How to Explain Derogatory Credit

As part of the loan process, your borrower may be required to provide an explanation for derogatory credit such as late payments, bankruptcy, or judgments. This is a very important step and may make the difference in the loan program and interest rate that your borrower is approved for. While some borrowers are sophisticated enough…

Gelatin: The Wrinkle Smoother

A bit over a year ago, I began eating a packet of unflavored gelatin, daily, hoping it would alleviate pain from a shoulder condition. I’d read that gelatin is a form of collagen and that it’s thought to be salutary for the joints. As it turned out, the condition I had (frozen shoulder) was not…

The Difference Between STYROFOAM and Expanded Polystyrene

Over the years, many have mixed up the brand name STYROFOAMâ„¢ with the polymer expanded polystyrene. It is very common to use STYROFOAMâ„¢ as a generic term for foam coffee cups and take-out containers, which are typically made of expanded polystyrene. The former is a trademark of the Dow Chemical Company for its extruded polystyrene…

Advantages of Defragging Your Hard Drive

If you want your computer to keep functioning at its best, you should defrag its hard drive once in a while. Hard drives usually have spinning platters that contain data. Each time your computer inputs data to your hard drive, it creates blocks which are sequentially ordered from one side of the platter to the…

Medieval Castles – An Essay

Castles remind us of a time that was full of adventure and romance. Castles remind us of a time in history in which there was a lack of government and order. Although there was not mass confusion and anarchy, there was less order. Castles were the basis of feudalism. Castles can be seen as a…

Comic Books – Japanese Manga vs American Comics

What are the primary differences between Japanese Manga (Comics) and American Comics? There is a big difference in art styles between Manga, which is more stylized (exaggerated) and American comics, which tend to be more “realistic”. There are also quite a few serious differences between the two types of comics. Some of the differences, just…

10 Ways to Use Leftover Meatloaf

Have you ever made meatloaf, and found yourself with enough left overs to last the whole week? If you’re like me, I do not enjoy eating the same meal more than twice in a row, once for dinner, then lunch the next day. I discovered that a little meatloaf can go a long way, and…

Things to Do With Remote Control Helicopter

Times are changing faster than they ever did before and so are toys. Thanks to the technological advancements that we have seen in just a few years, today’s toys are things that are not only for children. Many adults today are enjoying passing times with these ‘toys’. One trend that has caught on very well…

How To Wholesale An Apartment Building

It sounds totally impossible, taking a big apartment building and assigning the contract for tens of thousands. Can you really do that, and if you can, how is it done? Well, the answer is indeed yes, your can flip an apartment building. People no smarter than you are doing it all across the country every…