Renting in Tucson With Bad Credit

Tucson, Arizona’s second largest city, the home to University of Arizona, has a diverse population and culture. You have Native Americans, Mexicans, Spanish, and of course your good old westerners among the 541,811 Tucson citizens. You have attractions such as Arizona-Sonora Desert Museum and the Fred Lawrence Whipple Observatory. You could enjoy a ballet at the Tucson Music Hall or if you are in the mood for music, head to Tucson Convention Center or the Rialto Theater for a concert. There is much to do in Tucson and you would have a great time living here if you rent a Tucson, Arizona apartment.

When you search for a Tucson, Arizona apartment for rent it is taken for granted that you need a good credit record. Landlords and companies usually do a credit check before they let their apartments out and you would be demurred, if you don’t pass. So what do you do if you have a few bad marks in your credit record? Will you not get a Tucson apartment for rent at all? That is not so. There are means by which you can rent an apartment in the city even if you have bad credit.

If you know a person in Tucson who has good credit, and would agree to act as your guarantor, then you will have no problem finding a Tucson apartment for rent. This is what students usually do. Most real estate companies who are in the business would pass your application on the guarantee of a trustworthy Tucson citizen.

If you do not know anybody in the city, then your next option is to share your Tucson apartment with someone who has good credit. Since rental companies would pass your application if even one of you has a good credit record, you have a very good chance of finding your apartment. You could find advertisements for roommates in local newspapers such as Tucson Citizen, Tucson Post, or Tucson Weekly. You may also find advertisements online.

If you cannot find anyone to share with or you do not want to share your apartment, then, your third option is to try to find those apartments in Tucson that require no credit check. You will find their listings in Tucson newspapers and online too. Mostly, apartments that are let by individuals do not require credit check. As long as you have a decent income, have proof of income, and a few good referrals, you will be all right. You might try for condos let out by individual owners as well.

You could also try asking the rental agents to not do a credit check. There are many agents who allow it. You will have to pay a higher deposit for your Tucson apartment in return for their skipping the credit check. The owners, after all, would want to be sure that they get their rent. However, as long as you have good references and a decent income, and are willing to pay extra deposit, you should be able to find an apartment in Tucson without much difficulty.