 3M 5200 Marine Adhesive. The mount allows the panel to be installed with about 2 inches of space benefit the panel for aeration. I did not need to drill any holes in the hardtop either. You can locate these mounts at amazon.com.

Wiring Your Panel

Marine electrical wiring is incredibly specialized and hazardous; If you are not comfortable in performing this part of the task, please check with an experienced marine electrician. Your panel will be prewired for attaching to your vessel but you will need to provide the connecting cables that will also be sold by your panel provider; they are known as MC4 cables. The cables will be made in different lengths appropriate for your needs with a male and female connector affixed; you cut one connector off.

In addition, you will also require a controller. The controller regulates the power stream from the panel to your batteries keeping your batteries charged yet stopping over charging. A number of controllers are easy but others have LED displays indicating the amount of charge etc. The more fancy features the more cost it will be. Your panel dealer will be able to suggest a controller that will satisfy your needs. I chose a controller developed by Specialty Concepts. It is straightforward but does the job. And the people at the company are a big help in helping you to select the best model for your panel. When you get in touch with them, they will want to understand which size panel (wattage) you own and what the voltage is. Check them out at specialtyconcepts.com. I also got my controller from the individuals at Sun Electronics in Miami.

The individuals at Special Concepts have also calculated how heat will have an effect on current flow and suggest that their controllers will not be placed in engine rooms as the heat produced will diminish the controller effectiveness by roughly 25%. I put mine in the electrical panel under the lower helm. And finally, you will require the correctly sized cables to go from the controller to your batteries and a fuse to connect the controller to the battery bank. In deciding on the correct fuse, you need to locate the short circuit current for your panel and rate the breaker at 125% of that number. This will give you the amperage of the breaker you will need. Your controller operating manual will have information on these too.

Owning a solar panel to preserve your batteries would seem like a great plan but you'll want to have a way to keep an eye on your batteries. I opted to also install a Trimetric 2025RV Battery Monitor; bogartengineering.com. This smart device is wired into your battery bank to provide a genuine measurement of voltage going in to the bank, amps being used by your yacht, the percent full charge on the bank, and the amp hours used from the last charge.

Panel Functionality

So we have now installed a 195 watt solar panel in addition to an 1800 watt inverter and a battery bank with 443 amp hours. We ran our tests this week on the hook with clear skies. I concluded that our energy consumption is 112.5 amp hours per day. The freezer is the major draw using 60 of the amp hours followed by the refrigerator. Did you know that a standard anchor light pulls 18 amp hours each night? I think I'll check out LED bulbs now.

The battery monitor indicated that our actual draw from the battery bank was merely 65 amp hours which indicates we received the remaining from the sunlight, an entire 42% was from the sun. Now we will turn on the genset for around an hour to bring the battery bank up to complete charge.

The Role of Mortgage Broker

A mortgage broker is a well-trained professional representing those who seek home mortgages and provides them an ideal solution. He is thorough with the entire mortgage processes. Here, he will give the clients the best mortgage solution. A mortgage broker is considered as financial matchmaker between the borrower and the lender. Mortgage brokers are very knowledgeable professionals, as they have contacts with many lenders.

They find the best interest rate for the borrowers to suit their needs by taking quotes from various lenders and picking the right one for their clients. Federal laws, state laws and licensing boards, regulate all most all the mortgage brokers. The mortgage brokers charge a nominal fee for the services he renders to the customers. Even though the borrower spends money on a mortgage broker, he still saves a lot of money due to the advice obtained from the mortgage broker. Mortgage brokers have access to lot of mortgage services and products at wholesale prices and they in turn market these services and products to their customers.

Need for using a commercial mortgage broker:

By engaging a mortgage broker, the customer gets his value for money spent on him. They provide the customers with excellent financing options according to their needs and objectives.

Locating a mortgage lender is not an easy task. By engaging a mortgage broker, this process is simplified as he has contacts with many lenders offering various financial options to the home loan seekers. With the help of a mortgage broker, the customer has all chances of obtaining loan options for an unbelievable amount.

When working along with a mortgage broker, the borrower's loan application has the potential of being submitted to various lenders, this in turn increases the chances of the loan getting financed and also gives the mortgage broker the power to bargain in getting the best deal.

Since each and every kind of property has its own advantages and disadvantages, hiring a mortgage broker who is specialized in that particular loan type, will definitely be an advantage to the borrower. Also it saves a lot of time to the borrower in locating the right kind of the lender offering the best deal.

Advantages of hiring a mortgage broker:

The mortgage brokers have extensive knowledge about the mortgage market. They can find the borrowers the best financial solution from the available options. They have access to more number of lenders and sometimes might even help the borrower to get mortgage from a main bank bank itself. Since, mortgage involves lot of paperwork; it is taken care by the mortgage brokers. They reduce the time spent on searching for options by the borrower. They also can negotiate well with the lender and get the best possible interest rate to the borrower.

Disadvantages of hiring mortgage brokers:

Some kind of unscrupulous brokers might be there who show bias towards the lenders and make the borrower pay higher fees and commissions instead of providing an appropriate product or service to him. Some brokers may be void of training and knowledge about the mortgage industry but may make the customers believe that they are good knowledgeable people. Not all the brokers may have good contacts with the lenders. Some mortgage brokers may also charge heavy fees to their customers.

DotNetNuke Development – The Right Tool For Web Development Today

Websites have become the prime mode of communication between businesses and their targeted audience in the internet age. With the help of the Internet, many companies have been able to increase their profits and have been able to provide better services to their customers. At the same time, businesses and organizations are now able to put across their message to their targeted audience in a far better manner. Websites have indeed revolutionized the manner in which businesses are able to communicate to their intended audience.

Companies need to provide relevant information constantly on the website to stay current in an extremely competitive world. From the perspective of the web designer, a website should be visually appealing, attractive, and current, but from the perspective of the customer, the site should be well organized and the customer should easily find what he or she is looking for. At the same time, customers should be able to pick up the product easily, easily, proceed to the checkout easily and make their payment without facing any hassles.

Amongst the many proprietary and open source technologies available, DotNetNuke (DNN) is one open source technology that has the potential and the ability to build effective and useful websites that meet even the highest expectations of Internet users today. DNN combines the expectations of the customers as well as the web designer to make a site that is an effective sales tool for visitors on the Internet.

The best part about DotNetNuke development is that users do not require any knowledge of programming to develop their websites. Site owners can easily manage the interface and easily update their databases. With DotNetNuke development, it is so very easy to present your products and services on your website in a very efficient manner. The very fact that it has a user friendly CMS makes it even more beneficial for a wide array of applications on the internet. Thus, DotNetNuke has quickly become the package of choice for a variety of websites and applications such as:

• Interactive and dynamic websites and applications
• Online publishing portals
• Corporate websites and ecommerce systems
• Content Management Systems and Customized DNN applications

Thus, DNN is the right solution for web services of the next generation and is a much sought after package. The recently launched package is the professional edition that gives users a host of professional features and technical support. Thus, DNN has quickly emerged as a brilliant professional solution for a broad range of web services and has become the package of choice for B2B, B2C, and C2C solutions. With the rise in the popularity of DNN, a full range of DotNetNuke (DNN) development services has emerged in recent years. Some of the more popular DotNetNuke development services include:

• Business Portal Development
• Module Development
• Consultancy services
• DotNetNuke CMS Development

Thus, going in for DotNetNuke development for your website compared to other technologies is advantageous since it is simple and straightforward to install and host. What you get is a cost effective solution with emphasis on security along with a powerful feature rich application. For these very reasons, DotNetNuke development has become one of the most popular development tools for the Internet today.

Combination of Nanotechnology

Our lives are completely dependent on technology that can not be denied. In the dynamic world of today's time, life without the use of technology is considered to be meaningless. It brings together various different tools that can create, use and exchange different kinds of information easily. This major goal can make tasks easier in the execution and problem solving technologies.

At today's time, nanotechnology is considered as an important and significant role that creates a great impact on the lives of human being. A research has been conducted which shows that nanotechnology is a combination of engineering, science and technology which considers the measurement of 1 to 100 nanometers. It sis found that many molecules and atoms behaves differently at Nano-Scale.

This is considered as the most rapid expanding field. Engineers and scientists achieve great success in the creation of materials at Nano-Scale that make use of various advantages with Engineering Colleges that enhanced properties like light weight, high strength and increased conductivity of electricity and chemical reactivity that can be compared with large-scale equivalents .

There are various ways of technology that are typically impacting the lives of human beings. Some of them are as follows:

  • Various small, fats or powerful computers consumes less power and contains long-lasting batteries. Carbon nanotubes make use of circuits that is important for the maintenance of computer power growth that allows various laws to continue.
  • There are several equipment that is more functional, faster and more accurate for medical diagnostic system. Chip technology enables care testing in real-time which allows the delivery of medical care. Nano materials implant the improvement of resist and wear infection.
  • Pharmaceutical products contain Nano-Particles that improve the particle absorption within the body and enables easy delivery through combination of various medical devices. These devices help in the delivery of chemotherapy drugs to specific cells that also includes cancer cells.
  • Improvement in vehicle fuel efficiency and corrosion resistance with the building of vehicle parts form Nano composite materials carries lightweight weight, are more stronger and are chemically resistant than metal. These Nano filters helps in the removal of airborne particles that comes from the air before its reaching to combustion chamber. It can also help in the improvement of gas mileage.

There are several more technologies that exist for the fixation of atmosphere. The best B.Tech Colleges that are increasing the great need to focus on education and get more and more information to the public. But there are people who do not know about these technologies. It increases the need for dissemination of these kinds of information.

Bladder Control Problem In Women – How To Treat It

If you want some useful and effective information on how to treat bladder control problem in women, you have come to the right place. I am going to tell you in detail how this condition affects a woman's life and how to treat it. So just give me a few minutes and I am going to share with you a bit of revealing information.

What Is Loss Of Bladder Control

If you do not have this health condition you will find it difficult to comprehend what it is to lose bladder control. So even if you do not have this health issue, someone in your family does. And this is why you need to be aware what exactly urinary incontinence is. Urinary incontinence takes place when you lose control over your bladder muscles. And the result is accidental and involuntary urine leakage.

Even though older women have this issue, loss of bladder control is not always associated with or the result of aging. Younger women or women in their middle age have also this problem.

Bladder Problem In Women

Did you know a lot of adult women have had urane leakage at some point in their lives? And for some it is a daily occurrence? Since loss of bladder control in women is not a disease, the available number is not accurate. But the fact remains that it is very stressful and demeaning health condition.

How To Treat Bladder Control Problem

You need to consult your doctor. You have several very good treatment options. Your doctor may prescribe medicine or suggest some simple physical exercises to strengthen pelvic and bladder muscles. He may ask you to make some behavioral changes. This may include going to the toilet at fixed interval even when you do not have the need to visit the toilet. This will prevent accidental leakage of urine. The last medical alternative is surgery. But you should give all alternative treatments a try before you opt for surgical procedure.

There is a very good product derived from pumpkin seed and soy extract. It is a dietary supplement to strengthen your bladder muscles. Their official site has a lot of useful information. The result of this product has been amazing in treating bladder control problem in women

Now This Is The Most Important Part

Naming and Re-Naming a Boat

Naming a boat can be fun and bring out creativity, and what about re-naming a second-hand boat; let's look at what to consider!

It would be wise not to make a hasty decision that could cause regret latter; think of a name you can be proud of, easy to pronounce … something that speaks to you! Why not think of a favorite location, what type of boat you have and the pleasure and adventure it will bring you!

What should you consider; Naming a Boat?

First think of safety!

Make the name easy to pronounce and relay in times of an emergency, your life could potentially depend on this. You do not want a name that can be misinterpreted or hard to pronounce when calling it out on the emergency radio. Complicated spellings can also cause confusion, especially when you are using the phonetic alphabet to call the Coastguard in a crisis.

Think the feminine touch!

Boats are traditionally 'she's' but you do not have to go overboard with this. A lot of boats bear a women's name, maybe something personal to the skipper. Too cute does not generally work either.

Avoiding Cliché's

Some names are very common and you see them repeatedly over different boats. When naming your boat think outside the square and look for something original, something personal and unique to your boat! Some of the sail boats commonly seen have been called 'Cool Running,' 'Keel Over,' 'Ocean Runner' and 'Ocean Spirit,' 'Wind Dancer and' Wind Breaker 'to name a few.

Re-Naming a Boat!

But what about if you have bought a boat and you do not even like saying the name with a vengeance … It is so awful and inappropriate it sticks in your throats when asked?

So how do I go about changing it?

Nautical folklore is heavily wrapped up in superstitions! One of the most famous superstitions is that if you re-name your boat it will anger the Gods of the sea, and will curse the boat with bad luck forever. What if you do not like the name of a boat are you stuck with it?

Mythology says you can rename a boat without being cursed with bad luck as long as you go a special re-naming ceremony!

Superstition says renaming a boat is tantamount to defying the deities. According to myth, every vessel's name is recorded in the Ledger of the Deep, which is Poseidon's (the Greek god of the sea) personal record book. To actually change a boat's name, you must purge its original name from the ledger.

Pour the champagne overboard to appease Neptune while splashing some on the boat hull. An alternate is to smash a bottle of champagne on the boat hull, so Neptune and the boat both get their appropriate portions.

Then, while you're surrounded by family and friends, christen your boat as if it was the first time. This process is fraught with danger and tradition, and getting it right is a serious business. However, you should take the advice below with a huge pinch of (sea) salt!

Here is a basic summary for you to follow;

• Remove all traces of the old name. Obviously, only do this once you have basically changed the registration but do not bring anything on board with the new name until this is done.
• Perform a ritual ceremony! See below.
• Offer a sacrifice – champagne is the norm but a total of rum, wine red or white may suffice, do not forget to have enough for you and your friends.
• Attach the new name as soon as possible

Neptune's purging ceremony

"Oh mighty and great ruler of the seas and oceans, to what all ships and we who venture upon your vast domain are required to pay homage, implore you in your graciousness to expunge for all time from your records and recollection the name (here insert the old name of your vessel) which has ceased to be an entity in your kingdom.

As proof thereof, we submit this ingot bearing her name to be corrected through your powers and forever be purged from the sea. (At this point, the prepared metal tag is dropped from the bow of the boat into the sea.)

In grateful acknowledgment of your munificence and distribution, we offer these libations to your majesty and your court. (Pour at least half of the bottle of Champagne into the sea from East to West.

Neptune's renaming Ceremony

Oh mighty rulers of the winds, through which power our frail vessels traverse the wild and faceless deep, we impart to grant this worthy vessel (Insert your boat's new name) the benefits and pleasures of your bounty, ensuring us of your gentle registration accordingly to our needs.

(Facing north, pour a generous libation of Champagne into a Champagne flute and fling to the North as you intone. Great Boreas, exalted ruler of the North Wind, grant us permission to use your mighty powers in the pursuit of our lawful endeavors, ever sparing us the overwhelming scourge of your frigid breath.

(Facing west, pour the same amount of Champagne and fling to the West while intoning. Great Zephyrus, exalted ruler of the West Wind, grant us permission to use your mighty powers in the pursuit of our lawually endeavors, ever sparing us the overwhelming scourge of your wild breath.

(Facing east, repeat and fling to the East.) Great Eurus, exalted ruler of the East Wind, grant us permission to use your mighty powers in the pursuit of our lawually endeavors, ever sparing us the overwhelming scourge of your mighty breath.

(Facing south, repeat, flinging to the South.) Great Notus, exalted ruler of the South Wind, grant us permission to use your mighty powers in the pursuit of our lawually endeavors, ever sparing us the overwhelming scourge of your scaling breath.

Oh! Neptune, you spirit God of waters great and small, on this vessel, by your grace, allow these sons and daughters all, to pass from port of hailing to their port of call, and on these sailing subjects make your gentle blessings fall.

"You who cause the seas to rage or lie in sweet repose, please list to we mariners here, your servants of the flows. . "

Is this Re-Naming Ceremony Necessary!

It's entirely up to you! Do people actually do it; an absolute yes! Tongue in cheek or for a bit of fun with this ceremony, traditional words and some good champagne! If nothing else it's a good excuse for a party !!

Tummy Tuck Surgery – Types, Cost, Recovery and Risks

Tummy tuck – medically known as abdominoplasty – is the surgical procedure that involves removal of excess sagging skin, eradication of fat deposits and tightening of abdominal muscles. It is a proven surgical procedure that can be customized according to individual needs of patients. There are several types of tummy tuck surgery and each is designed to target the specific issues of patients. Here we will discuss some important factors associated with surgery including its types, recovery, risks and cost.

Types of tummy tuck surgery

There are several types of tummy tuck surgery and plastic surgeon helps the patient choose the best suitable one depending on his or her requirements and goals. These types are discussed below.

Traditional tummy tuck

It is the most commonly performed type of abdominoplasty. It involves longer incision and requires more time for recovery. Two incisions are made for performing this surgery – first incision is a long horizontal incision made hip to hip while the other one is made in the navel area. It addresses the entire abdomen of the patient and also involves the creation of a new belly button. It involves removal of excess sagging skin, fat and tightening of abdominal muscles. Traditional tummy tuck is often performed in combination with liposuction.

Mini tummy tuck

This procedure is also known as partial abdominoplasty and is designed for those patients who want alterations on lower abdomen only. In this procedure, a small incision is made for removal of skin and fat and does not involve creation of new navel. The outcomes of partial abdominoplasty are less dramatic, but they require less time for recovery.

Endoscopic tummy tuck

This kind of abdominoplasty is suitable for those people who have little abdominal fat, weakened muscles and no lose or sagging skin. In this procedure, a tiny camera attached to a small tube that is inserted through extremely small incision is used for monitoring alterations. The procedure causes minimal scarring as it involves extremely small incisions.

Extended tummy tuck

This type of abdominoplasty also involves the removal of love handles besides removal of excess fat and skin on abdomen. A long hip to hip incision is made for making alterations but the scar caused by it will not be visible. Extended tummy tuck addresses larger area as compared to traditional abdominoplasty.

Recovery from tummy tucks surgery

As abdominoplasty is invasive surgical procedure, it involves extensive recovery and proper post-surgical care. Just after abdominoplasty, drainage tubes are placed under the skin and patient needs to empty them at least two or three times a day. After abdominoplasty, patients usually require taking rest for nearly two weeks. In the first few days of recovery period, patients need avoiding strenuous exercise and heavy tasks. However, slow walk speeds up the healing process. During recovery period, you should take care of your diet also. Plastic surgeons recommend patients keeping their heads elevated while sleeping for at least two weeks after surgery. Most of the surgeons also recommend their patients wearing compression garment to avoid swelling and speed up recovery. Topical and oral medications are also prescribed to minimize the pain and discomfort during recovery period.

Risks associated with tummy tuck surgery

Abdominoplasty – when performed by a well-trained and experienced plastic surgeon – does not cause any severe complications. Most of the patients get satisfied with its outcomes but as it is an invasive procedure, certain risks are associated with it. Below given are some common risks.

• Reaction to anesthesia – Mostly general anesthesia is used in abdominoplasty and it is more risky as compared to local anesthesia. It can cause unexpected reaction but a well-trained anesthesiologist can identify the possible problems.

• Blood clotting – Blood clotting is a natural phenomenon but if blood clots insides your vessels, it can affect circulation and cause complications.

• Infection – Patients of abdominoplasty are at risk of developing infections but if procedure is performed with sterilized equipments in hygienic environment, risk of infection is lowered. Wounds may also get infected if you don’t take proper care. Common signs of infection include fever, sweating, chills, puss around incision site and steady drainage.

You can avoid all severe complications associated with abdominoplasty by following your surgeon’s instructions. Some temporary side effects that are very common are also associated with surgery. These side effects include.

• Swelling

• Pain

• bruising

Cost of tummy tuck surgery

When it comes to the cost of abdominoplasty, it is difficult to determine the exact cost of surgery because it varies from patient to patient depending on many factors. Though only your doctor can tell you the exact cost of the procedure, some factors need your consideration while estimating the cost of surgery. They include surgeon’s fee, anesthesiologist’s fee, hospital facility charges and type of the procedure.

Spring Maintenance Checklist

Gutters and downspouts: Pull leaves and debris from gutters and downspouts. Reattach gutters that have pelled away from the house. Run a hose on the roof and check for proper drain. If leaks exist, dry the area and use caulking or epoxy to seal the leak.

Siding: Clean siding with a pressure washer to keep mold from growing. Check all wood surfaces for weathering and paint failure. If wood is showing through, sand the immediate area and apply a primer coat before painting. If paint is peeling, scrape loose paint and sand smooth before painting.

Exterior caulking: Inspect caulking and replace if deteriorating. Scrape out all of the eroding caulk and recaulk needed area.

Window sills, door sills, and thresholds: Fill cracks, caulk edges, repaint or replace if necessary.

Window and door screens: Clean screening and check for holes. If holes are bigger than a quarter, that is plenty of room for bugs to climb in. Patch holes or replace the screen. Save bad screen to patch holes next year. Tighten or repair any loose or damaged frames and repaint. Replace broken, worn, or missing hardware. Wind can ruin screens and frames if they are allowed flap and move so make sure they are securely fastened. Tighten and lubricate door hinges and closers.

Drain waste and vent system: Flush out system.

Hot water heater: Lubricate circulating pump and motor

Evaporative air conditioner: Clean unit, check belt tension and adjust if needed. Replace cracked or worn belt.

Heat pump: Lubricate blower motor.

Foundation: Check foundation walls, floors, concrete, and masonry for cracking, heaving, or deterioration. If a significant number of bricks are losing their mortar, call a professional. If you can slide a nickel into a crack in your concrete floor, slab or foundation call a professional immediately.

Roof: Inspect roof surface flashing, eaves, and soffits. Check flashings around all surface projections and sidewalls.

Deck and porches: Check all decks, patios, porches, stairs, and railings for loose members and deterioration. Open decks and wood wings need to be treated every 4-6 years, depending on how much exposure they get to sun and rain. If the stain does not look like it should or water has turned some of the wood a dark gray, hire a professional to treat your deck and fence.

Landscape: This is a natural for spring home maintenance. Cut back and trim all vegetation and overgrown bushhes from structures. Limbs and leaves can cut into your home's paint and force you to have that side of the house repaired. A little trimming can save a lot of money and time.

Sprinklers: Check lawn sprinkler system for leaky valves, exposed lines, and improperly working sprinkler heads. If there is an area of ​​your yard that collects too much water or does not get enough, run the sprinklers to figure out the problem. If it's not something you can fix yourself, call a professional before your lawn needs the water.

10 Things You Can DIY With Corks

Big wine drinker? Have old cork coasters lying around? Well, save those corks because we have found 10 more ingenious ways to use them all around your house. Who knew something so simple can be so versatile!

1. Cork Magnets

Gather some magnet strips, a knife, glue, and some wine corks. Cut corks in half lengthwise and them apply adhesive on each magnet strip. Press firmly onto the flat side. And that’s all.

2. Drawer Knobs

Gather up some champagne corks, screws, and a screw driver. Remove existing drawer knobs and replace them with your pointed screws. Hold a screw in place with a screwdriver. Next, firmly press a champagne cork against the screw and twist in a clockwise motion. Do the same for all the drawers. Your new drawer knobs are ready.

3. Planters

You’ll need to gather up some potting soil, a puncher, paring knife, magnets and tiny succulents. Cut a hollow shape in the center of each cork. Attach magnets into each cork by pushing hard. Next, fill the hollow hole with soil and then place a tiny succulent inside each one. Add a few drops of water and attach the planters to a metal surface.

4. Jewelry Frame

Looking for ways to arrange your jewelry neatly? All you need is a frame that you like. Paint it. Cut out corks in long circular sizes and fuse into the frame. If you want to personalize it some more, you can wrap the corks in your favorite fabric.

5. Pinboard

All you need are cork tiles, white paint and brush, painter’s tape, and picture hanging strips. Apply the tape to the corks and proceed to make stripes. Next, arrange tiles in a pattern and then start painting. Finally, remove the tape and there you have it.

6. Mouse pad

All you have to do is cut cork to size then bond them together on top of a piece of thick cork paper. It’s better to keep it simple but you can design any shape you wish.

7. Cork Wall

Have you been looking for ways to spice up your kitchen? Is your kitchen backsplash too ordinary? Well no more. All you need is a piece of wood cut out to the exact size of the area you wish to cover up. Next, start gluing half-cut corks onto piece of wood until every inch is covered. You can opt to either try a pattern design or simply fasten them in a row formation. When the wood is completely covered, attach it to the wall and voila!

8. Pencil Holder

You’ll need a power drill, cork trivets, and glue. Stick trivets on top of each other and press firmly. Next, using your drill bit, drill out holes and fill each hole with a writing device.

9. Stool

You will need A LOT of wine and champagne corks. All you have to do is simply gather all your corks and enclose them in a breathable and durable mesh fabric.

10. Cork Stamps

Why not make cute and unique stamps with your corks? All you’ll need is a good knife, a sharpie and a bunch of corks. Next, draw whatever design you want and then simply cut around it and slowly chip away any excess wood. Use ink and fill in your designs and voila!

Signature Boards – Best Personalized Present This Year!

Many ask what a Signature Board is. It is an item you can display for your guests to sign at a special celebration. Certain types of them are specifically designed to become a keepsake for the celebrant to take home. Excellent keepsake signature boards should be personalized, organized and able to frame so the celebrant can read and enjoy the signature board for years to come. Be aware of a board that allows scribbles of names here & there. This may lose the viewer's interest and the reader is only admiring the picture not the entire event that took place that day. They should create a classy way to remember what & who who was celebrated when. This is a great unique gift for anyone.

They are a perfect gift for any occasion. It can be an alternative wedding guest book, housewarming gift, religious celebration keepsake or a group present for a special birthday party. You think of an event and it can be created. Signature Boards should be personalized and allow an image option to make this gift special. Many choose to buy a signature board gift certificate to give to the future celebrant. This allows the celebrants to choose what they want. Sometimes a surprise signature board gift for a special birthday makes a hit of a party. There are companies that offer Signature Boards that are delivered gift wrapped with archival acid free pens so the signing can begin upon receiving the presents!

If you know of a special occasion for someone important in your life, consider giving this kind of gift. Signature Boards makes an ultimate gift for someone who has everything and you, the giver, will always be remembered.