Types of Paint Available For Painting a Room

When it comes time to paint a room in your house, you can quickly overwhelmed by all the different kinds of paint on the shelf.

If you do find yourself confused, you can always ask the person at the home improvement store what kind paint you need, but I find their advice to be a little hit or miss. Some of the people there really are experts and some are faux experts and just say whatever their employee manual says to recommend.

So let me give you a quick little primer about the kinds of paint so you have a good idea of what to get when you head on down to your local paint or home improvement store. (I generally shop at Home Depot for paint).

There are two main categories of paint – oil based and water based. When you’re painting a room in your house, most people opt for water based paint. Now if you’ve been to the store already, you probably purchased latex paint. If so, good work, that’s what you want. Latex is a type of water based paint and it accounts for about 80% of interior paint sold today.

One of the big advantages of using a water based paint (like latex) is that clean-up is much easier. I remember when I was younger my mother used oil based paints frequently and cleanup was a smelly and difficult mess. Cleaning oil paints requires solvents to get the brushes clean while water based paints clean up nicely using running water and a little soap.

Also, latex paint is less likely to fad or yellow and can be painted on damp surfaces. So if you live in an area with high humidity, you’ll definitely want to use latex since oil based paint isn’t going to dry in high humidity.

So with all the advantages that latex has, why would anyone use an oil based paint these days. Well, for one, oil based paints can be applied in colder temperatures. If the thermometer reads less than 50 degrees Fahrenheit, you’re going to have to go the oil based route.

Also, oil based paints can be applied to dirtier or shinier surfaces. It adheres to the surface better but it does take more work to apply it as it doesn’t flow off the brush or roller as well.

Now you’re ready to get started painting, time to pick a color and get a gallon or two.

The Fastest Way To Build Muscle Is As Simple As Lifting Your Own Weight

The common view amongst those who have done any sort of weight training, for a long period of time, is that lifting your own body weight is way too simple to be effective in building muscle. In fact, most think that they have to consistently lift up to three times their body weight before any training regime can be considered effective. However, I will let you in on a not-so-well-known secret – lifting no more than your own weight can actually be the fastest way to build muscle and burn fat at the same time.

This might be hard for some people to believe. I mean, how can benching and squatting only your body weight be more effective than heavy weightlifting when it comes to building muscle and burning fat? Well the fact is that, when it is done correctly, body weight exercises can be more challenging than weightlifting because all of the muscles in your body are being used simultaneously, whereas in weightlifting only certain muscles are used in each exercise, while others remain isolated.

With weight resistant exercises the reps are more demanding. How? Due to the numerous amount of muscles being used at once, you actually end up exerting as much effort as if you were lifting more than your own weight. The workout level is intensified and this is what enables you to build pure muscles and burn off excess fat.

Body weight training also allows you to be more flexible – you can go from one exercise to another quickly, and with ease, add variety to your workouts, change the level of difficulty to target even more muscle fibers and introduce cardio exercises to the program as well. It is this flexible combination that makes body weight training possibly the fastest way to build muscle.

In comparison, the main problem with lifting weights is that it restricts you to certain movements and positions. Variations to the speed at which you perform these movements and increasing the number of reps are about the only flexible options you have.

With the growing number of resistance training exercise programs now being devised, it is fast becoming the best way to build pure muscles, burn excess fat and keep your body lean and strong.

Make SMART Goals For Weight Loss Success!

When you're looking to lose weight – whether five, ten or fifty pounds, the key first ingredient is setting your weight loss goal and developing a realistic plan to get there. It may be worth your time to sit down with a nutritional consultant or a fitness coach to get some assistance with developing your plan of attack.

One method that will likely help you is to set some SMART goals. SMART goals are more than "resolutions" – they contain a firm commitment to achieve your weight loss targets. Here's how a SMART goal works:

'S'pecific – The goal must be a specific goal. Ten pounds by March 1? Fifteen pounds by your birthday?

'M'easurable – The goal has to be measurable. If you make the goal in pounds / kilos, this works.

'A'ttainable – You have to be able to actually hit the goal. Losing 100 pounds might not be for you!

'R'ealistic – Can you actually hit the goal in the time you've allotted yourself?

'T'ime-Bound – You must set a date that you are going to hit the goal by, and stick to it.

Once you have this goal developed, it's time to formulate your plan. Do some research online to find exercises that work with your physique and level of ability. Check out a couple of different health food blogs and recipe sites to find some healthy recipes that contain the foods that you like to eat. Figure out how you're going to Incorporate "stealth calorie burning" into your day: parking further or walking to work, taking the stairs instead of the elevator, going for a walk on your lunch break, etc.

From here, the key to your success is staying motivated. There is no sense trying to follow a diet that will strip you of the foods you love and leave you craving, so try to create a realistic plan for nutrition that includes the healthy recipes you searched. Make sure you reward yourself with a treat on a regular basis – I like to give myself small rewards for accomplishing small goals … 10 consistent days at the gym and treat yourself to a big bowl of ice cream. Whatever you fancy, be sure to give it to yourself in small doses once in a while – remember that you're trying to break unhealthy food habits so if going cold turkey is what you need to do, then just give up your comfort foods entirely . But do not forget to reward yourself in some way!

Finally, when you reach the end of your long road and hit your goal, it's time for celebration. Spend some money on new clothes to show off your new physique, or go on a nice vacation somewhere sunny. If you set an intermediate weight loss goal, take a few days off from the gym and in that time, plan your next goal and figure out where you want to go with your weight loss from here. Remember that you CAN overtrain, so you need to ensure you take at least a week off the gym every few months to recover and allow your body to heal up to prepare for the next goal.

There you have it – a couple of quick and easy weight loss tips that will have you fit as a fiddle and shedding the extra pounds in no time. Losing weight can be easy if you put your mind to it and work hard. Just be disciplined with your diet, eat healthily, supplement daily with acai berry and get some regular exercise and you're all set!

Facts You Should Know About Baby Shower Etiquette

Whether you’re hosting a baby shower for the first time or not, chances are you’ve got some questions regarding the right baby shower etiquette. You want to create a truly special time for the guest of honor without any unintended faux pas. This guide was specially created to help you do exactly that.

The real basics

  • Take the wishes of the mom-to-be into account at every stage. That includes the games, food, invitation list and all other aspects of the baby shower.
  • You can have baby showers either before or after the baby is born. Generally, they’re held 1 or 2 months before due date. But they’re also held after baby arrives because of medical or other reasons.
  • These days, it is perfectly OK for a close relative or even the couple themselves to host a shower. Those “rules” about only non-relatives hosting a baby shower are quite dated now.
  • Before deciding on the kind of baby shower you plan to have — girls-only or coed, theme or no theme and so on — consult mom-to-be and find out what she prefers.
  • Who can be invited? Generally, anyone the mom-to-be feels she should call. She’s the best guide here.
  • Do you always need to send written baby shower invitations? It is usually the better choice. With a written invitation, guests have all details at their fingertips and need not rely on memory. Plus, you can (and usually should) include directions on how to get there.
  • At the same time, it is fine to just inform people on the phone. Do tell them well in advance, though. So they have enough time to buy gifts, arrange for a baby sitter, etc. And leave your contact numbers with them so they can reach you easily if they need any clarifications.
  • Can you hold a surprise shower? Sure. It can be a wonderful feeling for the expectant mother. But do consult someone close to her (mother, sister, etc) to know about her likely preferences in all areas.

The devil is in the details

Here’s additional information on baby shower etiquette that’ll help you host a truly great party.

  • Send out shower invitations at least 3 to 4 weeks in advance. Send them even earlier for out-of-town guests. Request an RSVP by a date 2 weeks before the baby shower.
  • If you’re having a coed shower, you might turn the guys off if you send frilly baby pink invites full of baby talk. Stick to attractive, stylish invitations.
  • If you’re planning a formal baby shower, avoid totally goofy games. At coed parties (or even at all-girl events), be wary of playing shower games that focus on expectant mom’s tummy — she may not be comfortable with them. Check with her about choices of games and ice-breaker activities.
  • Greet all guests at the door as they walk in, provide them with name tags (if there are many guests) and introduce them to others to get conversations going.
  • Lots of women have very different food preferences when they’re pregnant as opposed to at other times. So do check with the guest of honor while finalizing the menu — yes, every single item! She may have some ideas of her own about what baby shower food she prefers. Avoid foods are not recommended during pregnancy.
  • It’s a real hassle for guests to eat a meal balancing their plate on their lap. Good shower etiquette demands that you provide sufficient tables so everyone can enjoy their meals. That way they don’t have to worry about whether they’re about to spill food on the floor!
  • Don’t skimp on quantities of food. Sometimes a lot more may get consumed than you had bargained for! Same holds for baby shower favors, drinks, ice, etc — having a little extra buys you peace of mind.
  • Register for gifts at only one place. Even if there are reasons like another store being closer to some guests. Else mom-to-be may end up with duplicate gifts she may have to return. And guests will be disappointed if they find that someone else has chosen the same gift they have.
  • While giving gift suggestions, include items at a variety of price points, not just high-ticket items. And do suggest that guests can get together to purchase higher priced items.
  • If there are older siblings, make sure they receive a gift each. They may already be feeling somewhat left out with a new baby on the way, so this is a great idea.
  • Irrespective of whether it’s a coed baby shower or not, buy a gift specially for dad. He should feel that he was remembered too.
  • Record who gave each gift. Essential information when the time comes to send thank you cards! Sending thank you cards is essential baby shower etiquette.
  • Hand gifts to mom-to-be for her to open and take it from her once she’s done with it. This will save her the hassle of continually getting up and moving about to pick up gifts.
  • Sometimes, some guests may need to leave early. They’ll appreciate it if mom-to-be will open presents while everyone is eating.
  • Start the baby shower on time and keep it fairly short. Don’t get bogged down in any one segment like games. Be sensitive to mom-to-be’s energy level and any signs of fatigue she may show. End the party if she’s beginning to feel run down. Walk guests to the door as they leave and be sure to thank them for coming.
  • Don’t expect perfection. No party ever is perfect. There’s always the unforeseen — power goes off just as gifts are being opened, you forgot to dust one corner of the room, the pack of baby shower favors you opened just before the party turns out to be a different color than you ordered and so on. You can’t control it all.

Special situations

You might have a friend or relative who just lost a baby, or is infertile despite all treatments. Should you call her for your baby shower? Attending may be a challenge for her. Being confronted with another’s pregnancy may be difficult for her to bear.

The rule in such situations is — ask. Check with her and find out if she is up to attending the baby shower. Don’t just send an invitation in the mail. On the other hand, don’t presume that she can’t come and not call her at all. If she’s close to the mom-to-be, she may well want to come. Or at least, she may send her good wishes and a gift.

But if she tells you that she can’t make it, accept the situation with grace. Never hold it against her in any manner. Even if she said she would come and later backed out. Remember, it is probably one of the most difficult times she’s ever had, so be generous and supportive.

Once you’ve understood these simple baby shower etiquette guidelines, you’ll be far more confident about hosting a baby shower. Have fun, and create a special time that will live on in everyone’s memories!

Pot Belly Wood Stoves

Wood stoves were used in ancient America for many household and general purposes. A wood stove is a device, which is normally used in the kitchens for the heating of food, keeping it warm and making it palatable. Different kinds of materials were used for making stoves such as various metals and cast iron. Some of them were also beautifully decorated to make them aesthetically appealing.

Old wood stoves are termed as antique pieces and are protected by law for the preservation of history. Some antique wooden stoves can be used for the purpose of heating and cooking even today. One of the many types of wooden stoves available is the potbelly wood stove. These are shorter, squatter and smaller than conventional stoves and can be easily distinguished from other stoves from their barrel shaped body. These stoves have a round oven at their center where the heating takes place. As compared to Victorian stoves, potbelly wood stoves are usually less elaborate but can be designed with decorative engravings. In the 19th century, these stoves were a popular replacement for the rectangular wood stoves.

Today, potbelly woodstoves are generally used for decorative purposes. Some people even use them to heat and cook food. The larger potbelly wood stoves can also be used as heating appliances in winter. In fact, in olden times, these devices were used as a central heating appliance in small homes. Wood or charcoal can be used to fuel these stoves, which makes them economic. A chimney is usually attached to a potbelly wood stove as an outlet for the smoke.

Potbelly wood stoves have made for more advanced and cleaner wood stoves. These emit very little smoke and ash, require less firewood and also reduce the chances of a fire. However, these unique items still have their significance. Whether used for heating or purely as a decorative item, these stoves are worth treasuring.

How to Build a Solar Panel Step-by-Step

The sun is the most abundant source of power in the whole solar system. Learning how to build a solar panel to place on your home or your business will allow you to use a power supply which that is predicted by scientist to still be burning steady 4 billion years from today. If you don’t think that’s a permanent solution for dwindling fossil fuels and searing energy bills, then there isn’t one!

How to build a solar panel. The first thing you should consider before you learn how to build a solar pane, is if you live in the northern or the southern hemisphere. For example, solar panels in the northern hemisphere need to face south so that they can capture the most sunlight. If the roof of your desired structure doesn’t faces south (or if you’re in the southern hemisphere, north), then you can easily mount your solar panels on poles which have been placed on a location which does face the necessary direction.

Building your own solar panels is actually quite simple, as long as you have basic carpentry skills. You can start by collecting your tools and the necessary parts. If your local home improvement store doesn’t have the parts, then you can try the one place which will surely have them, eBay!

First, you need to use your Rosin Flux pen to place flux onto the bus strips of your solar cells. Doing this will ensure proper adherence and proper connections in the wiring for when you solder the tab ribbons onto the solar cells. You will then need to connect the solar cells to one another.

Once all the cells are connected, using the least silicon possible, place them securely onto the plywood panel. You will be left with two unattached wires which belong to the solar cells, you will need to drill two holes into the plywood so that you may feed the wires through. Then, seal any remaining gaps around those holes using silicon.

The next thing you will need to do is build a “frame” for your solar panels, since they will need to be covered with Plexiglas. Using wood screws and more silicon, adhere the frame to your plywood board, and make sure it’s waterproof. You can then secure the Plexiglas onto the frame, using the silicon first and then screws. However, you must make sure that you first drill the screw holes onto the Plexiglas prior to attaching the frame. Not doing so can result in cracking.

Make sure that you also check every inch of the solar panel for any gaps where moisture can penetrate it. Seal any holes that you find with silicon, no matter how small they may be. However, you must keep in mind that no matter how tight you seal your panels, moisture can still buildup in the interior of the panel’s. The only thing that remains to be done now is to drill a small hole near the bottom of the panel, but it must be away from the wiring. This way, air can flow into the panel which in turn reduce any moisture build up. Placing the hole near the bottom will also stop any rain from collecting!

Didn’t think you could learn how to build a solar panel? Well guess what? You just learned!

Marketing Ninja Fundamentals Explained That Even a Caveman Will Understand

If you do not know who Bill Gates is then you've been living in the caves with bears. Furthermore, if you own a small business then you have been missing out on an excellent case study of how to be a marketing ninja.

Forbes magazine has repeatedly listed Bill Gates as America's richest man. Hands down, this guy's got more money than God.

But more importantly, he has a Ph.D. in 'crushing the competition' to a pulp that sends grown men and women running for a milk bottle from mommy. He does not play 'fair', um, err, whatever that means, and he makes absolutely no apologies for stepping on your GI Joe toy soldier.

And while he's at it, he'll be sure to fill your sandbox with water and kick some in your face on his way to the see-saw.

YES! Now, that's what I'm talking about.

What's that? Oh, you do not know what I'm talking about?

Okay, pull up a chair. Pop some popcorn because you're in for a treat on how to be the marketing ninja in a dying, crying, 'blood squirting out from the neck' economy.

The year, 2008, and we are now in a recession. So, what is the first thing that people do besides start panicking and labeling and hiding all their food from roommates?

Well, if we take small business owners as an example, I can tell you that one of the first things that do is make the immediate decision to slash their marketing & advertising budget down to the size of the grain of a mustard seed.

Have you ever seen the size of a mustard seed? I mean, even the biblical Jesus is amazed at the tiny size of that thing that he went home, drank a bottle of liquor (stolen from his stay at the Marriott, of course!) And out popped a parable. And men with small wa-wa's think they have issues. pff!

Rats, where was I? ….. ahh, yes – marketing. It's so hard to stay focused in this August heat.

When the economy starts to slow down, do you think sound marketing principals change like the tides in the ocean and no longer apply? No. And who tells you that that is wrong and most likely still selling his books from the trunk of his car. Run, lamb, run.

These marketing principals apply even more so and must be used rather aggressively. And Bill Gates would be nodding his head in agreement.

Lesson numero uno: Marketing is the only expenditure that directly produces profit. To please my lawyers, I must add that it directly produces profit IF you are spending money on mediums that allows you to measure it otherwise you are wasting a lot of your advertising dollars.

This should have been stopped long before the arrival of the recession that we are in. I will go into more details about this in future articles.

Lesson numero dos: Most of your competitors will be cutting their marketing budget and if you should ever find yourself in the unfortunated position in a river of panic-stricken, drowning, small business owners on a white-water rafting trip gone bad, whatever floating piece of plank they're all headed for …. do not follow them. Go for the tree.

And the point here is simply: If the masses are all doing it, they must be wrong. They chose death. Now, you, grasshopper …. choose life.

Lesson numero tress: The door will be left wide open for the king of the jungle to market like a hungry lion because the pack of small business ostriches have stuck their head in the sand and committed marketing suicide when they killed their advertising budget dead.

Be forewarned: the spirit of Bill Gates will enter the bodies of your competition and take complete control of whatever pituitary gland connecting to the brain that turns on the Lee Iacocca marketing switch.

Oh, if you do not know who he is, you've not only been living in caves with bears, you really ARE a mammal and I hope you're wearing a sign that reads: "Do not feed before six."

To play hard and to win big during a recession, small business owners must first look to their current customer base. This is not the time to get lazy and ignore this bunch.

What you want to do is start romancing them again. Frankly, the honeymoon should have never ended, but that's a whole other topic.

You must start up communications with your customer base even more so now than ever. Why? Because it's going to cost you a heap of money to replace them and do not think it's going to be as easy as Sunday morning, as the song goes.

And when I say to up your communication with them, I do not mean to send a wimpy little postcard that reads: "hi, just thinking of you."

No. No. No, my loyal subjects. Your talks must be of quality. You're in business to make money, not make love. Without you¡¯re lucky pervert with exclusive rights to legally print money forever and ever till kingdom come. If not ….

You need to be creating customer retention systems that rewards their loyalty, incentivizes their patronage, and keeping them glued to you because what's going to happen is that your competitors will be trying to seduce them with cheaper prices all day long.

You want to have your customers walking around in hypnotic trance-like circles that leads them back to your place of business every single time. Thou will not grant any wiggle room to competitors whatever. You must not sleep or eat as you set this baby up. And once the machine starts rolling it will be automatic and you will not need to work so hard since a system will be put in place.

Stay tuned for my next article in which I will continue to spill underground secrets on how you can not only survive a slow economy but bring in more profits than you'll know what to do with even if you married a one-legged gold digger who does not know a 'Beatles' song to advise you. Until next time!

Goal Setting Vs Business Planning

A goal is a desire without a road map on how to fulfill that desire. Let's say you have a goal to lose 40 pounds. If all you do is set that goal, you are in essence "Wishing". If you write down that goal and tape it to your bathroom mirror you are still "Wishing", although you should be commended for at least putting it in writing. A plan for losing the weight however, would involve looking at your diet and calculating how much less you need to eat to lose the weight.

A more in-depth plan would also include items such as the amount of time in which you want to lose the weight, a change in diet, a daily list of allowed foods, an exercise routine designed to meet your desired results and finally a way to track your progress and make appropriate changes.

Now you have something worthy of putting on your bathroom mirror, a plan to achieve your goal.

Why Not to Plan

Anyone can figure out why not to do something. It's too cold, I'm too busy, I'm tired, or it will just take too long to complete. All of us want spectacular results; the problem is that getting spectacular results requires effort. We see other people doing what we wish we could do and then we fall back into either criticizing them for their success or being envious of how lucky they are. If we listen carefully to their stories, we will see that they are probably no better off than we were. All they did was follow the step-by-step process that helped them arrive at the destination they desired.

Most real estate agents are not just a "Salesperson", but in actuality a "Business". As a small business owner you must have a clear understanding of the revenue generating and expense aspects of your business. All small business owners have three topics to consider when building the business:

  • Source of revenue
  • Cost to generate revenue
  • Overhead expenses

Specifically, as a real estate agent you should understand how much revenue you need to generate to cover your expenses and meet your personal income goals. In addition, as you mature in your career your sources of business will change. As these changes take place your marketing strategies need to also change.

Reasons to avoid planning often include:

  • Planning does not apply to me or my market
  • I do not need planning, I'm different
  • Planning is too difficult
  • My manager / broker does not require planning
  • Planning is too time consuming
  • I am not good with numbers / calculations
  • I do not have the time

These are all excuses – and really not valid at all. With the advent of the personal computer and the Internet, business planning has really become very simple. Automatic Wizards can walk you through the process, programs can do all the calculations, and the Internet can provide you weekly reminders.

Like anything worthwhile, however, there is a level of commitment that is required. But then again, does not everything worthwhile require a commitment? Especially if you have selected real estate as your career, then your career is worthwhile. Your career therefore requires a plan. You can work with William Shue Coaching to develop a comprehensive business plan.

5 Things a Child Knows About Technology That You Don’t

How do you feel about your kids? Ever felt they are smarter than you about Technology? How could you tell? Do you have living proof? This article demonstrates this fact. Read on to find out.

Here are a few examples:

1) Your kid is faster than you at figuring out and playing computer games. They know better when to hit enter, spacebar, ESC key and arrow keys. In fact, they are better than you at playing these games.

2) Your kid is better at discovering new stuff about your cell phone, which you never knew existed. Take all the help you need from your kid.

3) Your kid knows the easiest way to find information by giving a search on Google bar. They will use simple non-connecting words and yet they will find the required information.

4) They will find a way with other digital gadgets before you and work on them intelligently. In fact they can pace up with technology faster than you. So be sure to interact with them.

5) How about a toy car, train or Lego set? After you have shown them the main theme behind them, they will be more creative and discover further innovative stuff about them and show you which will surprise you very much.

So never underestimate your child. Play and laugh with them with digital gadgets or toys. You will always have a lot to learn from them. They will teach you in a way that you can never teach them.

The five ways I demonstrate here really exemplify to you how amazing kids can be. So feel great that your kids are smart and the more they grow up, the more they will outsmart you. Take it easy and as fun. There is nothing much to worry about. You just get smart too by learning and picking up cues from them.

Never belittle them or hush them away. Encourage them always their creative and bright sides with Technology and they will grow and mature in ways that you may have never imagined. It is your duty to bring out the very best in them. So help them with their curiosity and inquisitiveness about Technology. They will feel gratified and fulfilled, which in turn will give you immense joy and bliss.

So feel great to be proud parent and everything will fall into place. No matter what, you, along with your special kids, will thrive!!

Hounded: The Iron Druid Chronicles by Kevin Hearne

I do not usually read fantasy novels, but I'm glad I made an exception here; I loved the story. A Druid lives in Arizona, pretending to be twenty-one years old, while he is actually twenty-one centuries old. He is threatened by witches and assisted by werewolves, all of what also appear, on the surface, as normal people. He meets otherworldly creatures who help him in his fight against the evil Celtic god.

I always want more than just a good story, however. The Druid's connection to the earth and use of energy provide that. The Druid draws its energy from the earth, a reminder of our separation from nature in this technological world. We see the importance of understanding the use of energy in his actions and how we have lost the connection to our environment and our bodies. The author is subtly teaching us. I like that.

The violence, which is so prevalent in many stories, and in our world, is more acceptable here as it is directed only to defend good, an important distinction. I like the Druid. He is a good guy and the reader begins to care about him, laughing at his sense of humor and appreciating his humility. His qualities of shape-shifting and appealing energetic energy from the earth, he is never arrogant or self-assured, a refreshing reply from many characters, both fictional and real.

I look to getting drawn back into this Druid's exciting, crazy, moral and funny world in his next two books in the series.

Why Insurance Agency Websites Need SSL

There are many compelling reasons why insurance agency websites should move to SSL, including security, encryption and trust. Google is making a big push to move all websites to SSL, and said that as of October 2017, “Passwords and credit cards are not the only types of data that should be private. Any type of data that users type into websites should not be accessible to others on the network, so starting in version 62 Chrome will show the ‘Not secure’ warning when users type data into HTTP sites. And eventually, we plan to show the “Not secure” warning for all HTTP pages, even outside Incognito mode.”

What is SSL & Why Is It Secure?

When navigating to a website, you might see a domain name resolve beginning with http: Sites that begin with http: are not SSL sites. All SSL sites begin with https:. SSL is an acronym for Secure Sockets Layer, which is the de facto standard used to establish an encrypted link between a web server and a browser. The SSL link ensures that all data communicated between a web server and a browser remains private.

In other words, SSL keeps information sent across the Internet secure and private, allowing only the intended recipient to receive it in an understandable format. Many people don’t realize that information they send over the Internet is passed from computer to computer, before it finally arrives at the selected destination server. That means that any one of those computers, which are communicating your information in this chain, can intercept important information such as usernames, passwords, credit card information, medical information, etc. SSL encrypts this data, making the information unreadable for everyone except the final destination server. This is important for increased security and to protect confidential information from hackers and identity thieves.

SSL Authentication

SSL provides authentication in addition to encryption. As mentioned previously, your information will typically be transmitted through a series of computers. A good example of this might be a quote form, which might contain confidential information about prospective insurance clients. Any one of these interim computers could potentially pretend to be the final destination website and hijack your confidential information. This security issue is thwarted by using a Public Key Infrastructure (PKI), and getting an SSL Certificate from an authorized SSL provider. SSL certificates are provided to verified entities like your insurance agency for example, after they have gone through several identity checks to prove they can be trusted. Insurance agencies wishing to accept credit card payments will be required to use SSL for their sites.

Browser Warnings & Visual Clues

Major web browsers like Chrome, Mozilla, Safari and Edge are now providing indicators to help users determine if an insurance website is secure. Site that have SSL indicate that the site is secure in the top left hand corner by using the word secure, or offering visual clues. For example there might be the word “Secure” displayed, or a lock or other icon indicator. Conversely, a site that is not SSL, might contain a warning icon, or indicate in another way that your site is not secure, warning users that they should not send any sensitive information using your website.

It’s only a matter of time before all insurance agencies and brokers will be required to move their sites to SSL. SSL certificates are not expensive, they usually cost between $50 and $70 per year depending upon the hosting provider, and many provide multiyear discounts. Our recommendation is that those insurance agencies which have yet to convert to SSL, should do so immediately. SSL certificates will help protect your agency, your customers, your prospects, and your confidential data. Agencies needing assistance updating their insurance agency website or converting to SSL can reach out to a proficient insurance agency marketing agency.

Are You At 5 to 6 Inches? Here’s The HONEST Truth About Whether You’re Long Enough Or Not! Read!

In the title I said “5 to 6 inches” for a single reason: Anyone below 5 inches already knows that he is small, and he needs to get bigger. I don’t believe a guy with a 4.5 inch penis could honestly say “I’m average” to himself. And anyone above 6 inches already thinks he’s the hugest, hung-est guy around. Those who are around 5 inches are the ones who have to know most about what their size means.

For starters, the average penis size is 6.17 inches. It’s funny to hear how guys with 6 inch penises think they’re well above average because “the average is 5 inches”, whereas the truth is that they are BELOW average.

I Am At 5 Inches – Is It Enough?

Of course, it depends on what it is “enough” for. Studies have shown that 5 inches can be enough (it’s the minimum) to give orgasms to women. However, people at 5 inches have to climb a mountain to give women orgasms. They have to do everything right – from foreplay to sexual positions to hitting the “right” spots.

A guy with a, say, 7.5 inch penis has a MUCH easier job. The fact is that a penis that size will easily be able to touch the cervix – which has been proven to be the most powerful orgasm trigger in women, even more so than the clitoris.

How deep the cervix is depends on the woman in question. Shorter women will have them closer to the opening, but if you want to please a woman that is taller than 5′ 5″, then to touch her cervix you will need a penis in excess of 7 inches.

All in all it’s impossible to say “5 inches is enough”. Yes, technically it is “enough” but you have to do an enormous work in order to satisfy your partner, while you could enlarge your penis 1-4 inches easily with some exercises and have a much much easier job of pleasing every woman you are with.

Rules and Regulations of Golf

We all know that without rules and regulations there is no game. Every game has its own rules and regulations. The rules of golf {2} {3} are internationally standardized and are jointly controlled by the royal and ancient golf club of St. Louis. Andrews, which was founded in 1754 and the united states of golf association. After the agreement with R & A, USGA jurisdiction on the enforcement and interpretation of the rules is limited to the United States and Mexico. Canada has the separate royal Canadian golf association, but generally follows the lead of the two larger bodies. The rules of golf continue to evolve, and every four years, the amended versions of the rule book are published. Any brand of Golf Equipments can be used. But it is better to go in for Good brands of Golf Equipment.

The rules are made keeping in mind "fairness". There are a few statements stated "play the ball as it lies", "play the course as you find it", and "if you can not do either, do what is fair". Some rules that are stated:

o Every player is entitled and obligated to play the ball from position where it has come to rest after the stroke, unless a rule allows or demands otherwise.

o A player must not accept assistance in making a stroke.

o The condition of the ground or other parts of the country may not be altered to gain an advantage except some cases defined in the rules.

o A Golf ball may only be replaced by another during play of a hole if it is destroyed (rule 5-3), lost (rule 27-1), or unplayable (rule 28), or at some other time allowed by the rules . The player may always substitute balls between the play of two books.

The decisions on the rules of golf are based on formal case decisions by the R & A and USGA and are revised updated every other year.

Amateur golfers:

There are strict regulations regarding the amateur status of golfers. Anybody who played golf for money or who has ever received payment or compensation for giving instruction in golf game will not be considered an amateur. He may not be allowed to participate in competitions limited only to amateur only non-cash prizes won in competition may be accepted within the limits established by the rules of amateur status.

Golf course architecture and design:

There are many kinds of golf courses. Each country has one kind of golf course. It varies according to the climate, etc.

The different kind of golf courses:

o Link courses

o Parkland courses

o Heath land

o Desert courses

o Browns courses

o Sand courses

o Snow courses

o Par 3 courses

o Executive courses.

1. Links courses: this is the most traditional type of golf course. It is located in the coastal areas, on sandy soil, often amid dunes, with few artificial hazards and few trees if any.

2. Parkland courses: this happens to be in typical inland courses, they often resemble British parks.

3. Heath land: this means less manicured and more open area. They often feature gorse and heather and typically less trees.

4. Desert courses: this course has been recently started in Australia and parts of USA and Middle East. It's a new invention.

5. Browns courses: akin to sand courses, but not much involved in terms of using layers of tar and gavel below the sandy surface layer, to give firmness and support and ensure a consistent bounce / roll.

6. Sand courses: instead of heavily irrigated green, the players play on sand unlike most golf players. Holes are less involved than browns courses. And are only for the casual golfer.

7. Snow courses: can be played in arctic or sub arctic regions during winter. This is a recent invention. Golf is played on snow, typically with an orange colored or any brightly colored ball.

8. Par 3 courses: this course consoles absolutely of holes with par 3. These are considered a good test of iron shot precision and short game, as the driver is rarely used.

9. Executive courses: the course is generally smaller than the typical 18 hole course.

Making a Luxurious Life With the Latest Bathroom Light Fixtures

It is the first desire of every person to own a luxurious home, but without luxurious bathrooms the requirement of luxury is not fulfilled. For your bathroom to be luxurious you need to renovate it with modern bathroom light fixtures. It has been a trend today to carefully plan the layout of the bathrooms also, along with the rooms, as a bathroom is the most relaxing place of a home. A well lit and equipped bathroom is the desire of the day.

Bathroom can be made attractive and well equipped by the installation of proper light fixtures and other fixtures such as tubs and toilets, sinks, handles and locks, shower etc. The bathroom light fixtures play an important role in beautifying the bathrooms because an exquisite lighting on the other fixtures magnifies the whole beauty.

The lighting by these fixtures is done by various ways as per the wish of the users. A proper lighting gives a good feel to the user and gives him / her peace and serenity. In a properly constructed bathroom with all the needed light fixtures mounted, you get a feeling of complete relaxation and that comfort gives you the feeling as if you are in heaven.

The bathroom lighting is done in various styles and designs. In the latest trend the popularized lighting themes are ambient lighting, which covers the whole room, the accent lighting, which focuses on some direction and the task lighting, which is a scientifically designed technique to remove the shadow formation and give you a clear image of yours in front of mirror, without shadow formation.

For illuminating the whole bathroom the halogen or fluorescent lights are installed in the ceiling, which cover the whole bathroom area under illumination, but it does not contradict any contrast to the bathroom as there is through illumination in the bathroom. To make a fanciful lighting in the bathroom, different bathroom light fixtures need to be installed, like sconce lights.

Sconce light fixtures are the focused lights in which the light is guided in some specific direction. This is an accent lighting technique. These lightings have multipurpose use, firstly they are used to dim the light so as to give a pleasant light in the bathroom, and secondly they are generally used for decoration purpose and installed above the mirrors, tables and door. They are also used to highlight some specific tile or some painting just to add to the beauty of the bathroom.

The most luxurious and comfortable feel is given by the combination of these bathroom light fixtures. The accent lighting can give a dim light to the bathroom and its focused lighting gives a very good look to it but sometimes a bright light is also required as in the front of the mirror so in such cases the task lighting if used can fulfill the need of another room for dressing. In the task lighting, the light fixtures in the sides of mirrors are so mounted that there is no shadow formation beneath the eyes and the nose. The task lighting is used in the photo shootings but nowdays is also being used in the luxury class bathrooms.

Nikon Digital Cameras – Tips For Shooting Indoor Sports

But the one thing all cameras of any size or brand share is a thirst for light. Most consumer cameras come with lenses that are more than adequate for standard picture taking. However shooting indoor sports is not standard by any means.

There are two key problems when shooting in a gym. First, although a gym may seem bright lit to our eyes it's actually quite dim to a camera. The second problem is distance; we have to sit at some distance from the action so our zoom lenses get a lot of exercise. Unfortunately this is where indoor sports hit its biggest photographic snag. We start out in light that is barely enough for the camera to operate and then we zoom the lenses out reducing the light even further.

The best way to handle this is to fool the camera. This trick works on most digital compact cameras and all DSLR's. The first thing to do is set the ISO (film speed) up to about 400. This will help increase the camera's sensitivity making the most of the light that's available.

The next step is to set the camera in Av or Aperture exposure mode. On Nikon digital cameras the Av mode is activated either on the top command dial or by using the menu system on compact cameras. This is the mode that controls aperture settings and we want the widest the lens allows. Remember, this is the smallest number on the aperture scale often around 3.5. By making this setting we are telling the camera to always use the widest, most open aperture that the lens offers. The camera must respond by selecting the fastest shutter speed that the lighting will allow in order to make an exposure. By using faster shutter speeds we have the best chance to stop action blur.

The last thing to do is to turn off the flash. A built-in flash has a range of only 10 feet, it's not doing any good and the flash slows down the camera as it recharges after each shot.
Some words of warning: Not every camera has an Aperture exposure mode. Many of this year's ultra compacts are an example. Next, by using the setting described there is no guarantee that your images will be successful; each gym's lighting is different. The photographer may be able to use a lower ISO or be forced to accept grainy pictures by using an ISO setting higher than 400.

A pro photographer with a thousand dollar lens standing court side expects about a 35% to 40% success rate, with our consumer cameras and equipmentitting 20% ​​to 25% success is considered very good. The best tip is to over shoot; the success rate does not increase but the number of successful shots will.

As a next step, learn about capturing moving subjects at the peak of action to help prevent even more motion blur.